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Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday loan stores by state
We track 8,510 storefront payday, installment and title loan stores of 25 major chains in 2,419 cities and towns — about 2.6 stores for every 100,000 U.S. residents. Pick a state for city-by-city lists with addresses and phone numbers.
- Loan stores
- 8,510
- Store chains
- 25
- States
- 49
- Stores per 100k residents
- 2.6
The biggest payday and installment loan chains
| Lender | Stores | States | Website |
|---|---|---|---|
| OneMain Financial | 1,434 | 44 | onemainfinancial.com |
| ACE Cash Express | 895 | 24 | acecashexpress.com |
| TitleMax | 877 | 15 | titlemax.com |
| Security Finance | 775 | 13 | securityfinance.com |
| Advance America | 744 | 24 | advanceamerica.net |
| Lendmark Financial Services | 577 | 24 | lendmarkfinancial.com |
| Mariner Finance | 531 | 28 | marinerfinance.com |
| 1st Franklin Financial | 379 | 10 | 1ffc.com |
| Check 'n Go | 323 | 15 | checkngo.com |
| Check Into Cash | 290 | 20 | checkintocash.com |
| loanDepot | 241 | 41 | loandepot.com |
| Sun Loan Company | 222 | 8 | sunloan.com |
| Oportun | 191 | 8 | oportun.com |
| Speedy Cash | 181 | 13 | speedycash.com |
| Western Shamrock Finance | 175 | 4 | westernshamrock.com |
| Cash Store | 157 | 3 | cashstore.com |
| Texas Car Title and Payday Loan Services | 109 | 1 | texascartitleandpaydayloanservicesinc.com |
| Advance Financial | 104 | 1 | af247.com |
| Dollar Loan Center | 94 | 4 | dontbebroke.com |
| Moneytree | 67 | 5 | moneytreeinc.com |
| Check City | 65 | 4 | checkcity.com |
| B&F Finance | 32 | 2 | bnffinance.com |
| CASH 1 Loans | 27 | 2 | cash1loans.com |
| Approved Cash | 11 | 6 | approvedcashadvance.com |
| Always Money | 9 | 3 | alwaysmoney.com |
Cities with the most loan stores per resident
Cities with 50,000+ residents ranked by loan stores per 100,000 people. Loan stores tend to cluster where household incomes are lower — compare the median income with the U.S. figure of $85,275.
| City | Stores | Per 100k people | Median household income | Poverty rate |
|---|---|---|---|---|
| Texarkana, TX | 15 | 24.2 | $55,996 | 17.4% |
| Morristown, TN | 10 | 19.1 | $49,981 | 19.0% |
| Harlingen, TX | 17 | 17.8 | $58,296 | 22.7% |
| Weslaco, TX | 12 | 16.1 | $54,817 | 24.2% |
| West Columbia, SC | 8 | 15.3 | $63,086 | 13.0% |
| Beaufort, SC | 9 | 15.1 | $72,094 | 16.1% |
| Dothan, AL | 13 | 15.0 | $57,050 | 19.1% |
| Columbia, TN | 10 | 15.0 | $69,467 | 11.8% |
| Wichita Falls, TX | 15 | 14.8 | $61,572 | 16.9% |
| Greenwood, SC | 8 | 14.8 | $48,611 | 16.7% |
| Mcallen, TX | 21 | 14.6 | $61,483 | 20.2% |
| Lufkin, TX | 9 | 14.4 | $59,163 | 16.8% |
| Alexandria, LA | 8 | 14.3 | $52,118 | 24.1% |
| Florence, SC | 13 | 14.2 | $61,793 | 17.8% |
| Victoria, TX | 12 | 13.9 | $72,421 | 16.1% |
Loan stores in each state
| State | Stores | Per 100k people | Median household income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Alabama | 378 | 7.5 | $65,640 | 15.8% | TitleMax |
| Arizona | 204 | 2.8 | $81,327 | 12.9% | TitleMax |
| Arkansas | 7 | 0.2 | $61,012 | 16.2% | ACE Cash Express |
| California | 617 | 1.6 | $102,369 | 12.0% | ACE Cash Express |
| Colorado | 89 | 1.5 | $97,396 | 9.6% | ACE Cash Express |
| Connecticut | 4 | 0.1 | $104,433 | 10.2% | loanDepot |
| Delaware | 30 | 3.0 | $86,313 | 10.7% | Check 'n Go |
| District of Columbia | 11 | 1.6 | $111,467 | 15.2% | ACE Cash Express |
| Florida | 352 | 1.6 | $75,446 | 12.7% | Advance America |
| Georgia | 538 | 5.0 | $79,251 | 13.6% | TitleMax |
| Hawaii | 12 | 0.8 | $101,448 | 10.0% | OneMain Financial |
| Idaho | 79 | 4.2 | $76,311 | 10.7% | Security Finance |
| Illinois | 140 | 1.1 | $87,400 | 11.8% | OneMain Financial |
| Indiana | 166 | 2.4 | $73,437 | 12.4% | OneMain Financial |
| Iowa | 34 | 1.1 | $76,204 | 11.1% | OneMain Financial |
| Kansas | 83 | 2.8 | $78,365 | 11.8% | Advance America |
| Kentucky | 136 | 3.0 | $65,382 | 16.2% | OneMain Financial |
| Louisiana | 232 | 5.0 | $62,722 | 19.0% | Security Finance |
| Maine | 5 | 0.4 | $75,636 | 10.8% | OneMain Financial |
| Maryland | 98 | 1.6 | $108,948 | 9.5% | ACE Cash Express |
| Massachusetts | 4 | 0.1 | $109,539 | 10.1% | loanDepot |
| Michigan | 137 | 1.4 | $75,812 | 13.3% | Advance America |
| Minnesota | 32 | 0.6 | $92,264 | 9.4% | OneMain Financial |
| Mississippi | 154 | 5.2 | $57,184 | 19.2% | Advance America |
| Missouri | 302 | 4.9 | $73,651 | 12.7% | TitleMax |
| Montana | 6 | 0.5 | $71,403 | 12.2% | OneMain Financial |
| Nebraska | 7 | 0.4 | $79,262 | 10.5% | OneMain Financial |
| Nevada | 182 | 5.8 | $78,884 | 12.6% | Dollar Loan Center |
| New Hampshire | 9 | 0.6 | $100,699 | 7.3% | OneMain Financial |
| New Jersey | 52 | 0.6 | $109,319 | 9.9% | OneMain Financial |
| New Mexico | 70 | 3.3 | $64,322 | 18.1% | Sun Loan Company |
| New York | 48 | 0.2 | $93,193 | 13.8% | OneMain Financial |
| North Carolina | 231 | 2.2 | $74,061 | 13.2% | OneMain Financial |
| North Dakota | 4 | 0.5 | $77,573 | 10.9% | OneMain Financial |
| Ohio | 205 | 1.7 | $74,030 | 13.3% | OneMain Financial |
| Oklahoma | 287 | 7.2 | $66,838 | 15.4% | Security Finance |
| Oregon | 52 | 1.2 | $83,810 | 11.9% | ACE Cash Express |
| Pennsylvania | 199 | 1.5 | $81,657 | 11.9% | OneMain Financial |
| Rhode Island | 9 | 0.8 | $89,026 | 11.5% | Advance America |
| South Carolina | 398 | 7.6 | $69,406 | 14.4% | TitleMax |
| South Dakota | 3 | 0.3 | $73,056 | 12.0% | OneMain Financial |
| Tennessee | 563 | 8.1 | $71,256 | 13.9% | Advance Financial |
| Texas | 1,720 | 5.8 | $81,963 | 13.9% | TitleMax |
| Utah | 101 | 3.0 | $95,410 | 8.7% | Check City |
| Virginia | 167 | 1.9 | $101,899 | 10.1% | OneMain Financial |
| Washington | 81 | 1.0 | $100,769 | 10.0% | OneMain Financial |
| West Virginia | 31 | 1.7 | $60,548 | 16.7% | OneMain Financial |
| Wisconsin | 230 | 3.9 | $78,208 | 10.8% | Security Finance |
| Wyoming | 11 | 1.9 | $76,892 | 10.8% | Advance America |
Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey, by ZIP code.