Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in Michigan
137 payday, installment and title loan stores of 5 chains operate in 74 cities and towns across Michigan — 1.4 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 137
- Store chains
- 5
- Stores per 100k people
- 1.4
- Bank branches
- 2,067
- Median household income
- $75,812
- Poverty rate
- 13.3%
Loan stores by city in Michigan
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
- Detroit · 8
- Grand Rapids · 8
- Southfield · 6
- Muskegon · 5
- Saginaw · 5
- Battle Creek · 4
- Flint · 4
- Lansing · 4
- Jackson · 3
- Midland · 3
- Saint Clair Shores · 3
- Westland · 3
- Bay City · 2
- Holland · 2
- Livonia · 2
- Monroe · 2
- Portage · 2
- Redford · 2
- Sterling Heights · 2
- Traverse City · 2
- Waterford · 2
- Ann Arbor · 1
- Canton · 1
- Clinton Township · 1
- Dearborn · 1
- Dearborn Heights · 1
- Farmington · 1
- Howell · 1
- Kalamazoo · 1
- Macomb · 1
- New Baltimore · 1
- Pontiac · 1
- Taylor · 1
- Troy · 1
- Utica · 1
- Warren · 1
- Wyoming · 1
- Ypsilanti · 1
Loan store chains in Michigan
| Lender | Stores in MI | Cities | Website |
|---|---|---|---|
| Advance America | 69 | 54 | advanceamerica.net |
| Check 'n Go | 35 | 31 | checkngo.com |
| OneMain Financial | 26 | 26 | onemainfinancial.com |
| Check Into Cash | 6 | 6 | checkintocash.com |
| loanDepot | 1 | 1 | loandepot.com |
Where loan stores cluster in Michigan
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 1.4 stores per 100k, median income $75,812.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Southfield | 6 | 7.5 | $69,008 | 10.9% | Advance America |
| Saint Clair Shores | 3 | 5.2 | $73,721 | 7.7% | Advance America |
| Midland | 3 | 4.5 | $79,626 | 10.7% | Check 'n Go |
| Battle Creek | 4 | 4.4 | $59,130 | 15.4% | Advance America |
| Saginaw | 5 | 4.0 | $53,892 | 22.8% | Check 'n Go |
| Portage | 2 | 4.0 | $80,713 | 7.7% | Check 'n Go |
| Muskegon | 5 | 3.9 | $59,650 | 13.9% | Advance America |
| Redford | 2 | 3.7 | $65,772 | 12.4% | Advance America |
| Monroe | 2 | 3.6 | $67,210 | 15.1% | Advance America |
| Westland | 3 | 3.6 | $62,538 | 13.3% | Advance America |
| Bay City | 2 | 3.1 | $57,241 | 16.3% | Advance America |
| Flint | 4 | 2.9 | $43,340 | 27.2% | Check 'n Go |
| Jackson | 3 | 2.9 | $60,753 | 14.7% | Advance America |
| Waterford | 2 | 2.8 | $76,951 | 8.4% | Advance America |
| Traverse City | 2 | 2.6 | $78,889 | 8.9% | Advance America |
Loan stores in smaller towns of Michigan
Other cities and towns in Michigan with loan stores, and the number of stores in each.
- Adrian 2
- Alma 1
- Auburn Hills 1
- Belleville 1
- Benton Harbor 2
- Big Rapids 1
- Brighton 1
- Burton 1
- Center Line 1
- Clio 1
- Ferndale 1
- Flat Rock 1
- Fort Gratiot 1
- Fraser 1
- Garden City 2
- Gaylord 2
- Hamtramck 1
- Highland Park 2
- Hillsdale 1
- Ionia 1
- Lincoln Park 1
- Ludington 1
- Madison Heights 1
- Melvindale 1
- Mount Morris 1
- Mount Pleasant 2
- Niles 3
- Oak Park 2
- Port Huron 2
- Roseville 1
- Saint Joseph 1
- Southgate 1
- Sturgis 1
- Trenton 1
- Walled Lake 1
- Wayne 1
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.