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Credit unions by state
4,250 federally insured credit unions serve 145,766,660 members — about 44 memberships for every 100 U.S. residents. Credit unions are member-owned and often offer small personal loans and payday alternative loans (PALs) at far lower rates than payday lenders.
- Credit unions
- 4,250
- Members
- 145.8M
- Federal credit unions
- 2,672
- State-chartered
- 1,578
- Members per 100 residents
- 44
The largest credit unions in the U.S.
| Credit union | Headquarters | Members | Website |
|---|---|---|---|
| Navy Federal Credit UnionFederal | Vienna, VA | 15,350,733 | navyfederal.org |
| State Employees' Credit UnionState-chartered | Raleigh, NC | 2,978,851 | ncsecu.org |
| Pentagon Federal Credit UnionFederal | McLean, VA | 2,759,060 | penfed.org |
| First Technology Federal Credit UnionFederal | San Jose, CA | 1,868,605 | firsttechfed.com |
| Boeing Employees Credit UnionState-chartered | Tukwila, WA | 1,575,792 | becu.org |
| Schoolsfirst Federal Credit UnionFederal | Santa Ana, CA | 1,568,368 | schoolsfirstfcu.org |
| America First Federal Credit UnionFederal | Riverdale, UT | 1,552,965 | americafirst.com |
| Mountain America Federal Credit UnionFederal | Sandy, UT | 1,433,256 | macu.com |
| Suncoast Credit UnionState-chartered | Tampa, FL | 1,389,633 | suncoast.com |
| The Golden 1 Credit UnionState-chartered | Sacramento, CA | 1,195,395 | golden1.com |
| Randolph-Brooks Federal Credit UnionFederal | Universal City, TX | 1,148,891 | rbfcu.org |
| Vystar Credit UnionState-chartered | Jacksonville, FL | 1,058,604 | vystarcu.org |
| Ent Credit UnionState-chartered | Colorado Spring, CO | 948,633 | ent.com |
| Alliant Credit UnionState-chartered | Chicago, IL | 938,005 | alliantcreditunion.org |
| Global Federal Credit UnionFederal | Anchorage, AK | 801,895 | globalcu.org |
| Idaho Central Credit UnionState-chartered | Chubbuck, ID | 788,996 | iccu.com |
| Security Service Federal Credit UnionFederal | San Antonio, TX | 741,871 | ssfcu.org |
| Space Coast Credit UnionState-chartered | Melbourne, FL | 707,051 | sccu.com |
| Onpoint Community Credit UnionState-chartered | Portland, OR | 648,972 | onpointcu.com |
| Municipal Credit UnionState-chartered | New York, NY | 640,990 | nymcu.org |
| Members 1st Federal Credit UnionFederal | Enola, PA | 629,837 | members1st.org |
| Communityamerica Federal Credit UnionFederal | Lenexa, KS | 591,912 | communityamerica.com |
| Redstone Federal Credit UnionFederal | Huntsville, AL | 548,367 | redfcu.org |
| Pennsylvania State Employees Credit UnionState-chartered | Harrisburg, PA | 546,072 | psecu.com |
| Patelco Credit UnionState-chartered | Dublin, CA | 543,881 | patelco.org |
Credit unions in each state
| State | Credit unions | Members | Members per 100 people | CUs per 100k people | Largest |
|---|---|---|---|---|---|
| Alabama | 89 | 2.5M | 49 | 1.8 | Redstone Federal Credit Union |
| Alaska | 9 | 1.0M | 141 | 1.2 | Global Federal Credit Union |
| Arizona | 33 | 2.0M | 28 | 0.5 | Desert Financial Credit Union |
| Arkansas | 49 | 381,485 | 13 | 1.6 | Arkansas Federal Credit Union |
| California | 232 | 15.5M | 39 | 0.6 | First Technology Federal Credit Union |
| Colorado | 62 | 2.9M | 49 | 1.1 | Ent Credit Union |
| Connecticut | 64 | 906,086 | 25 | 1.8 | American Eagle Financial Credit Union |
| Delaware | 15 | 254,107 | 25 | 1.5 | Del-One Federal Credit Union |
| District of Columbia | 29 | 322,093 | 48 | 4.3 | Bank Fund Staff Federal Credit Union |
| Florida | 107 | 7.9M | 36 | 0.5 | Suncoast Credit Union |
| Georgia | 72 | 2.3M | 21 | 0.7 | Delta Community Credit Union |
| Hawaii | 45 | 877,951 | 61 | 3.1 | Hawaii State Federal Credit Union |
| Idaho | 20 | 1.4M | 75 | 1.1 | Idaho Central Credit Union |
| Illinois | 175 | 4.0M | 31 | 1.4 | Alliant Credit Union |
| Indiana | 116 | 2.6M | 39 | 1.7 | Everwise Credit Union |
| Iowa | 66 | 1.6M | 52 | 2.1 | Greenstate Credit Union |
| Kansas | 62 | 1.3M | 46 | 2.1 | Communityamerica Federal Credit Union |
| Kentucky | 52 | 990,590 | 22 | 1.2 | Commonwealth Federal Credit Union |
| Louisiana | 136 | 1.3M | 28 | 2.9 | Barksdale Federal Credit Union |
| Maine | 48 | 770,427 | 56 | 3.5 | Atlantic Regional Federal Credit Union |
| Maryland | 60 | 2.1M | 35 | 1.0 | State Employees Credit Union of Maryland, Inc |
| Massachusetts | 122 | 2.3M | 32 | 1.7 | Metro Credit Union |
| Michigan | 170 | 6.1M | 61 | 1.7 | Lake Michigan Credit Union |
| Minnesota | 81 | 1.8M | 32 | 1.4 | Affinity Plus Federal Credit Union |
| Mississippi | 55 | 820,906 | 28 | 1.9 | Keesler Federal Credit Union |
| Missouri | 89 | 1.4M | 22 | 1.4 | First Community Credit Union |
| Montana | 40 | 420,417 | 38 | 3.6 | Clearwater Federal Credit Union |
| Nebraska | 50 | 555,918 | 28 | 2.5 | Centris Federal Credit Union |
| Nevada | 8 | 245,885 | 8 | 0.3 | Greater Nevada Credit Union |
| New Hampshire | 12 | 845,369 | 61 | 0.9 | Service Federal Credit Union |
| New Jersey | 127 | 946,334 | 10 | 1.4 | Affinity Federal Credit Union |
| New Mexico | 37 | 1.1M | 54 | 1.8 | Nusenda Federal Credit Union |
| New York | 269 | 7.4M | 37 | 1.4 | Municipal Credit Union |
| North Carolina | 57 | 5.2M | 49 | 0.5 | State Employees' Credit Union |
| North Dakota | 29 | 214,709 | 28 | 3.7 | First Community Credit Union |
| Ohio | 159 | 3.0M | 25 | 1.3 | Wright-Patt Credit Union, Inc. |
| Oklahoma | 53 | 1.5M | 37 | 1.3 | Tinker Federal Credit Union |
| Oregon | 47 | 2.4M | 57 | 1.1 | Onpoint Community Credit Union |
| Pennsylvania | 272 | 5.0M | 38 | 2.1 | Members 1st Federal Credit Union |
| Rhode Island | 14 | 506,866 | 46 | 1.3 | Navigant Credit Union |
| South Carolina | 46 | 1.7M | 33 | 0.9 | Founders Federal Credit Union |
| South Dakota | 33 | 351,919 | 39 | 3.7 | Black Hills Federal Credit Union |
| Tennessee | 126 | 2.7M | 39 | 1.8 | Eastman Credit Union |
| Texas | 376 | 10.3M | 35 | 1.3 | Randolph-Brooks Federal Credit Union |
| Utah | 52 | 4.2M | 126 | 1.6 | America First Federal Credit Union |
| Vermont | 13 | 454,313 | 70 | 2.0 | Eastrise Federal Credit Union |
| Virginia | 95 | 21.3M | 246 | 1.1 | Navy Federal Credit Union |
| Washington | 75 | 5.0M | 65 | 1.0 | Boeing Employees Credit Union |
| West Virginia | 74 | 376,054 | 21 | 4.1 | Fairmont Federal Credit Union |
| Wisconsin | 99 | 3.9M | 66 | 1.7 | Connexus Credit Union |
| Wyoming | 18 | 394,827 | 68 | 3.1 | Blue Federal Credit Union |
| U.S. territories | |||||
| Guam | 2 | 66,072 | — | — | Coast360 Federal Credit Union |
| Puerto Rico | 4 | 108,357 | — | — | Caribe Federal Credit Union |
| U.S. Virgin Islands | 5 | 18,052 | — | — | St. Thomas Federal Credit Union |
| United States | 4,250 | 145.8M | 44 | 1.3 | Navy Federal Credit Union |
Each credit union is counted once, in the state of its headquarters; its members may live in other states, so members per 100 residents can exceed the real share of residents who belong to a credit union. Population: U.S. Census Bureau, American Community Survey. FCU — federal credit union, chartered by the NCUA; state-chartered credit unions are federally insured by the NCUA too.