Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in Virginia
Storefront payday loans are not allowed in Virginia, but 167 installment and title loan stores of 7 chains operate in 70 cities and towns — 1.9 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 167
- Store chains
- 7
- Stores per 100k people
- 1.9
- Bank branches
- 1,851
- Median household income
- $101,899
- Poverty rate
- 10.1%
Loan stores by city in Virginia
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
- Virginia Beach · 10
- Chesapeake · 8
- Newport News · 6
- Norfolk · 6
- Richmond · 6
- Fredericksburg · 5
- Woodbridge · 5
- Charlottesville · 4
- Danville · 4
- Glen Allen · 4
- Hampton · 4
- Mechanicsville · 4
- Roanoke · 4
- Alexandria · 3
- Harrisonburg · 3
- Lynchburg · 3
- Manassas · 3
- Midlothian · 3
- Suffolk · 3
- Winchester · 3
- Centreville · 2
- Chester · 2
- Henrico · 2
- Leesburg · 2
- Petersburg · 2
- Portsmouth · 2
- Williamsburg · 2
- Herndon · 1
- Reston · 1
- Springfield · 1
- Stafford · 1
- Sterling · 1
Loan store chains in Virginia
| Lender | Stores in VA | Cities | Website |
|---|---|---|---|
| OneMain Financial | 64 | 58 | onemainfinancial.com |
| Lendmark Financial Services | 48 | 41 | lendmarkfinancial.com |
| Mariner Finance | 21 | 21 | marinerfinance.com |
| ACE Cash Express | 19 | 12 | acecashexpress.com |
| 1st Franklin Financial | 7 | 6 | 1ffc.com |
| Check City | 4 | 2 | checkcity.com |
| loanDepot | 4 | 4 | loandepot.com |
Where loan stores cluster in Virginia
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 1.9 stores per 100k, median income $101,899.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Danville | 4 | 6.7 | $48,191 | 21.4% | 1st Franklin Financial |
| Mechanicsville | 4 | 5.6 | $116,810 | 4.3% | 1st Franklin Financial |
| Glen Allen | 4 | 5.2 | $131,742 | 3.9% | Lendmark Financial Services |
| Harrisonburg | 3 | 4.0 | $67,104 | 27.1% | Lendmark Financial Services |
| Chester | 2 | 3.9 | $94,784 | 5.5% | Mariner Finance |
| Winchester | 3 | 3.8 | $82,773 | 11.7% | Lendmark Financial Services |
| Newport News | 6 | 3.3 | $65,812 | 15.2% | ACE Cash Express |
| Chesapeake | 8 | 3.2 | $99,233 | 8.6% | 1st Franklin Financial |
| Charlottesville | 4 | 3.2 | $94,549 | 13.5% | Lendmark Financial Services |
| Petersburg | 2 | 3.2 | $59,202 | 16.3% | Lendmark Financial Services |
| Suffolk | 3 | 3.1 | $90,027 | 9.9% | ACE Cash Express |
| Lynchburg | 3 | 2.9 | $64,253 | 15.3% | ACE Cash Express |
| Hampton | 4 | 2.9 | $69,069 | 12.9% | OneMain Financial |
| Midlothian | 3 | 2.9 | $124,245 | 5.1% | Mariner Finance |
| Centreville | 2 | 2.8 | $143,274 | 6.3% | Lendmark Financial Services |
Loan stores in smaller towns of Virginia
Other cities and towns in Virginia with loan stores, and the number of stores in each.
- Abingdon 2
- Altavista 2
- Blackstone 1
- Bristol 1
- Chase City 1
- Christiansburg 2
- Collinsville 1
- Colonial Heights 4
- Covington 1
- Culpeper 2
- Elkton 1
- Emporia 1
- Farmville 2
- Forest 1
- Front Royal 3
- Galax 2
- Gloucester 1
- Hayes 1
- Lexington 2
- Louisa 1
- Madison Heights 1
- Martinsville 1
- Norton 1
- Onley 1
- Orange 1
- Pounding Mill 1
- Radford 1
- Rocky Mount 1
- Salem 1
- South Boston 2
- South Hill 2
- Staunton 2
- Tappahannock 1
- Warsaw 1
- Waynesboro 3
- Woodstock 1
- Wytheville 3
- Yorktown 1
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.