Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in New York
Storefront payday loans are not allowed in New York, but 48 installment and title loan stores of 3 chains operate in 47 cities and towns — 0.2 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 48
- Store chains
- 3
- Stores per 100k people
- 0.2
- Bank branches
- 4,007
- Median household income
- $93,193
- Poverty rate
- 13.8%
Loan stores by city in New York
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
Loan store chains in New York
| Lender | Stores in NY | Cities | Website |
|---|---|---|---|
| OneMain Financial | 35 | 35 | onemainfinancial.com |
| loanDepot | 7 | 7 | loandepot.com |
| Mariner Finance | 6 | 6 | marinerfinance.com |
Where loan stores cluster in New York
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 0.2 stores per 100k, median income $93,193.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Watertown | 1 | 1.9 | $59,277 | 15.1% | OneMain Financial |
| Webster | 1 | 1.8 | $95,499 | 5.3% | OneMain Financial |
| Middletown | 1 | 1.5 | $89,099 | 12.0% | OneMain Financial |
| Albany | 1 | 0.6 | $76,899 | 16.0% | Mariner Finance |
| Schenectady | 1 | 0.6 | $82,885 | 12.1% | OneMain Financial |
| Yonkers | 1 | 0.5 | $78,691 | 15.5% | OneMain Financial |
| Syracuse | 1 | 0.4 | $59,936 | 22.5% | Mariner Finance |
| Rochester | 2 | 0.4 | $66,568 | 17.2% | Mariner Finance |
| Staten Island | 1 | 0.2 | $99,565 | 10.9% | OneMain Financial |
| Buffalo | 1 | 0.2 | $63,542 | 18.5% | Mariner Finance |
| New York | 1 | 0.1 | $111,654 | 15.7% | loanDepot |
Loan stores in smaller towns of New York
Other cities and towns in New York with loan stores, and the number of stores in each.
- Auburn 1
- Batavia 1
- Bath 1
- Canandaigua 1
- Cicero 1
- Depew 1
- Dobbs Ferry 1
- Dunkirk 1
- East Amherst 1
- Elmira 1
- Fishkill 1
- Garden City 1
- Hauppauge 1
- Horseheads 1
- Johnson City 1
- Johnstown 1
- Kingston 1
- Latham 1
- Lynbrook 1
- Massena 1
- Melville 1
- Nanuet 1
- New Hartford 1
- Oneida 1
- Oswego 1
- Patchogue 1
- Plattsburgh 1
- Queensbury 1
- Rensselaer 1
- Riverhead 1
- Rye 1
- Sidney 1
- Tarrytown 1
- Tonawanda 1
- Vestal 1
- Westbury 1
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.