Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in Illinois
Storefront payday loans are not allowed in Illinois, but 140 installment and title loan stores of 8 chains operate in 81 cities and towns — 1.1 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 140
- Store chains
- 8
- Stores per 100k people
- 1.1
- Bank branches
- 3,628
- Median household income
- $87,400
- Poverty rate
- 11.8%
Loan stores by city in Illinois
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
- Chicago · 19
- Decatur · 3
- Peoria · 3
- Springfield · 3
- Aurora · 2
- Belleville · 2
- Bloomington · 2
- Champaign · 2
- Des Plaines · 2
- Elgin · 2
- Joliet · 2
- Mchenry · 2
- Naperville · 2
- Oak Lawn · 2
- Rockford · 2
- Schaumburg · 2
- Waukegan · 2
- Berwyn · 1
- Bolingbrook · 1
- Cicero · 1
- Downers Grove · 1
- Lombard · 1
- Normal · 1
- Oak Park · 1
- Plainfield · 1
- Quincy · 1
- Tinley Park · 1
Loan store chains in Illinois
| Lender | Stores in IL | Cities | Website |
|---|---|---|---|
| OneMain Financial | 67 | 56 | onemainfinancial.com |
| Mariner Finance | 30 | 30 | marinerfinance.com |
| Sun Loan Company | 17 | 17 | sunloan.com |
| loanDepot | 11 | 10 | loandepot.com |
| Oportun | 11 | 7 | oportun.com |
| Security Finance | 2 | 2 | securityfinance.com |
| Check Into Cash | 1 | 1 | checkintocash.com |
| TitleMax | 1 | 1 | titlemax.com |
Where loan stores cluster in Illinois
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 1.1 stores per 100k, median income $87,400.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Decatur | 3 | 3.8 | $56,571 | 17.8% | Mariner Finance |
| Mchenry | 2 | 3.6 | $93,997 | 6.3% | Mariner Finance |
| Oak Lawn | 2 | 3.5 | $82,493 | 9.2% | Mariner Finance |
| Schaumburg | 2 | 2.6 | $94,892 | 6.0% | OneMain Financial |
| Peoria | 3 | 2.4 | $57,681 | 19.4% | Mariner Finance |
| Bloomington | 2 | 2.3 | $81,768 | 10.8% | Mariner Finance |
| Des Plaines | 2 | 2.2 | $84,491 | 8.8% | Mariner Finance |
| Springfield | 3 | 2.2 | $70,314 | 16.1% | Mariner Finance |
| Belleville | 2 | 2.1 | $70,435 | 12.6% | Mariner Finance |
| Champaign | 2 | 2.1 | $62,086 | 24.0% | Mariner Finance |
| Quincy | 1 | 2.0 | $63,150 | 14.0% | OneMain Financial |
| Waukegan | 2 | 2.0 | $68,390 | 15.8% | OneMain Financial |
| Lombard | 1 | 1.9 | $96,606 | 7.1% | OneMain Financial |
| Oak Park | 1 | 1.9 | $109,252 | 6.7% | OneMain Financial |
| Normal | 1 | 1.9 | $66,642 | 21.3% | OneMain Financial |
Loan stores in smaller towns of Illinois
Other cities and towns in Illinois with loan stores, and the number of stores in each.
- Addison 2
- Alton 4
- Belvidere 1
- Bradley 2
- Burbank 1
- Carbondale 1
- Carpentersville 1
- Centralia 3
- Collinsville 2
- Crest Hill 1
- Danville 3
- Du Quoin 1
- Effingham 2
- Elmwood Park 1
- Fox Lake 1
- Freeport 1
- Galesburg 2
- Harrisburg 1
- Homewood 1
- Jacksonville 1
- Kankakee 1
- Lawrenceville 1
- Libertyville 1
- Lisle 1
- Machesney Park 1
- Marion 3
- Matteson 1
- Mattoon 2
- Melrose Park 2
- Midlothian 1
- Mokena 1
- Moline 2
- Morton Grove 1
- Mount Carmel 1
- Mount Vernon 2
- Northbrook 1
- O'Fallon 1
- Ottawa 1
- Park Ridge 1
- Pekin 3
- Peru 1
- Pinckneyville 1
- Riverside 1
- Rock Island 2
- Rolling Meadows 1
- South Elgin 1
- South Holland 1
- Sterling 1
- Streator 2
- Sycamore 1
- Vandalia 1
- West Frankfort 1
- Westmont 1
- Wheeling 1
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.