Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in New Jersey
Storefront payday loans are not allowed in New Jersey, but 52 installment and title loan stores of 4 chains operate in 45 cities and towns — 0.6 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 52
- Store chains
- 4
- Stores per 100k people
- 0.6
- Bank branches
- 2,235
- Median household income
- $109,319
- Poverty rate
- 9.9%
Loan stores by city in New Jersey
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
Loan store chains in New Jersey
| Lender | Stores in NJ | Cities | Website |
|---|---|---|---|
| OneMain Financial | 29 | 29 | onemainfinancial.com |
| loanDepot | 9 | 8 | loandepot.com |
| Mariner Finance | 9 | 9 | marinerfinance.com |
| Oportun | 5 | 5 | oportun.com |
Where loan stores cluster in New Jersey
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 0.6 stores per 100k, median income $109,319.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Union | 2 | 3.5 | $118,106 | 6.2% | Mariner Finance |
| Vineland | 2 | 3.2 | $74,593 | 14.0% | Mariner Finance |
| Princeton | 1 | 1.8 | $166,865 | 15.3% | loanDepot |
| Freehold | 1 | 1.8 | $107,042 | 7.5% | OneMain Financial |
| Hoboken | 1 | 1.7 | $176,943 | 7.1% | loanDepot |
| Piscataway | 1 | 1.7 | $126,331 | 5.4% | OneMain Financial |
| Toms River | 2 | 1.5 | $84,496 | 7.1% | Mariner Finance |
| Union City | 1 | 1.5 | $65,369 | 21.3% | Oportun |
| Passaic | 1 | 1.4 | $56,780 | 23.0% | Oportun |
| Cherry Hill | 1 | 1.3 | $128,331 | 7.4% | OneMain Financial |
| Elizabeth | 1 | 1.0 | $64,554 | 14.3% | Oportun |
| Edison | 1 | 0.9 | $130,965 | 5.4% | Mariner Finance |
| Trenton | 2 | 0.9 | $77,329 | 15.1% | Mariner Finance |
| Paterson | 1 | 0.6 | $54,823 | 23.7% | Oportun |
| Newark | 1 | 0.3 | $47,918 | 24.8% | Oportun |
Loan stores in smaller towns of New Jersey
Other cities and towns in New Jersey with loan stores, and the number of stores in each.
- Blackwood 2
- Bordentown 1
- Cape May Court House 1
- Cranford 1
- Egg Harbor Township 1
- Elmwood Park 1
- Fairfield 1
- Farmingdale 1
- Hightstown 1
- Iselin 1
- Kearny 1
- Ledgewood 1
- Little Falls 1
- Marlton 1
- Montclair 1
- Morristown 1
- Mount Holly 1
- North Brunswick 1
- Northfield 1
- Oaklyn 1
- Paramus 1
- Parsippany 1
- Pennsville 1
- Riverton 1
- Secaucus 1
- Shrewsbury 3
- Watchung 1
- West Berlin 1
- West Orange 1
- Woodbury 1
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.