Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in North Carolina
Storefront payday loans are not allowed in North Carolina, but 231 installment and title loan stores of 5 chains operate in 83 cities and towns — 2.2 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 231
- Store chains
- 5
- Stores per 100k people
- 2.2
- Bank branches
- 2,057
- Median household income
- $74,061
- Poverty rate
- 13.2%
Loan stores by city in North Carolina
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
- Charlotte · 12
- Fayetteville · 9
- Wilmington · 9
- Raleigh · 8
- Winston Salem · 8
- Greensboro · 7
- Asheville · 6
- Rocky Mount · 6
- Goldsboro · 5
- High Point · 5
- Jacksonville · 5
- Wilson · 5
- Burlington · 4
- Durham · 4
- Gastonia · 4
- Salisbury · 4
- Statesville · 4
- Asheboro · 3
- Concord · 3
- Greenville · 3
- Hickory · 3
- Morganton · 3
- Shelby · 3
- Hendersonville · 2
- Kernersville · 2
- Lexington · 2
- Matthews · 2
- Monroe · 2
- New Bern · 2
- Sanford · 2
- Wake Forest · 2
- Clayton · 1
- Fuquay Varina · 1
- Garner · 1
- Huntersville · 1
- Kannapolis · 1
- Mooresville · 1
Loan store chains in North Carolina
| Lender | Stores in NC | Cities | Website |
|---|---|---|---|
| OneMain Financial | 88 | 73 | onemainfinancial.com |
| Lendmark Financial Services | 65 | 53 | lendmarkfinancial.com |
| Mariner Finance | 39 | 38 | marinerfinance.com |
| ACE Cash Express | 34 | 21 | acecashexpress.com |
| loanDepot | 5 | 5 | loandepot.com |
Where loan stores cluster in North Carolina
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 2.2 stores per 100k, median income $74,061.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Wilson | 5 | 8.7 | $49,255 | 23.6% | ACE Cash Express |
| Rocky Mount | 6 | 8.7 | $54,251 | 18.5% | ACE Cash Express |
| Goldsboro | 5 | 7.2 | $57,531 | 15.0% | ACE Cash Express |
| Shelby | 3 | 5.6 | $54,492 | 17.2% | Lendmark Financial Services |
| Morganton | 3 | 5.3 | $53,464 | 21.2% | Lendmark Financial Services |
| Statesville | 4 | 5.3 | $61,891 | 13.1% | ACE Cash Express |
| Asheboro | 3 | 5.1 | $57,394 | 15.9% | Lendmark Financial Services |
| Jacksonville | 5 | 5.1 | $61,019 | 13.0% | Lendmark Financial Services |
| Salisbury | 4 | 4.8 | $59,820 | 18.1% | ACE Cash Express |
| Burlington | 4 | 4.6 | $59,216 | 15.9% | ACE Cash Express |
| Asheville | 6 | 4.3 | $66,351 | 14.0% | Lendmark Financial Services |
| Wilmington | 9 | 4.2 | $74,239 | 12.6% | Lendmark Financial Services |
| High Point | 5 | 4.0 | $60,277 | 14.7% | OneMain Financial |
| Fayetteville | 9 | 3.7 | $58,692 | 18.1% | Lendmark Financial Services |
| Hickory | 3 | 3.7 | $63,629 | 14.0% | Lendmark Financial Services |
Loan stores in smaller towns of North Carolina
Other cities and towns in North Carolina with loan stores, and the number of stores in each.
- Aberdeen 2
- Ahoskie 1
- Albemarle 3
- Clinton 2
- Conover 1
- Dunn 1
- Edenton 1
- Elizabeth City 2
- Forest City 2
- Franklin 2
- Henderson 4
- Hope Mills 2
- Indian Trail 1
- Jefferson 1
- Kinston 3
- Knightdale 2
- Laurinburg 3
- Leland 1
- Lenoir 2
- Lincolnton 2
- Locust 1
- Lumberton 5
- Marion 2
- Mebane 1
- Morehead City 2
- Mount Airy 3
- Murphy 1
- Nashville 1
- North Wilkesboro 1
- Reidsville 3
- Roanoke Rapids 3
- Rockingham 3
- Roxboro 1
- Shallotte 2
- Smithfield 3
- Spring Lake 1
- Spruce Pine 1
- Tarboro 1
- Wallace 1
- Washington 2
- Waynesville 2
- Whiteville 2
- Wilkesboro 2
- Williamston 2
- Winterville 1
- Yadkinville 1
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.