Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Payday Loan Stores in Kentucky
136 payday, installment and title loan stores of 7 chains operate in 44 cities and towns across Kentucky — 3.0 stores per 100,000 residents, compared with 2.6 nationwide.
- Loan stores
- 136
- Store chains
- 7
- Stores per 100k people
- 3.0
- Bank branches
- 1,478
- Median household income
- $65,382
- Poverty rate
- 16.2%
Loan stores by city in Kentucky
Pick a city for the full list of stores with addresses, phone numbers and hours, or scroll down for the smaller towns.
Loan store chains in Kentucky
| Lender | Stores in KY | Cities | Website |
|---|---|---|---|
| OneMain Financial | 36 | 31 | onemainfinancial.com |
| Mariner Finance | 28 | 27 | marinerfinance.com |
| Lendmark Financial Services | 25 | 24 | lendmarkfinancial.com |
| Advance America | 19 | 15 | advanceamerica.net |
| 1st Franklin Financial | 18 | 18 | 1ffc.com |
| Check Into Cash | 8 | 5 | checkintocash.com |
| loanDepot | 2 | 2 | loandepot.com |
Where loan stores cluster in Kentucky
Cities ranked by loan stores per 100,000 residents, with local median household income and poverty rate. Statewide: 3.0 stores per 100k, median income $65,382.
| City | Stores | Per 100k people | Median income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Paducah | 6 | 10.0 | $61,636 | 16.5% | 1st Franklin Financial |
| Florence | 4 | 7.2 | $75,582 | 8.9% | Advance America |
| Owensboro | 6 | 6.9 | $62,491 | 16.6% | 1st Franklin Financial |
| Richmond | 4 | 6.2 | $62,731 | 15.6% | 1st Franklin Financial |
| Georgetown | 3 | 5.8 | $83,012 | 11.0% | Advance America |
| Elizabethtown | 3 | 5.6 | $68,715 | 11.8% | 1st Franklin Financial |
| Bowling Green | 4 | 3.2 | $63,347 | 18.3% | Advance America |
| Lexington | 9 | 2.8 | $71,202 | 15.9% | Advance America |
| Louisville | 18 | 2.4 | $70,176 | 14.8% | OneMain Financial |
| Frankfort | 1 | 1.9 | $67,125 | 13.2% | OneMain Financial |
Loan stores in smaller towns of Kentucky
Other cities and towns in Kentucky with loan stores, and the number of stores in each.
- Ashland 3
- Bardstown 3
- Burkesville 1
- Cadiz 1
- Campbellsville 2
- Corbin 2
- Danville 4
- Glasgow 3
- Harlan 1
- Hazard 2
- Henderson 4
- Hopkinsville 5
- Jackson 1
- Leitchfield 2
- London 3
- Madisonville 4
- Maysville 3
- Middlesboro 1
- Morehead 2
- Mount Sterling 2
- Murray 2
- Newport 2
- Paintsville 2
- Pikeville 4
- Powderly 1
- Prestonsburg 1
- Princeton 2
- Radcliff 1
- Russellville 2
- Shelbyville 3
- Shepherdsville 2
- Somerset 4
- Whitley City 1
- Winchester 2
Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders and small independent stores are not included. Population, income and poverty: U.S. Census Bureau, American Community Survey.