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Pawn Shops vs Payday Loans in Scottsdale, AZ
15 pawn shops in and around Scottsdale — 5.1 per 100,000 residents, compared with 2.8 across Arizona. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Scottsdale ranks #4 of 21 Arizona cities with pawn shops by shops per resident.
- Pawn shops
- 15
- Pawn shops per 100k
- 5.1
- Arizona: 2.8
- Big-chain shops
- 1
- Payday & loan stores
- 3
- Population
- 293,445
Pawn shops in Scottsdale: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Biltmore Loan and Jewelry | 10830 N Scottsdale Rd Scottsdale, AZ 85254 | (480) 991-5626 | biltmoreloanandjewelry.com |
| Cash Bucket Pawn | 2334 N Scottsdale Rd Scottsdale, AZ 85257 | (480) 478-9639 | cashbucketpawn.com |
| Diamond Banc | 7702 E Doubletree Ranch Rd #300 Scottsdale, AZ 85258 | (602) 878-6698 | diamondbanc.com |
| Executive Pawn | 15231 N 87th St #125 Scottsdale, AZ 85260 | (480) 368-7000 | — |
| Gold Star Pawn & Loan | 7162 E Thomas Rd Scottsdale, AZ 85251 | (480) 947-3368 | pawnscottsdale.com |
| North Scottsdale Loan and Gold | 7126 E Shea Blvd Ste Scottsdale, AZ 85254 | (480) 443-4653 | northscottsdaleloan.com |
| North Scottsdale Loan and Guns | 7126 E Shea Blvd A Scottsdale, AZ 85254 | (480) 422-1826 | northscottsdaleloanandguns.com |
| North Scottsdale Pawn Shop | 10812 N Scottsdale Rd Scottsdale, AZ 85254 | (480) 483-4210 | northscottsdalepawnshop.com |
| Pawn Now | 7841 E McDowell Rd Scottsdale, AZ 85257 | (480) 300-4653 | pawnnowaz.com |
| Pawn1st | 3116 N Scottsdale Rd Scottsdale, AZ 85251 | (480) 990-3739 | pawn1st.com |
| Pawn1st | 6413 E Thomas Rd Scottsdale, AZ 85251 | (480) 874-0054 | pawn1st.com |
| Rising Star Jewelry and Loan | 8040 E Morgan Trail #6 Scottsdale, AZ 85258 | (480) 625-0666 | rsjewelryandloan.com |
| Scottsdale Loan Company | 14301 N 87th St Ste 118 Scottsdale, AZ 85260 | (480) 948-2274 | scottsdaleloancompany.com |
| Scottsdale Pawn Shop | 2200 N Scottsdale Rd Ste 130 Scottsdale, AZ 85257 | (480) 945-1617 | scottsdalepawnshop.com |
| SuperpawnChain | 1302 N Scottsdale Rd Scottsdale, AZ 85257 | (480) 889-1090 | superpawn.com |
Pawn shops vs payday loan stores in Scottsdale
Scottsdale has 15 pawn shops and 3 payday, installment and title loan stores.
Pawn shops
15
5.1 per 100k residents
Payday & loan stores
3
1.0 per 100k residents
2 store chains
Biggest loan store chains in Scottsdale: loanDepot (2), Speedy Cash (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Arizona) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Scottsdale
- 1.6%
- Pawn cost, share of monthly household income in Scottsdale
- 1.0%
- A $400 emergency equals
- 1.3 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Arizona payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Arizona law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in AZ | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Arizona | Pawnbrokers are licensed and regulated by Arizona; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Arizona |
Scottsdale at a glance
- Median household income
- $115,722
- Arizona: $81,327
- Poverty rate
- 7.1%
- Arizona: 12.9%
- Households under $25,000
- 9.3%
- Arizona: 13.8%
- A $400 emergency equals
- 1.3 days of income
Payday and installment loan stores in Scottsdale
For comparison: storefront payday, installment and title lenders in Scottsdale with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 14000 N Pima Rd #150 Scottsdale, AZ 85260 | (480) 627-0100 | — | 4.5 |
| 4800 N Scottsdale Rd Ste 3800 Scottsdale, AZ 85251 | (480) 627-0100 | — | 4.3 |
| 7202 E McDowell Rd Scottsdale, AZ 85257 | (480) 945-9200 | — | 4.9 |
Pawn shops near Scottsdale
More about Scottsdale
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.