Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Pawn Shops vs Payday Loans in Glendale, AZ
8 pawn shops in and around Glendale — 2.6 per 100,000 residents, compared with 2.8 across Arizona. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Glendale ranks #13 of 21 Arizona cities with pawn shops by shops per resident.
- Pawn shops
- 8
- Pawn shops per 100k
- 2.6
- Arizona: 2.8
- Big-chain shops
- 2
- Payday & loan stores
- 9
- Population
- 311,041
Pawn shops in Glendale: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Glendale Pawn and Jewelry | 6548 N 59th Ave Glendale, AZ 85301 | (623) 939-2107 | arizonapawnshops.com |
| Gold By The Gram Pawn | 7023 N Litchfield Rd Glendale, AZ 85307 | (623) 537-7851 | goldbythegrampawn.com |
| Noah's Jewelry | 6020 N 59th Ave Glendale, AZ 85301 | (480) 758-7479 | — |
| Pawn1st | 6394 W Bell Rd Glendale, AZ 85308 | (623) 412-3000 | firstcash.com |
| SuperpawnChain | 5846 W Camelback Rd Glendale, AZ 85301 | (623) 934-9555 | firstcash.com |
| The Pawn Shop | 9250 N 43rd Ave Ste 24 Glendale, AZ 85302 | (623) 934-6511 | thepawnexperts.com |
| The Pawn Shop | 9250 N 43rd Ave Ste 24 Glendale, AZ 85301 | (623) 934-6511 | thepawnexperts.com |
| USA PawnChain | 5847 N 67th Ave Glendale, AZ 85301 | (623) 388-6313 | usapawnandjewelry.com |
Pawn shops vs payday loan stores in Glendale
Glendale has 9 payday, installment and title loan stores but only 8 pawn shops.
Pawn shops
8
2.6 per 100k residents
Payday & loan stores
9
2.9 per 100k residents
5 store chains
Biggest loan store chains in Glendale: TitleMax (4), CASH 1 Loans (2), ACE Cash Express (1), Lendmark Financial Services (1), Speedy Cash (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Arizona) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Glendale
- 2.3%
- Pawn cost, share of monthly household income in Glendale
- 1.6%
- A $400 emergency equals
- 1.9 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Arizona payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Arizona law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in AZ | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Arizona | Pawnbrokers are licensed and regulated by Arizona; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Arizona |
Glendale at a glance
- Median household income
- $77,179
- Arizona: $81,327
- Poverty rate
- 14.6%
- Arizona: 12.9%
- Households under $25,000
- 14.4%
- Arizona: 13.8%
- A $400 emergency equals
- 1.9 days of income
Payday and installment loan stores in Glendale
For comparison: storefront payday, installment and title lenders in Glendale with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4302 W Olive Ave Glendale, AZ 85302 | (623) 937-8392 | — | 5.0 |
| 5131 W Glendale Ave Glendale, AZ 85301 | (623) 277-4792 | — | 4.9 |
| 5740 W Peoria Ave Glendale, AZ 85302 | (623) 486-6800 | — | 5.0 |
| 5902 W Camelback Rd Glendale, AZ 85301 | (623) 937-1695 | — | 4.9 |
| 5106 W Peoria Ave Glendale, AZ 85302 | (623) 776-7408 | — | 4.9 |
| 8271 W Union Hills Dr #103 Glendale, AZ 85308 | (623) 376-8888 | — | 4.9 |
| 5804 W Camelback Rd Ste A Glendale, AZ 85301 | (623) 934-4643 | — | 5.0 |
| 6070 W Bell Rd A105 Glendale, AZ 85308 | (520) 317-5600 | — | 4.2 |
| 5102 W Olive Ave Glendale, AZ 85302 | (623) 842-2274 | — | 4.9 |
Pawn shops near Glendale
More about Glendale
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.