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Banks vs Payday Loans in Missouri

2,108 branches of 252 FDIC-insured banks operate in Missouri; 190 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 302 payday, installment and title loan stores of 13 chains in Missouri — about 7.0 bank branches for every loan store.

Bank branches
2,108
Payday & loan stores
302
Banks with branches
252
Loan store chains
13
Bank branches per 100k
34.2
Loan stores per 100k
4.9
Headquartered in Missouri
190

Payday loan stores by city in Missouri

302 stores in 74 cities and towns across Missouri. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.

Missouri has about 6,168,379 residents, so that's 5 loan stores and 34 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.

Payday and installment loan stores in Missouri

Storefront lenders with locations in Missouri, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.

Lender Stores in MO Cities Website
TitleMax 57 33 titlemax.com
Security Finance 45 42 securityfinance.com
Sun Loan Company 34 34 sunloan.com
Advance America 32 30 advanceamerica.net
OneMain Financial 29 24 onemainfinancial.com
Check 'n Go 25 21 checkngo.com
Check Into Cash 21 21 checkintocash.com
Lendmark Financial Services 17 17 lendmarkfinancial.com
Mariner Finance 15 15 marinerfinance.com
ACE Cash Express 13 6 acecashexpress.com
Western Shamrock Finance 6 6 westernshamrock.com
Speedy Cash 5 4 speedycash.com
loanDepot 3 2 loandepot.com

Banks with branches in Missouri

Bank Branches in MO Headquarters Total assets Website
U.S. Bank National Association 129 Cincinnati, OH $705.6B usbank.com
The Central Trust Bank 125 Jefferson City, MO $20.3B centralbank.net
Commerce Bank 89 Kansas City, MO $35.0B commercebank.com
Great Southern Bank 68 Reeds Spring, MO $5.5B greatsouthernbank.com
Southern Bank 55 Poplar Bluff, MO $5.2B bankwithsouthern.com
First State Community Bank 53 Farmington, MO $4.5B fscb.com
Bank of America, National Association 50 Charlotte, NC $2.7T bankofamerica.com
Regions Bank 49 Birmingham, AL $159.8B regions.com
Simmons Bank 47 Pine Bluff, AR $24.7B simmonsbank.com
JPMorgan Chase Bank, National Association 45 Columbus, OH $4.1T jpmorganchase.com
UMB Bank, National Association 45 Kansas City, MO $71.9B umb.com
Arvest Bank 39 Fayetteville, AR $28.1B arvest.com
The Bank of Missouri 32 Perryville, MO $4.2B bankofmissouri.com
BTC Bank 30 Bethany, MO $1.9B btcbank.bank
Academy Bank, National Association 29 Kansas City, MO $3.2B academybank.com
PNC Bank, National Association 27 Wilmington, DE $609.8B pnc.com
First Bank 26 St. Louis, MO $6.7B first.bank
Hawthorn Bank 26 Jefferson City, MO $1.8B hawthornbank.com
BMO Bank National Association 23 Chicago, IL $255.0B bmo.com
Equity Bank 22 Andover, KS $7.7B equitybank.com
First National Bank of Omaha 18 Omaha, NE $34.2B fnbo.com
Enterprise Bank & Trust 18 Clayton, MO $17.4B enterprisebank.com
NBH Bank 18 Greenwood Village, CO $12.5B nbhbank.com
Oakstar Bank 18 Springfield, MO $3.3B oakstarbank.com
Midwest BankCentre 18 Lemay, MO $3.1B midwestbankcentre.com
PSB Bank 18 Rhineland, MO $854.5M ourpsb.com
First Mid Bank & Trust, National Association 17 Mattoon, IL $9.1B firstmid.com
HNB National Bank 17 Hannibal, MO $1.3B hnbbanks.com
Royal Banks of Missouri 17 Saint Louis, MO $1.0B royalbanksofmo.com
Peoples Community Bank 16 Greenville, MO $735.2M peoplescommunitybank.com
Mid-Missouri Bank 14 Springfield, MO $946.7M midmobank.com
Lindell Bank & Trust Company 14 St. Louis, MO $915.2M lindellbank.com
Guaranty Bank 13 Springfield, MO $2.4B gbankmo.com
Midland States Bank 12 Effingham, IL $6.7B midlandsb.com
Security Bank of Kansas City 12 Kansas City, KS $3.9B securitybankkc.com
Wood & Huston Bank 12 Marshall, MO $1.2B woodhuston.com
Montgomery Bank 12 Sikeston, MO $1.2B montgomerybank.com
Legends Bank 12 Linn, MO $635.5M legendsbk.com
The Maries County Bank 12 Vienna, MO $600.5M mariescountybank.com
Community Bank and Trust 12 Neosho, MO $445.1M cbthomebank.com
Sterling Bank 11 Poplar Bluff, MO $1.6B sterbank.bank
SULLIVAN BANK 11 Sullivan, MO $1.4B sullivanbank.com
Southwest Missouri Bank 11 Carthage, MO $1.2B smbonline.com
Mid America Bank 11 Jefferson City, MO $1.2B midambk.com
First Midwest Bank of the Ozarks 11 Poplar Bluff, MO $733.2M onemidwest.com
Regional Missouri Bank 11 Marceline, MO $597.4M regionalmo.bank
North American Savings Bank, F.S.B. 10 Grandview, MO $3.2B nasb.com
The Nodaway Valley Bank 10 Maryville, MO $1.6B nvb.com
Peoples Bank & Trust Co. 10 Troy, MO $908.3M pbtc.net
Town & Country Bank 10 Salem, MO $747.7M tcbanks.com
First State Bank and Trust Company, Inc. 10 Caruthersville, MO $659.0M fsbtrust.com
Connections Bank 10 Platte City, MO $516.6M connections.bank
Busey Bank 9 Champaign, IL $18.1B busey.com
Citizens Bank 9 Butler, MO $188.1M citizensbank.ws
Community National Bank & Trust 8 Chanute, KS $2.5B mybankcnb.com
Omb Bank 8 Springfield, MO $2.4B ombbank.com
American Bank of Freedom 8 Wellsville, MO $948.3M americanbankoffreedom.bank
Freedom Bank of Southern Missouri 8 Cassville, MO $850.1M freedombk.com
First Midwest Bank of Dexter 8 Dexter, MO $652.0M fmbdexter.unifi-digitalbanking.com
Stockmens Bank 8 Colorado Springs, CO $650.8M thestockmensbank.com
Verimore Bank 8 Brookfield, MO $639.1M verimore.bank
New Era Bank 8 Fredericktown, MO $453.1M newerabank.com
Fm Bank And Trust 7 Blytheville, AR $1.4B myfm.bank
Bank of Washington 7 Washington, MO $1.1B bankofwashington.com
Midwest Regional Bank 7 Clayton, MO $949.0M mwrbank.com
West Plains Bank and Trust Company 7 West Plains, MO $767.9M westplainsbank.com
HomeBank 7 Palmyra, MO $733.3M myhomebank.bank
Table Rock Community Bank 7 Kimberling City, MO $568.9M trcbank.com
Farmers Bank of Northern Missouri 7 Unionville, MO $566.5M onlinefarmersbank.com
First State Bank of St. Charles, Missouri 7 St. Charles, MO $535.2M fsbfinancial.com
The Missouri Bank 7 Warrenton, MO $461.5M themissouribank.com
Exchange Bank Co. 7 Kahoka, MO $341.5M exchangebankco.com
Community Bank of Marshall 7 Marshall, MO $250.2M ourcommunity.bank
First Interstate Bank 6 Billings, MT $25.8B firstinterstatebank.com
Carrollton Bank 6 Carrollton, IL $3.9B carrolltonbanking.com
First Federal Bank of Kansas City 6 Lees Summit, MO $992.5M ffbkc.com
Focus Bank 6 Charleston, MO $854.1M focusbank.com
CNB St Louis Bank 6 Maplewood, MO $812.9M cnbstl.com
Phelps County Bank 6 Rolla, MO $621.7M mypcb.com
Belgrade State Bank 6 Belgrade, MO $548.0M belgradestatebank.com
The Callaway Bank 6 Fulton, MO $511.5M callawaybank.com
The Bank of Advance 6 Advance, MO $509.9M bankofadvance.com
UNICO Bank 6 Mineral Point, MO $502.6M unicobank.com
Exchange Bank of Missouri 6 Fayette, MO $453.8M ebmo.com
Bank of Franklin County 6 Washington, MO $419.4M bankoffranklincounty.com
Branson Bank 6 Branson, MO $414.1M bransonbank.com
United State Bank 6 Lewistown, MO $290.1M usb1.com
Alliant Bank 6 Madison, MO $256.4M alliantbank.com
FCNB Bank 6 Steelville, MO $220.4M fcnb.com
Bank Northwest 6 Hamilton, MO $210.3M banknw.com
Progressive Ozark Bank 6 Salem, MO $190.9M progressiveozarkbank.com
The Huntington National Bank 5 Columbus, OH $283.1B huntington.com
Pinnacle Bank 5 Lincoln, NE $9.2B pinnbank.com
First Community Bank 5 Batesville, AR $3.6B firstcommunity.net
Legacy Bank & Trust Company 5 Mountain Grove, MO $1.8B legacybankandtrust.com
The Bank of Old Monroe 5 Old Monroe, MO $994.6M bankofoldmonroe.com
MRV Banks 5 Sainte Genevieve, MO $803.1M mrvbanks.com
People's Bank of Seneca 5 Seneca, MO $495.5M peoplesbankofseneca.com
Alliance Bank 5 Cape Girardeau, MO $391.3M alliancebanking.com
Bloomsdale Bank 5 Bloomsdale, MO $390.2M bloomsdalebank.com
The Bank of Versailles 5 Versailles, MO $359.0M bankov.com
Heritage Community Bank 5 Union, MO $347.8M hcbanks.com
O'Bannon Banking Company 5 Buffalo, MO $332.6M obannonbank.com
Goppert Financial Bank 5 Lathrop, MO $312.0M goppertfb.com
Ozarks Federal Savings and Loan Association 5 Farmington, MO $277.2M ofsl.bank
First State Bank of the Ozarks 5 Purdy, MO $248.9M fsbozk.com
Peoples Bank 5 Cuba, MO $248.7M peoplesbk.com
Bank of Grandin 5 Grandin, MO $241.0M bankofgrandin.net
The Corner Stone Bank 5 South West City, MO $211.4M thecornerstonebank.net
Bank 21 5 Carrollton, MO $202.1M bank21.com
Security Bank of the Ozarks 5 Eminence, MO $155.1M sbozarks.com
Preferred Bank 5 Rothville, MO $134.5M mypfbank.com
HomePride Bank 5 Mansfield, MO $125.3M homepridebank.com
Capitol Federal Savings Bank 4 Topeka, KS $9.7B capfed.com
Bank of Odessa 4 Odessa, MO $667.1M bankofodessa.com
Citizens Bank 4 New Haven, MO $357.4M citizensbankmo.bank
Farmers and Merchants Bank of St. Clair 4 Saint Clair, MO $343.5M fmb4banking.bank
Ozark Bank 4 Ozark, MO $341.0M ozarkbank.com
Community First Banking Company 4 West Plains, MO $307.3M cfbankco.com
Century Bank of the Ozarks 4 Gainesville, MO $305.3M cbozarks.com
St. Johns Bank and Trust Company 4 Saint Louis, MO $297.1M stjohnsbank.com
Commercial Bank 4 Saint Louis, MO $282.9M mycbstl.bank
Community First Bank 4 Butler, MO $258.9M communityfirstbank.net
Citizens Bank of Eldon 4 Eldon, MO $247.3M cbeldon.com
St. Clair County State Bank 4 Osceola, MO $231.8M sccsbank.com
Carroll County Trust Company of Carrollton, Missouri 4 Carrollton, MO $207.6M cctconline.com
Grand Missouri Bank 4 Bolivar, MO $151.1M grandmissouri.bank
Bank of Crocker 4 Waynesville, MO $143.3M bankofcrocker.com
Four States Bank 4 Carthage, MO $142.1M 4sb.com
State Bank of Missouri 4 Concordia, MO $134.3M gostatebank.com
Concordia Bank of Concordia, Missouri 4 Concordia, MO $130.0M concordia-bank.com
Bank of Brookfield - Purdin, National Association 4 Brookfield, MO $116.7M bankbp.com
Sherwood Community Bank 4 Creighton, MO $77.9M sherwoodbank.com
BOKF, National Association 3 Tulsa, OK $53.0B bokfinancial.com
Banterra Bank 3 Marion, IL $3.4B banterra.bank
FCB Banks 3 Collinsville, IL $2.6B fcbbanks.com
Peoples National Bank , N.A. 3 Mount Vernon, IL $2.1B peoplesnationalbank.com
Bank of Springfield 3 Springfield, IL $2.0B bankwithbos.com
Cass Commercial Bank 3 Des Peres, MO $1.3B cassbank.com
United Bank of Union 3 Union, MO $577.5M ubu.bank
F & C Bank 3 Holden, MO $481.0M fandcbank.com
The Union State Bank of Everest 3 Everest, KS $427.3M mybankusb.com
Heritage Bank of the Ozarks 3 Lebanon, MO $424.0M heritagebankozarks.com
MA Bank 3 Macon, MO $417.3M mabank.com
Community Bank of Raymore 3 Raymore, MO $346.9M cbronline.net
Community State Bank of Missouri 3 Bowling Green, MO $333.9M c-s-b.com
Community Point Bank 3 Russellville, MO $259.7M ourcpb.bank
Bank of Weston 3 Weston, MO $246.5M bankofweston.com
Citizens Bank of the Midwest 3 Rolla, MO $238.3M cbmw.bank
The Seymour Bank 3 Seymour, MO $224.7M seymourbank.com
Adrian Bank 3 Adrian, MO $195.6M adrianbank.com
F&M Bank and Trust Company 3 Hannibal, MO $182.4M bankfm.com
NEW FRONTIER BANK 3 Saint Charles, MO $175.7M newfb.com
Security Bank of Pulaski County 3 Saint Robert, MO $162.9M sbpc.com
Bank of Monticello 3 Monticello, MO $159.0M bankofmonticello.com
Peoples Bank of Wyaconda, Missouri 3 Kahoka, MO $148.5M pbwbank.com
Peoples Bank Co. 3 Altenburg, MO $147.7M peoplesbankco.com
Security Bank of Southwest Missouri 3 Cassville, MO $146.8M sbswmo.com
Independent Farmers Bank 3 Maysville, MO $146.5M farmbank.net
Jonesburg State Bank 3 Jonesburg, MO $145.6M jonesburgstatebank.com
Citizens Community Bank 3 Pilot Grove, MO $142.6M ccb-online.net
The Hamilton Bank 3 Hamilton, MO $119.8M thehamiltonbank.bank
United Security Bank 3 Fulton, MO $97.2M unitedsecuritybankofmo.com
Stifel Bank and Trust 2 Saint Louis, MO $19.6B stifelbank.com
Lead Bank 2 Kansas City, MO $2.8B lead.bank
nbkc bank 2 Leawood, KS $1.2B nbkc.com
Triad Bank 2 Frontenac, MO $1.1B triadbanking.com
FNBC Bank 2 Ash Flat, AR $843.3M fnbc.us
Exchange Bank & Trust 2 Atchison, KS $626.8M ebt.bank
Great American Bank 2 Lawrence, KS $513.2M greatambank.com
Central Bank of Kansas City 2 Kansas City, MO $410.2M centralbankkc.com
Pony Express Bank 2 Braymer, MO $399.5M ponyexpressbank.com
Putnam County State Bank 2 Unionville, MO $317.6M putnamcountystatebank.com
Town & Country Bank Midwest 2 Quincy, IL $279.3M tcbankmidwest.com
Lamar Bank and Trust Company 2 Lamar, MO $269.0M lbt.com
The Citizens-Farmers Bank of Cole Camp 2 Cole Camp, MO $207.0M citizensfarmersbank.com
Citizens' Bank of Charleston 2 Charleston, MO $185.1M citizensbankinfo.bank
Northeast Missouri State Bank 2 Kirksville, MO $164.1M northeastmissouristatebank.com
Commercial Trust Company of Fayette 2 Fayette, MO $163.8M commercialtrust.bank
Bank of Salem 2 Salem, MO $147.0M thebankofsalem.bank
Alton Bank 2 Alton, MO $145.0M altonbankmo.com
Chillicothe State Bank 2 Chillicothe, MO $135.2M gostatebank.com
County Bank 2 Brunswick, MO $133.7M countybankonline.com
Community State Bank 2 Shelbina, MO $132.8M commbankonline.com
Home Savings and Loan Association of Carroll County, F.A. 2 Norborne, MO $131.4M norbornehsl.com
Citizens Bank of Rogersville 2 Rogersville, MO $125.2M cbofr.com
Metz Banking Company 2 Nevada, MO $117.3M metzbank.bank
Bank of New Madrid 2 New Madrid, MO $116.6M bankofnewmadrid.com
TPNB Bank 2 Paris, MO $112.0M tpnbbank.com
The Bank of Grain Valley 2 Grain Valley, MO $110.6M bankofgrainvalley.com
Citizens Bank & Trust 2 Rock Port, MO $107.3M cbtmo.com
Bank of Billings 2 Billings, MO $105.0M thebankofbillings.com
Investors Community Bank 2 Chillicothe, MO $98.5M my-investors.com
Community Bank of Missouri 2 Richmond, MO $94.1M communitybankmissouri.com
Flat Branch Bank 2 Richmond, MO $92.8M flatbranchbank.com
Peoples Bank of Moniteau County 2 Jamestown, MO $83.2M pbomc.com
Farmers Bank of Lohman, Missouri 2 Jefferson City, MO $82.9M farmersbankoflohman.com
Bank of Iberia 2 Iberia, MO $73.9M bankofiberia.com
The Bank of Houston 2 Houston, MO $67.4M thebankofhouston.com
First Security Bank 2 Union Star, MO $61.9M firstsecuritybankmo.com
Wells Fargo Bank, National Association 1 Sioux Falls, SD $1.9T wellsfargo.com
State Street Bank and Trust Company 1 Boston, MA $412.6B statestreet.com
First-Citizens Bank & Trust Company 1 Raleigh, NC $236.3B firstcitizens.com
The Northern Trust Company 1 Chicago, IL $178.6B northerntrust.com
CIBC Bank USA 1 Chicago, IL $66.5B us.cibc.com
Associated Bank, National Association 1 Green Bay, WI $51.8B associatedbank.com
EverBank, National Association 1 Jacksonville, FL $46.7B everbank.com
Stifel Bank 1 Saint Louis, MO $14.6B stifelbankstl.com
Republic Bank & Trust Company 1 Louisville, KY $7.1B republicbank.com
Heartland Bank and Trust Company 1 Bloomington, IL $6.7B hbtbank.com
United Community Bank 1 Chatham, IL $4.1B ucbbank.com
ENCORE BANK 1 Little Rock, AR $3.7B bankencore.com
ANB Bank 1 Denver, CO $2.9B anbbank.com
Emprise Bank 1 Wichita, KS $2.8B emprisebank.com
First Bank of the Lake 1 Osage Beach, MO $2.3B fblake.bank
Regent Bank 1 Tulsa, OK $2.2B regent.bank
Armed Forces Bank, National Association 1 Fort Leavenworth, KS $1.4B afbank.com
Liberty Bank and Trust Company 1 New Orleans, LA $1.1B libertybank.net
St. Louis Bank 1 Saint Louis, MO $1.1B stlouisbank.com
Generations Bank 1 Rogers, AR $1.1B mygenerations.bank
Parkside Financial Bank & Trust 1 Clayton, MO $1.1B pfbt.com
Stifel Trust Company, National Association 1 Saint Louis, MO $911.0M stifeltrust.com
First Option Bank 1 Osawatomie, KS $817.6M firstoptionbank.com
CS Bank 1 Eureka Springs, AR $628.5M cs.bank
CIBC National Trust Company 1 Atlanta, GA $412.8M private-wealth.us.cibc.com
Midwest Independent BankersBank 1 Jefferson City, MO $341.4M mibanc.com
1NB Bank 1 Carlyle, IL $319.0M 1nbbank.bank
Flanagan State Bank 1 Flanagan, IL $300.3M flanaganstatebank.com
State Bank 1 Waterloo, IL $295.8M sbw.bank
Arlo Bank 1 Springfield, MO $269.1M arlo.bank
Patriots Bank 1 Garnett, KS $268.8M patriotsbank.com
TBO Bank 1 Orrick, MO $224.8M tbobank.com
1st Advantage Bank 1 Saint Peters, MO $212.0M 1stadvantagebank.com
Great Rivers Bank 1 Barry, IL $194.6M greatriversbank.bank
State Bank of Southwest Missouri 1 Springfield, MO $183.8M state.bank
Edward Jones Trust Company 1 Saint Louis, MO $160.5M edwardjones.com
First Independent Bank 1 Aurora, MO $147.6M fibaurora.com
Community Bank of El Dorado Springs 1 El Dorado Springs, MO $143.6M communitybankeldo.com
Community Bank of Pleasant Hill 1 Pleasant Hill, MO $133.4M cbphonline.net
Bison State Bank 1 Bison, KS $125.8M bisonstatebank.com
Chester National Bank 1 Chester, IL $125.7M chesternationalbank.com
The First National Bank of Nevada, Missouri 1 Nevada, MO $122.2M fnbnevada.com
Kennett Trust Bank 1 Kennett, MO $122.1M kennetttrustbank.com
Neighbors Bank 1 Clarence, MO $115.6M neighborsbank.com
The Citizens Bank of Edina 1 Edina, MO $106.7M cbofe.com
West Plains Savings and Loan Association 1 West Plains, MO $100.5M westplainssavingsandloan.com
Silex Banking Company 1 Silex, MO $98.2M silexbank.com
Paramount Bank 1 Hazelwood, MO $86.6M paramountbank.com
America's Community Bank 1 Blue Springs, MO $64.1M amcommbank.com
Community Bank of Memphis 1 Memphis, MO $63.7M communitybankofmemphis.com
Montrose Savings Bank 1 Montrose, MO $63.2M —
FMB Bank 1 Wright City, MO $51.2M fmb-bank.com

Bank branches in Missouri by type

Full-service branches
1,958
92.9%
In-store branches
48
2.3%
Drive-thru & detached
60
2.8%
Loan offices
11
0.5%
Other limited-service
31
1.5%

Banks vs loan stores: cities in Missouri

City Bank branches Banks Loan stores
Saint Louis 265 54 27
Kansas City 139 40 21
Springfield 99 32 16
Columbia 51 21 8
Lees Summit 44 26 5
Saint Charles 35 21 6
Joplin 30 15 10
Chesterfield 29 22 —
O'Fallon 29 24 5
Jefferson City 26 11 9
Saint Joseph 26 14 10
Independence 24 13 10

Bank branches are located in 436 Missouri cities and towns.

Loan stores in smaller towns of Missouri

Other cities and towns in Missouri with payday or installment loan stores, and the number of stores in each.

Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Missouri branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.