Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Saint Joseph, MO
26 branches of 14 FDIC-insured banks operate in Saint Joseph. Data: FDIC BankFind, as of June 30, 2026. There are also 10 payday, installment and title loan stores of 10 chains in Saint Joseph — about 2.6 bank branches for every loan store.
- Bank branches
- 26
- Payday & loan stores
- 10
- Banks
- 14
- Loan store chains
- 10
- Bank branches per 100k
- 31.4
- Loan stores per 100k
- 12.1
Payday and installment loan stores in Saint Joseph
Addresses and phone numbers of storefront lenders in Saint Joseph. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1401 N. Belt Hwy. Saint Joseph, MO 64506 | (816) 364-1381 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 2:00 PM Sun closed |
— |
| 409 N Belt Hwy Ste C St Joseph, MO 64506 | (816) 233-1254 | — | 4.9 |
| 1101 S Belt Hwy St Joseph, MO 64507 | (816) 364-4789 | — | 4.9 |
| 139 N Belt Hwy Ste h St Joseph, MO 64506 | (816) 558-6060 | — | 4.3 |
| 3302 S Belt Hwy Suite E St Joseph, MO 64503 | (816) 259-5209 | — | 4.8 |
| 3007 N Belt Hwy #104d St Joseph, MO 64506 | (816) 279-4777 | — | 4.0 |
| 2115 N Belt Hwy Ste F St Joseph, MO 64506 | (816) 279-3638 | — | 4.9 |
| 1212 S Belt Hwy St Joseph, MO 64507 | (816) 364-3489 | — | 4.9 |
| 2229-D N Belt Hwy St Joseph, MO 64506 | (816) 233-4414 | — | 4.9 |
| 601 S Belt Hwy St Joseph, MO 64507 | (816) 232-9444 | — | 4.9 |
Bank branches in Saint Joseph
| Address | Branch | Type |
|---|---|---|
| 1302 S Riverside Rd Saint Joseph, MO 64507 | Riverside Branch | Full service |
| 402 North Belt Highway St. Joseph, MO 64506 | Belt And Faraon Branch | Full service |
| 6304 King Hill Avenue St. Joseph, MO 64504 | King Hill Branch | Full service |
| North 71 Highway And Cook Road St. Joseph, MO 64504 | Cook Road Branch | Full service |
| 401 N Woodbine Rd Saint Joseph, MO 64506 | St Joseph - Woodbine Road Branch | Full service |
| 5348 Lake Ave Saint Joseph, MO 64504 | St. Joseph - Lake Avenue Branch | Full service |
| 602 Edmond St St. Joseph, MO 64501 | St Joseph Downtown Branch | Full service |
| 2701 S Belt Hwy Saint Joseph, MO 64503 | Belt And Pickett Branch | Full service |
| 3115 Ashland Ave Saint Joseph, MO 64506 | Ashland & Lovers Lane Branch | Full service |
| 800 N Belt Hwy Saint Joseph, MO 64506 | 800 North Belt Branch | Full service |
| 3022 S Belt Hwy Saint Joseph, MO 64503 | St Joseph South Wal-Mart Branch # 68 | In-store |
| 4201 N Belt Hwy Saint Joseph, MO 64506 | Saint Joseph Walmart Branch # 62 | In-store |
| 3303 Ashland Ave Saint Joseph, MO 64506 | Ashland & Karnes Branch | Full service |
| 3606 Frederick Ave Saint Joseph, MO 64506 | 36th & Frederick Branch | Full service |
| 1602 S Riverside Rd Saint Joseph, MO 64507 | Riverside Branch | Full service |
| 6102 N Belt Hwy Country Club, MO 64506 | North Belt Branch | Full service |
| 3727 Frederick Boulevard St. Joseph, MO 64506 | St. Joseph - Frederick Facility Branch | Full service |
| 5305 N Belt Hwy Saint Joseph, MO 64506 | St. Joseph - North Belt Facility Branch | Full service |
| 1211 N Belt Hwy Saint Joseph, MO 64506 | Belt Highway Banking Center | Full service |
| 3601 Mitchell Ave Saint Joseph, MO 64507 | St. Joseph - Mitchell | Full service |
| 4305 Frederick Ave Saint Joseph, MO 64506 | St. Joe Branch | Full service |
| 3702 Faraon St Saint Joseph, MO 64506 | Saint Joseph Branch | Full service |
| 2335 N Belt Hwy Ste D, Suite D Saint Joseph, MO 64506 | St. Joseph Lpo | Loan office |
| 2211 N Belt Hwy Saint Joseph, MO 64506 | St. Joe Belt Branch | Full service |
| 801 N. 36th Street St. Joseph, MO 64506 | St. Joseph Branch #49 | Full service |
| 920 Belt Highway St. Joseph, MO 64501 | 920 Belt Highway Branch | Full service |
More about Saint Joseph
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.