Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Saint Charles, MO
35 branches of 21 FDIC-insured banks operate in Saint Charles. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 5 chains in Saint Charles — about 5.8 bank branches for every loan store.
- Bank branches
- 35
- Payday & loan stores
- 6
- Banks
- 21
- Loan store chains
- 5
- Bank branches per 100k
- 24.7
- Loan stores per 100k
- 4.2
Payday and installment loan stores in Saint Charles
Addresses and phone numbers of storefront lenders in Saint Charles. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1889 S Old Hwy 94 St Charles, MO 63303 | (636) 757-1244 | — | 5.0 |
| 3850 W Clay St St Charles, MO 63301 | (636) 757-9000 | — | 5.0 |
| 601 1st Capitol Dr St Charles, MO 63301 | (636) 916-4973 | — | 4.9 |
| 2406 West Clay Saint Charles, MO 63301 | (636) 946-8198 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 1:00 PM Sun closed |
— |
| 1602 Country Club Plaza Dr St Charles, MO 63303 | (636) 352-1602 | — | 4.9 |
| 2157 Bluestone Dr St Charles, MO 63303 | (636) 939-2400 | — | 4.8 |
Bank branches in Saint Charles
| Address | Branch | Type |
|---|---|---|
| 206 N 5th St St. Charles, MO 63301 | First State Bank Of St. Charles, Missouri Main office | Full service |
| 1501 S Old Highway 94 Saint Charles, MO 63303 | Hwy 94 Facility | Full service |
| 2850 W Clay St Saint Charles, MO 63301 | First State Bank Of St. Charles Loan Administration Center | Loan office |
| 2000 W Clay St Saint Charles, MO 63301 | University Commons Branch | Full service |
| 2050 S Old Highway 94 Saint Charles, MO 63303 | Pralle Lane Branch | Full service |
| 6150 Mid Rivers Mall Dr Saint Peters, MO 63304 | Mid Rivers Branch | Full service |
| 1 Harvester Sq Saint Charles, MO 63303 | Harvester Branch | Full service |
| 1525 Kisker Rd Saint Charles, MO 63304 | Kisker Road Office | Full service |
| 2608 W Clay St Saint Charles, MO 63301 | West Clay Office | Full service |
| 1101 1st Capitol Dr Saint Charles, MO 63301 | St. Charles Branch | Full service |
| 6271 Mid Rivers Mall Dr Saint Charles, MO 63304 | 94 Crossing | Full service |
| 120 Jefferson St St. Charles, MO 63301 | St. Charles Branch | Full service |
| 2021 Zumbehl Rd Saint Charles, MO 63303 | Bogey Hills Branch | Full service |
| 2630 Muegge Rd Saint Charles, MO 63303 | Cave Springs Branch | Full service |
| 956 Wolfrum Rd Weldon Spring, MO 63304 | Weldon Spring Branch | Full service |
| 1771 Zumbehl Rd Saint Charles, MO 63303 | New Frontier Bank Main office | Full service |
| 3773 Elm St Saint Charles, MO 63301 | Elm Branch | Full service |
| 6076 Mid Rivers Mall Dr Saint Peters, MO 63304 | Cottleville Branch | Full service |
| 750 1st Capitol Dr St. Charles, MO 63301 | St Charles Branch | Full service |
| 1 Westbury Dr Saint Charles, MO 63301 | St. Charles Branch | Full service |
| 1650 Beale St, Unit 140 Saint Charles, MO 63303 | St. Charles Branch | Full service |
| 3700 New Town Blvd Saint Charles, MO 63301 | New Town Branch | Full service |
| 800 Ofallon Rd Weldon Spring, MO 63304 | Weldon Spring Branch | Full service |
| 1201 Regency Pkwy St. Charles, MO 63303 | St. Charles Branch | Full service |
| 6059 Mid Rivers Mall Dr Cottleville, MO 63304 | Mid Rivers Banking Center | Full service |
| 1311 S 5th St Saint Charles, MO 63301 | St. Charles Branch | Full service |
| 1928 Zumbehl Rd Saint Charles, MO 63303 | St. Charles Branch | Full service |
| 2145 Bluestone Dr Saint Charles, MO 63303 | St. Charles Branch | Full service |
| 3050 W Clay St Saint Charles, MO 63301 | Saint Charles Branch | Full service |
| 1001 S 5th St Saint Charles, MO 63301 | Saint Charles Branch | Full service |
| 1990 Zumbehl Rd Saint Charles, MO 63303 | St Charles Branch | Full service |
| 3201 N Highway 94 St. Charles, MO 63301 | St. Charles Branch | Full service |
| 1700 Ofallon Rd Saint Charles, MO 63304 | St. Charles Branch | Full service |
| 5991 S Highway 94 Saint Charles, MO 63304 | St. Charles Branch | Full service |
| 1820 S 1st Capitol Dr Saint Charles, MO 63303 | Lindenwood Branch | Full service |
More about Saint Charles
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.