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Pawn Shops vs Payday Loans in Atlanta, GA
24 pawn shops in and around Atlanta — 2.3 per 100,000 residents, compared with 5.0 across Georgia. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Atlanta ranks #38 of 46 Georgia cities with pawn shops by shops per resident.
- Pawn shops
- 24
- Pawn shops per 100k
- 2.3
- Georgia: 5.0
- Big-chain shops
- 7
- Payday & loan stores
- 30
- Population
- 1,038,385
Pawn shops in Atlanta: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Blair Village Pawn Shop | 1805 Jonesboro Rd SE Atlanta, GA 30315 | (404) 622-7296 | blairvillagepawnatl.com |
| Cash America PawnChain | 1202 Moreland Ave SE Atlanta, GA 30316 | (404) 627-6464 | find.cashamerica.us |
| Cash America PawnChain | 1829 Delowe Dr SW Atlanta, GA 30311 | (404) 752-7003 | find.cashamerica.us |
| Cash America PawnChain | 2619 Donald Lee Hollowell Pkwy NW Atlanta, GA 30318 | (404) 799-6000 | firstcash.com |
| Cash America PawnChain | 3850 Jonesboro Rd SE Atlanta, GA 30354 | (404) 366-4411 | firstcash.com |
| Cash America PawnChain | 4230 Buford Hwy NE Atlanta, GA 30345 | (404) 329-9511 | firstcash.com |
| Cash America PawnChain | 5445 Old National Hwy Atlanta, GA 30349 | (404) 765-9994 | find.cashamerica.us |
| Chapes-jpl - Atlanta Jewelry Diamonds Loans | 3355 Lenox Rd Ne Ste 875 Atlanta, GA 30326 | (404) 504-7021 | chapesjpl.com |
| DeLowe Pawn Shop Inc. | 2111 Headland Dr East Point, GA 30344 | (404) 765-0070 | rakuten.com |
| E Pawn Atlanta | 1708 Howell Mill Rd NW Atlanta, GA 30318 | (404) 351-1414 | epawnatl.com |
| E Pawn College Park | 5611 Riverdale Rd Atlanta, GA 30349 | (770) 892-1022 | epawnatl.com |
| Fulton Loan Office, Inc. | 343 Peters St SW Atlanta, GA 30313 | (404) 688-7464 | fultonloan.com |
| Georgia Auto Pawn | 730 Cleveland Ave SW Atlanta, GA 30315 | (404) 761-0472 | georgiaautopawn.com |
| Georgia Auto Pawn, Inc. | 3900 Jonesboro Rd SE Atlanta, GA 30354 | (404) 363-3356 | georgiaautopawninc.com |
| Georgia Auto Pawn, Inc. | 4220 Fulton Industrial Blvd SW Atlanta, GA 30336 | (404) 696-1885 | georgiaautopawninc.com |
| Hapeville Pawn Shop | 3400 Dogwood Dr Hapeville, GA 30354 | (404) 305-0011 | hapevillepawn.com |
| Ideal Pawn And Jewelry | 3593 Northcrest Rd Atlanta, GA 30340 | (770) 493-1986 | idealpawnandjewelry.com |
| Industrious | 101 Marietta St NW Ste 3100 Atlanta, GA 30303 | (678) 390-0930 | industriousoffice.com |
| Jerry's Pawn | 21 Decatur St SE Atlanta, GA 30303 | (404) 525-0270 | ezpawn.com |
| Jerry's Pawn | 2409 Piedmont Rd NE Atlanta, GA 30324 | (404) 233-7296 | ezpawn.com |
| Metro Pawn Shop | 5368 Buford Hwy NE d Doraville, GA 30340 | (770) 986-9282 | metropawnshop.com |
| Prestamos por Oro | 3355 Lenox Rd NE #875-A Atlanta, GA 30326 | (404) 596-8470 | prestamospororo.com |
| Regal Capital Lenders - Atlanta's Jewelry Diamond Gold Buyer | 3384 Peachtree Rd Ne Ste 160 Atlanta, GA 30326 | (404) 846-2400 | regalcapitallenders.com |
| Value Pawn & JewelryChain | 2475 Chamblee Tucker Rd Chamblee, GA 30341 | (770) 455-4245 | locations.valuepawnandjewelry.com |
Pawn shops vs payday loan stores in Atlanta
Atlanta has 30 payday, installment and title loan stores but only 24 pawn shops.
Pawn shops
24
2.3 per 100k residents
Payday & loan stores
30
2.9 per 100k residents
5 store chains
Biggest loan store chains in Atlanta: TitleMax (18), ACE Cash Express (6), OneMain Financial (3), loanDepot (2), 1st Franklin Financial (1).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Georgia) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Atlanta
- 2.1%
- Pawn cost, share of monthly household income in Atlanta
- 1.4%
- A $400 emergency equals
- 1.7 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Georgia payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Georgia law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in GA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Georgia | Pawnbrokers are licensed and regulated by Georgia; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Georgia |
Atlanta at a glance
- Median household income
- $87,602
- Georgia: $79,251
- Poverty rate
- 14.9%
- Georgia: 13.6%
- Households under $25,000
- 16.3%
- Georgia: 15.7%
- A $400 emergency equals
- 1.7 days of income
Payday and installment loan stores in Atlanta
For comparison: storefront payday, installment and title lenders in Atlanta with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1231 Moreland Ave SE Atlanta, GA 30316 | (404) 627-2798 | — | 4.9 |
| 1820 Metropolitan Pkwy SW Atlanta, GA 30315 | (404) 758-2405 | — | 4.9 |
| 2015 N Druid Hills Rd Atlanta, GA 30329 | (404) 997-6011 | — | 5.0 |
| 2132 Campbellton Rd SW Ste G Atlanta, GA 30311 | (404) 756-8285 | — | 5.0 |
| 2280 Cheshire Bridge Rd NE Suite B Atlanta, GA 30324 | (404) 315-0778 | — | 4.9 |
| 2690 Sylvan Rd East Point, GA 30344 | (404) 761-6971 | — | 5.0 |
| 2740 Greenbriar Pkwy SW Ste A6 Atlanta, GA 30331 | (404) 349-7354 | — | 5.0 |
| 3024 M.L.K. Jr Dr SW Suite A Atlanta, GA 30311 | (404) 691-4770 | — | 5.0 |
| 307 Candler Rd SE Atlanta, GA 30317 | (404) 288-6821 | — | 5.0 |
| 3137 Main St East Point, GA 30344 | (404) 761-1252 | — | 5.0 |
| 3825 Jonesboro Rd SE Atlanta, GA 30354 | (404) 477-2155 | — | 5.0 |
| 4667 Buford Hwy Chamblee, GA 30341 | (770) 454-8847 | — | 5.0 |
| 5420 Old National Hwy College Park, GA 30349 | (404) 761-1174 | — | 5.0 |
| 5431 Riverdale Rd #3176 Atlanta, GA 30349 | (770) 907-7474 | — | 5.0 |
| 5567 Peachtree Industrial Blvd Chamblee, GA 30341 | (770) 452-8666 | — | 5.0 |
| 5679 Buford Hwy NE Doraville, GA 30340 | (770) 451-2390 | — | 4.9 |
| 7293 Roswell Rd Sandy Springs, GA 30328 | (678) 443-8604 | — | 5.0 |
| 7875 Roswell Rd Ste G Sandy Springs, GA 30350 | (678) 443-0751 | — | 5.0 |
| 2798 Camp Creek Pkwy College Park, GA 30337 | (404) 763-9292 | — | 4.9 |
| 3583 M.L.K. Jr Dr SW Atlanta, GA 30331 | (404) 505-0170 | — | 4.9 |
| 381 Moreland Ave SE Atlanta, GA 30316 | (404) 525-1668 | — | 4.8 |
| 461 Ponce De Leon Ave NE Atlanta, GA 30308 | (404) 888-0890 | — | 4.9 |
| 5190 Old National Hwy Ste A College Park, GA 30349 | (404) 768-6260 | — | 4.8 |
| 863 Oak St SW Atlanta, GA 30310 | (404) 756-0101 | — | 4.9 |
| 3645 Marketplace Blvd Ste 180 East Point, GA 30344 | (404) 344-3682 | — | 3.7 |
| 55 Trinity Ave SW Atlanta, GA 30303 | (943) 943-9472 | — | 2.7 |
| 5883 Glenridge Dr Ste 120 Atlanta, GA 30328 | (678) 514-7156 | — | 3.0 |
| 115 Perimeter Center Pl #600 Atlanta, GA 30346 | (678) 221-2810 | — | 4.4 |
| 3455 Peachtree Rd NE Atlanta, GA 30326 | (470) 243-7764 | — | 1.4 |
| 8610 Roswell Rd Suite 750 Sandy Springs, GA 30350 | (770) 587-5489 | — | 4.7 |
Pawn shops near Atlanta
More about Atlanta
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.