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Pawn Shops vs Payday Loans in Norcross, GA
9 pawn shops in and around Norcross — 12.0 per 100,000 residents, compared with 5.0 across Georgia. Call ahead to ask what they're buying and lending on today: inventory needs change weekly. Norcross ranks #2 of 46 Georgia cities with pawn shops by shops per resident.
- Pawn shops
- 9
- Pawn shops per 100k
- 12.0
- Georgia: 5.0
- Big-chain shops
- 4
- Payday & loan stores
- 3
- Population
- 75,155
Pawn shops in Norcross: addresses and phone numbers
| Pawn shop | Address | Phone | Website |
|---|---|---|---|
| Cash America PawnChain | 4995 Jimmy Carter Blvd Norcross, GA 30093 | (770) 807-3969 | find.cashamerica.us |
| Cash America PawnChain | 5986 Buford Hwy Norcross, GA 30071 | (770) 447-6618 | cashamerica.com |
| Dynasty Jewelry and Loan Pawn Shop | 5075 Jimmy Carter Blvd NW Norcross, GA 30093 | (770) 300-0099 | dynastypawn.com |
| First American Title Lending | 2125 Beaver Ruin Rd Ste 100 Norcross, GA 30071 | (770) 263-7725 | — |
| First American Title Lending | 5345 Jimmy Carter Blvd Ste D Norcross, GA 30093 | (770) 446-3340 | firstamericantitlelending.com |
| Georgia Auto Pawn, Inc. | 5560 Jimmy Carter Blvd Norcross, GA 30093 | (770) 840-1116 | georgiaautopawninc.com |
| Norcross Pawn | 5476 Jimmy Carter Blvd NW Norcross, GA 30093 | (678) 691-2235 | atlantapawnshops.net |
| Value Pawn & JewelryChain | 4650 Jimmy Carter Blvd Norcross, GA 30093 | (678) 937-0480 | valuepawnandjewelry.com |
| Value Pawn & JewelryChain | 6049 Buford Hwy Norcross, GA 30071 | (770) 409-2855 | valuepawnandjewelry.com |
Pawn shops vs payday loan stores in Norcross
Norcross has 9 pawn shops and 3 payday, installment and title loan stores.
Pawn shops
9
12.0 per 100k residents
Payday & loan stores
3
4.0 per 100k residents
1 store chain
Biggest loan store chains in Norcross: TitleMax (3).
Borrowing $500 for one month: payday vs pawn vs credit union
| Option | How it works | Cost for one month |
|---|---|---|
| Payday loan (not legal in Georgia) | $75.00 fee every 2 weeks, renewed once | $150.00 |
| Pawn loan (example: 20% a month) | You leave an item worth more than the loan; repay to get it back | $100.00 |
| Credit union PAL (28% APR + $20 fee) | Repaid in installments; membership required | $31.67 |
- Payday cost, share of monthly household income in Norcross
- 3.3%
- Pawn cost, share of monthly household income in Norcross
- 2.2%
- A $400 emergency equals
- 2.7 days of income
Payday: a typical fee of $75 on a $500 loan for 2 weeks, paid twice for a one-month loan (Georgia payday rules are not set in dollars or payday loans are not allowed). Pawn: an example rate of 20% a month; pawn fees and interest are set by Georgia law and vary by shop — ask for the total in writing. PAL: payday alternative loan from a federal credit union, capped at 28% APR plus an application fee of up to $20.
Pawn loan vs payday loan: the key differences
| Pawn loan | Payday loan in GA | |
|---|---|---|
| What you need | An item of value (jewelry, gold, electronics, tools, firearms) and an ID | A bank account, proof of income and an ID |
| Credit check | None | Usually none |
| How much you get | A fraction of the item's resale value | Based on your income, up to the state limit |
| If you can't repay | The shop keeps the item; no collections and no credit damage | Fees pile up with renewals; the debt can go to collections |
| Bank account access | None | Lender can debit your account or cash your check |
| Rules in Georgia | Pawnbrokers are licensed and regulated by Georgia; fees, terms and holding periods are set by state law | Storefront payday loans are not allowed in Georgia |
Norcross at a glance
- Median household income
- $54,398
- Georgia: $79,251
- Poverty rate
- 18.8%
- Georgia: 13.6%
- Households under $25,000
- 16.9%
- Georgia: 15.7%
- A $400 emergency equals
- 2.7 days of income
Payday and installment loan stores in Norcross
For comparison: storefront payday, installment and title lenders in Norcross with addresses, phone numbers and hours.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 181 N Norcross Tucker Rd Norcross, GA 30071 | (770) 448-8430 | — | 5.0 |
| 2070 Beaver Ruin Rd a Norcross, GA 30071 | (770) 840-9372 | — | 5.0 |
| 4955 Jimmy Carter Blvd Ste A Norcross, GA 30093 | (770) 925-8778 | — | 5.0 |
Pawn shops near Norcross
More about Norcross
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.