Borrow with the facts on your side.
Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Loan Calculators
Five free tools that turn loan terms into plain numbers before you sign anything. Each one runs in your browser, stores nothing, and uses the same state rules as the rest of this site. Your CU Partner is not a lender and does not make loan decisions; results are estimates for comparison only.
Payday Loan APR Calculator
Convert a flat payday loan fee into an annual percentage rate (APR) and see the total you will repay.
State Limit & Fee Checker
Check whether the amount you want is allowed for a payday loan in your state and what the law caps fees at.
Payday vs. Installment vs. Cash App Calculator
Compare the cost of the same amount as a payday loan, an installment loan and a cash advance app.
Payday Loan Rollover Calculator
See how fees pile up when a payday loan is renewed instead of repaid, and when they pass the amount borrowed.
Installment Loan Payment Calculator
Calculate the monthly payment, total interest and full amortization schedule for an installment loan.