Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Spokane, WA
66 branches of 16 FDIC-insured banks operate in Spokane. Data: FDIC BankFind, as of June 30, 2026. There are also 8 payday, installment and title loan stores of 5 chains in Spokane — about 8.2 bank branches for every loan store.
- Bank branches
- 66
- Payday & loan stores
- 8
- Banks
- 16
- Loan store chains
- 5
- Bank branches per 100k
- 16.9
- Loan stores per 100k
- 2.1
Payday and installment loan stores in Spokane
Addresses and phone numbers of storefront lenders in Spokane. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4902 E Sprague Ave C Spokane Valley, WA 99212 | (509) 299-8280 | — | 3.9 |
| 515 W Francis Ave #4 Spokane, WA 99205 | (509) 328-4064 | — | 4.4 |
| 12510 E Sprague Ave #8 Spokane, WA 99216 | (509) 926-2000 | — | 4.7 |
| 4516 N Division St Spokane, WA 99207 | (509) 489-5000 | — | 4.7 |
| 300 N Mullan Rd #103 Spokane Valley, WA 99206 | (509) 928-9442 | — | 4.0 |
| 9107 N Country Homes Blvd #12 Spokane, WA 99218 | (509) 467-6513 | — | 3.6 |
| 521 E Holland Ave Ste 70 Spokane, WA 99218 | (509) 606-2190 | — | 4.7 |
| 111 W North River Dr #100 Spokane, WA 99201 | (574) 282-2761 | — | 4.6 |
Bank branches in Spokane
| Address | Branch | Type |
|---|---|---|
| 717 W Sprague Ave Spokane, WA 99201 | Washington Trust Bank Main office | Full service |
| 105 W 8th Ave Spokane, WA 99204 | Medical Center Branch | Full service |
| 10609 W State Route 2 Spokane, WA 99224 | Airway Heights Branch | Full service |
| 1906 W Francis Ave Spokane, WA 99205 | Five Mile Branch | Full service |
| 2415 E 29th Ave Spokane, WA 99223 | Lincoln Heights Branch | Full service |
| 27 E Indiana Ave Spokane, WA 99207 | Indiana Branch | Full service |
| 310 N Argonne Rd Spokane, WA 99212 | Valley Financial Center Branch | Full service |
| 3103 S Grand Blvd Spokane, WA 99203 | Manito Branch | Full service |
| 3510 E Sprague Ave Spokane, WA 99202 | East Sprague Branch | Full service |
| 3810 N Maple St Spokane, WA 99205 | Maple And Garland Branch | Full service |
| 438 E Hastings Rd Spokane, WA 99218 | Wandermere Branch | Full service |
| 601 W 1st Ave Spokane, WA 99201 | Downtown Spokane Financial Center Branch | Full service |
| 7815 N Division St Spokane, WA 99208 | Northgate Branch | Full service |
| 10100 N Newport Hwy Spokane, WA 99218 | Northpointe Safeway Branch | In-store |
| 102 W Indiana Ave Spokane, WA 99205 | Indiana Avenue Branch | Full service |
| 428 W Riverside Ave Spokane, WA 99201 | Spokane Main Branch | Full service |
| 502 E Boone Ave Spokane, WA 99258 | Gonzaga University, Crosby Student Center | In-store |
| 621 E 30th Ave Spokane, WA 99203 | Manito Branch | Full service |
| 7307 N Division St Spokane, WA 99208 | North Spokane | Full service |
| 8851 E Trent Ave Spokane, WA 99212 | Millwood Albertsons Branch | In-store |
| 9019 E Appleway Blvd Spokane, WA 99212 | Spokane Valley Branch | Full service |
| 10 N Argonne Rd Spokane Valley, WA 99212 | Spokane Valley - Sprague & Mullan Branch | Full service |
| 3002 S Southeast Blvd Spokane, WA 99223 | Spokane - Southeast Boulevard Branch | Full service |
| 3919 N Market St, Ste B Spokane, WA 99207 | Spokane - Market Street Branch | In-store |
| 505 N Argonne Rd Ste A1 Spokane Valley, WA 99212 | Spokane Commercial Real Estate Lending Center | Loan office |
| 506 E Hastings Rd Spokane, WA 99218 | Spokane - Hastings Branch | Full service |
| 508 W 3rd Ave Spokane, WA 99201 | Spokane - 3rd & Stevens Branch | Full service |
| 6622 N Division St Spokane, WA 99208 | Spokane - Division Street Branch | Full service |
| 12005 E Sprague Ave Spokane, WA 99206 | Spokane Valley Branch | Full service |
| 2903 S Grand Blvd Spokane, WA 99203 | Manito Branch | Full service |
| 3007 E 57th Ave Ste A Spokane, WA 99223 | 57th & Regal Financial Center Branch | Full service |
| 5508 N Division St Spokane, WA 99208 | Franklin Park Branch | Full service |
| 601 W Main Ave, Ste 100 Spokane, WA 99201 | Spokane Branch | Full service |
| 9101 N Indian Trail Rd Spokane, WA 99208 | North Indian Trail And Barnes Branch | Full service |
| 9604 N Newport Hwy Spokane, WA 99218 | Northpointe Plaza Branch | Full service |
| 10406 N Division St, Ste 101 Spokane, WA 99218 | Hawthorne & Division Branch | Full service |
| 206 W Riverside Ave Spokane, WA 99201 | Spokane Convenience Center | Drive-thru |
| 3000 S Grand Blvd Spokane, WA 99203 | Spokane Manito Branch | Full service |
| 507 N Mullan Rd Spokane, WA 99206 | Spokane Valley Dishman Branch | Full service |
| 707 W Main Ave Spokane, WA 99201 | Sterling Spokane Branch | Full service |
| 15015 E Sprague Ave Spokane Valley, WA 99216 | Spokane Valley Branch | Full service |
| 2110 N Ruby St Spokane, WA 99207 | Spokane U District Branch | Full service |
| 2905 E 57th Ave Spokane, WA 99223 | Spokane South Hill Branch | Full service |
| 421 W Riverside Ave, Ste 113 Spokane, WA 99201 | Spokane Downtown Branch | Full service |
| 518 W Francis Ave Spokane, WA 99205 | Spokane Northside Branch | Full service |
| 12320 N. Division St. Spokane, WA 99218 | Wandermere Branch | Full service |
| 12816 E Sprague Ave Spokane, WA 99216 | Opportunity Branch | Full service |
| 2504 E 29th Ave Spokane, WA 99223 | South Hill Branch | Full service |
| 30 E Wellesley Ave Spokane, WA 99207 | North Spokane Branch | Full service |
| 10112 E Sprague Ave Spokane, WA 99206 | University City Branch | Full service |
| 2915 E 29th Ave Spokane, WA 99223 | South Spokane Branch | Full service |
| 6228 N Monroe St Spokane, WA 99205 | Town & Country Branch | Full service |
| 9405 N Newport Hwy Spokane, WA 99218 | Heritage North Branch | Full service |
| 10711 N Newport Hwy Spokane, WA 99218 | North Spokane Branch | Full service |
| 12321 E Mission Ave Spokane Valley, WA 99216 | Spokane Valley Branch | Full service |
| 222 N Wall St, Ste 100 Spokane, WA 99201 | Wheatland Bank Branch | Full service |
| 202 E Spokane Falls Blvd, Ste 500 Spokane, WA 99202 | Riverbank Main office | Full service |
| 202 E Spokane Falls Blvd, Ste 100 Spokane, WA 99202 | Main Branch | Limited service |
| 202 E Spokane Falls Blvd, Ste 100 Spokane, WA 99202 | Mobile Branch | Limited service |
| 12902 E Sprague Ave Spokane Valley, WA 99216 | State Bank Northwest Main office | Full service |
| 9727 N Nevada St Spokane, WA 99218 | North Pointe Branch | Full service |
|
Davidson Trust Co.
1 branch in Spokane
|
||
| 601 W Main Ave, Ste 1300 Spokane, WA 99201 | D.a. Davidson Trust Company Branch | Limited service |
| 201 W North River Dr Spokane, WA 99201 | Spokane Commercial Banking Center Branch | Full service |
| 244 W Main Ave Spokane, WA 99201 | Spokane W. Main Branch | Full service |
| 5322 N Division St Spokane, WA 99207 | Spokane Branch | Full service |
| 1628 W. Five Mile Road Spokane, WA 99208 | Spokane Branch | Full service |
More about Spokane
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.