Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Winchester, VA
28 branches of 12 FDIC-insured banks operate in Winchester. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Winchester — about 9.3 bank branches for every loan store.
- Bank branches
- 28
- Payday & loan stores
- 3
- Banks
- 12
- Loan store chains
- 3
- Bank branches per 100k
- 35.3
- Loan stores per 100k
- 3.8
Payday and installment loan stores in Winchester
Addresses and phone numbers of storefront lenders in Winchester. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 253 Market St Winchester, VA 22603 | (540) 773-2531 | — | 4.3 |
| 2213 Papermill Rd Winchester, VA 22601 | (540) 535-7343 | — | 4.7 |
| 2007 S Loudoun St Winchester, VA 22601 | (540) 667-2341 | — | 4.5 |
Bank branches in Winchester
| Address | Branch | Type |
|---|---|---|
| 110 Crock Wells Mill Dr Winchester, VA 22603 | Route 50 West Branch | Full service |
| 1460 N Frederick Pike Winchester, VA 22603 | Sunnyside Branch | Full service |
| 1508 Senseny Rd Winchester, VA 22602 | Senseny Road Branch | Full service |
| 1879 Berryville Pike Winchester, VA 22603 | Millbrook Branch | Full service |
| 202 N Loudoun St Winchester, VA 22601 | Old Town Center | Full service |
| 2555 S Pleasant Valley Rd Winchester, VA 22601 | Pleasant Valley Branch | Full service |
| 139 N Cameron St Winchester, VA 22601 | Downtown Winchester Branch | Full service |
| 1447 N Frederick Pike Winchester, VA 22603 | North Winchester Branch | Full service |
| 199 Front Royal Pike Winchester, VA 22602 | 522 South Branch | Full service |
| 2051 Northwestern Pike Winchester, VA 22603 | Route 50 West Branch | In-store |
| 4095 Valley Pike Winchester, VA 22602 | Kernstown Branch | Full service |
| 1738 Amherst St Winchester, VA 22601 | Amherst Branch | Full service |
| 3 S Cameron St Winchester, VA 22601 | Winchester Downtown Branch | Full service |
| 45 E Boscawen St Winchester, VA 22601 | Winchester Branch | Full service |
| 115 N Cameron St Winchester, VA 22601 | Winchester Downtown Branch | Full service |
| 1800 Amherst St Winchester, VA 22601 | Amherst Street Branch | Full service |
| 2250 S Pleasant Valley Rd Winchester, VA 22601 | Pleasant Valley Branch | Full service |
| 110 Rivendell Ct Winchester, VA 22603 | Rivendell Court Branch | Full service |
| 121 Gateway Dr Winchester, VA 22603 | Winchester Gateway Branch | Full service |
| 2490 Valley Ave Winchester, VA 22601 | Hope Drive Branch | Full service |
| 1835 Valley Ave Winchester, VA 22601 | Winchester Financial Center Branch | Full service |
| 208 Crock Wells Mill Dr Winchester, VA 22603 | Winchester West Financial Center Branch | Full service |
| 100 W Jubal Early Dr Winchester, VA 22601 | Jubal Early Branch | Full service |
| 241 Ezra Ln Winchester, VA 22603 | North Winchester Branch | Full service |
| 1830 Valley Ave Winchester, VA 22601 | Winchester Branch | Full service |
| 2147 Valley Ave Winchester, VA 22601 | 2800 Valley Ave Branch | Full service |
| 116 S Stewart St Winchester, VA 22601 | Winchester Office Branch | Loan office |
| 3119 Valley Ave, Ste 102 Winchester, VA 22601 | Creekside Office | Full service |
More about Winchester
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.