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Banks vs Payday Loans in Lynchburg, VA

35 branches of 14 FDIC-insured banks operate in Lynchburg. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Lynchburg — about 11.7 bank branches for every loan store.

Bank branches
35
Payday & loan stores
3
Banks
14
Loan store chains
3
Bank branches per 100k
33.9
Loan stores per 100k
2.9

Payday and installment loan stores in Lynchburg

Addresses and phone numbers of storefront lenders in Lynchburg. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
ACE Cash Express 1 store in Lynchburg acecashexpress.com
2126 Wards Rd A Lynchburg, VA 24502 (434) 239-0837 — 4.9
Mariner Finance 1 store in Lynchburg marinerfinance.com
3211-D Forest Brook Rd Lynchburg, VA 24501 (434) 385-8007 — 4.7
OneMain Financial 1 store in Lynchburg onemainfinancial.com
2144 Wards Rd Lynchburg, VA 24502 (434) 239-6961 — 3.8

Bank branches in Lynchburg

Address Branch Type
Bank of the James 6 branches in Lynchburg bankofthejames.bank
828 Main St Lynchburg, VA 24504 Bank Of The James Main office Full service
20795 Timberlake Rd Lynchburg, VA 24502 Timberlake Branch Full service
4105 Boonsboro Rd Lynchburg, VA 24503 Peakland Branch Full service
4935 Boonsboro Rd, Ste C Lynchburg, VA 24503 Boonsboro Branch Full service
501 Ves Rd Lynchburg, VA 24503 Westminster-Canterbury Branch Limited service
5204 Fort Ave Lynchburg, VA 24502 Fort Avenue Branch Full service
First National Bank 5 branches in Lynchburg 1stnatbk.com
14580 Wards Rd Lynchburg, VA 24502 Airport Branch Full service
20865 Timberlake Rd Lynchburg, VA 24502 Timberlake Branch Full service
3309 Old Forest Rd Lynchburg, VA 24501 Old Forest Road Branch Full service
3401 Odd Fellows Rd Timberlake, VA 24501 Odd Fellows Road Branch Full service
800 Main St Lynchburg, VA 24504 Downtown Lynchburg Branch Full service
Truist Bank 4 branches in Lynchburg truist.com
2015 Wards Rd Lynchburg, VA 24502 Fort Hill Branch Full service
2120 Langhorne Rd Lynchburg, VA 24501 Langhorne Road Branch Full service
4710 Boonsboro Rd Lynchburg, VA 24503 Boonsboro Road Branch Full service
7901 Timberlake Rd Lynchburg, VA 24502 Timberlake Road Branch Full service
Wells Fargo Bank, National Association 4 branches in Lynchburg wellsfargo.com
21513 Timberlake Rd Lynchburg, VA 24502 Waterlick Plaza Branch Full service
2304 Langhorne Rd Lynchburg, VA 24501 Langhorne Road Branch Full service
3408 Candlers Mountain Rd Lynchburg, VA 24502 River Ridge Branch Full service
3408 Candlers Mountain Rd Lynchburg, VA 24502 Va Lynchburg City 1 Branch Limited service
Carter Bank & Trust 3 branches in Lynchburg carterbank.com
1728 Graves Mill Rd Lynchburg, VA 24502 Graves Mill Branch Full service
2018 Tate Springs Rd Lynchburg, VA 24501 Langhorne Branch Full service
3203 Waterlick Rd Lynchburg, VA 24502 Waterlick Road Branch Full service
First-Citizens Bank & Trust Company 2 branches in Lynchburg firstcitizens.com
20373 Timberlake Rd Lynchburg, VA 24502 Lynchburg Timberlake Branch Full service
3021 Old Forest Rd Lynchburg, VA 24501 Old Forest Road Branch Full service
Pinnacle Bank 2 branches in Lynchburg pnfp.com
1610 Graves Mill Rd Lynchburg, VA 24502 Lynchburg Lpo Loan office
18804 Forest Road Lynchburg, VA 24502 Lynchburg - Forrest Road Branch Full service
Select Bank 2 branches in Lynchburg myselectbank.com
4925 Boonsboro Rd Lynchburg, VA 24503 Boonsboro Office Branch Full service
7113 Timberlake Rd Lynchburg, VA 24502 Timberlake Office Branch Full service
United Bank 2 branches in Lynchburg bankwithunited.com
21437 Timberlake Rd Lynchburg, VA 24502 Lynchburg Branch Full service
3638 Old Forest Rd Lynchburg, VA 24501 Lynchburg-Old Forest Branch Full service
Atlantic Union Bank 1 branch in Lynchburg atlanticunionbank.com
1646 Graves Mill Rd Lynchburg, VA 24502 Graves Mill Office Full service
Bank of America, National Association 1 branch in Lynchburg bankofamerica.com
2201 Wards Rd Lynchburg, VA 24502 Wards Road Branch Full service
The Farmers Bank of Appomattox 1 branch in Lynchburg thefarmersbankva.com
8112 Timberlake Road Lynchburg, VA 24502 Timberlake Branch Full service
The National Bank of Blacksburg 1 branch in Lynchburg nbbank.com
20479 Timberlake Rd Lynchburg, VA 24502 Lynchburg Office Branch Full service
Woodforest National Bank 1 branch in Lynchburg woodforest.com
3227 Old Forest Rd Lynchburg, VA 24501 0539 Lynchburg Walmart Branch In-store

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.