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Banks vs Payday Loans in Charlottesville, VA
43 branches of 15 FDIC-insured banks operate in Charlottesville. Data: FDIC BankFind, as of June 30, 2026. There are also 4 payday, installment and title loan stores of 3 chains in Charlottesville — about 10.8 bank branches for every loan store.
- Bank branches
- 43
- Payday & loan stores
- 4
- Banks
- 15
- Loan store chains
- 3
- Bank branches per 100k
- 34.1
- Loan stores per 100k
- 3.2
Payday and installment loan stores in Charlottesville
Addresses and phone numbers of storefront lenders in Charlottesville. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1862 Abbey Rd Charlottesville, VA 22911 | (434) 872-0173 | — | 2.8 |
| 225 Connor Dr Charlottesville, VA 22911 | (434) 328-1050 | — | 5.0 |
| 315 Rivanna Plaza Dr #115 Charlottesville, VA 22901 | (434) 202-7205 | — | 4.6 |
| 1962 Rio Hill Center Charlottesville, VA 22901 | (434) 971-8600 | — | 4.6 |
Bank branches in Charlottesville
| Address | Branch | Type |
|---|---|---|
| 1205 Long St Charlottesville, VA 22901 | Long Street Branch | Full service |
| 1505 Putt Putt Pl Charlottesville, VA 22901 | Rio Road Branch | Full service |
| 1619 University Ave Charlottesville, VA 22903 | University Branch | Full service |
| 180 Mccormick Rd, Newcomb Hall Charlottesville, VA 22904 | Newcomb Hall Branch | Drive-thru |
| 2103 Barracks Rd Charlottesville, VA 22903 | Barracks Road Branch | Full service |
| 650 Peter Jefferson Pkwy Charlottesville, VA 22911 | Charlottesville Pwm Branch | Drive-thru |
| 222 E Main St Charlottesville, VA 22902 | Virginia National Bank Main office | Full service |
| 1580 Seminole Trl Charlottesville, VA 22901 | Seminole Trail Branch - Messenger Service | Limited service |
| 1900 Arlington Blvd Charlottesville, VA 22903 | Barracks Road Office | Full service |
| 222 E Main St Charlottesville, VA 22902 | Messenger Service/main Office | Limited service |
| 301 E Water St Charlottesville, VA 22902 | Downtown Drive-Thru | Drive-thru |
| 404 People Pl Charlottesville, VA 22911 | Pantops Office Branch | Full service |
| 1201 Emmet St N Charlottesville, VA 22903 | Barracks Road Branch | Full service |
| 142 Hansen Rd Charlottesville, VA 22911 | Pantops Branch | Full service |
| 1425 Seminole Trl Charlottesville, VA 22901 | Seminole Trail Branch | Full service |
| 305 E Jefferson St Charlottesville, VA 22902 | Court Square Branch | Full service |
| 550 Radford Ln Charlottesville, VA 22903 | Crozet Branch | Full service |
| 1420 Rolkin Ct Charlottesville, VA 22911 | Pantops Branch | Full service |
| 1625 Seminole Trl Charlottesville, VA 22901 | Fashion Square Branch | Full service |
| 3490 Seminole Trl Charlottesville, VA 22911 | Airport Road Branch | Full service |
| 901 Emmet St N Charlottesville, VA 22903 | Emmet Street Branch | Full service |
| 1658 State Farm Blvd Charlottesville, VA 22911 | Pantops Branch | Full service |
| 2151 Barracks Rd Charlottesville, VA 22903 | Barracks Road Branch | Full service |
| 410 Gander Dr Charlottesville, VA 22901 | Northtown Center Branch | Full service |
| 225 Merchant Walk Ave Charlottesville, VA 22902 | Charlottesville 5th St Station Branch | Full service |
| 250 Pantops Mountain Rd Charlottesville, VA 22911 | Westminster-Canterbury Blue Ridge Branch | In-store |
| 550 E Water St Charlottesville, VA 22902 | Charlottesville Water St Branch | Full service |
| 1330 Parham Cir Charlottesville, VA 22902 | Charlottesville Branch | Full service |
| 300 Preston Avenue Charlottesville, VA 22902 | Preston Avenue Branch | Full service |
| 800 Gardens Blvd Charlottesville, VA 22901 | Gardens Boulevard Branch | Full service |
| 100 Riverbend Dr. Charlottesville, VA 22911 | Pantops Riverbend Branch | Full service |
| 1415 University Ave Charlottesville, VA 22903 | Charlottesville The Corner Branch | Full service |
| 905 Twentyninth Place Ct. Charlottesville, VA 22901 | 29th Place Charlottesville Branch | Full service |
| 304 E Main St Charlottesville, VA 22902 | Charlottesville Branch | Full service |
| 3920 Lenox Ave Charlottesville, VA 22901 | Stonefield Financial Center Branch | Full service |
| 2013 Abbey Rd Charlottesville, VA 22911 | Charlottesville Pantops Branch | Full service |
| 2101 Dominion Dr Charlottesville, VA 22901 | Charlottesville Main Branch | Full service |
| 100 5th St Se Charlottesville, VA 22902 | Charlottesville Branch | Full service |
| 1265 Seminole Trl Charlottesville, VA 22901 | Charlottesville Branch | Full service |
| 1807 Seminole Trl Charlottesville, VA 22901 | Charlottesville Branch | Full service |
| 2208 Ivy Rd Charlottesville, VA 22903 | Charlottesville Ivy Road Branch | Full service |
| 852 W Main St, Ste 106 Charlottesville, VA 22903 | Old Dominion National Bank Main office | Full service |
| 630 Peter Jefferson Pkwy, Ste 190 Charlottesville, VA 22911 | Charlottesville Branch | Full service |
More about Charlottesville
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.