Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Cedar City, UT
6 branches of 5 FDIC-insured banks operate in Cedar City. Data: FDIC BankFind, as of June 30, 2026. There are also 4 payday, installment and title loan stores of 4 chains in Cedar City — about 1.5 bank branches for every loan store.
- Bank branches
- 6
- Payday & loan stores
- 4
- Banks
- 5
- Loan store chains
- 4
- Bank branches per 100k
- 11.1
- Loan stores per 100k
- 7.4
Payday and installment loan stores in Cedar City
Addresses and phone numbers of storefront lenders in Cedar City. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 943 S Main St #3 Cedar City, UT 84720 | (435) 586-1772 | — | 5.0 |
| 991 N Main St Suite 3 Cedar City, UT 84721 | (435) 233-7755 | — | 5.0 |
| 568 S Main St Cedar City, UT 84720 | (435) 586-1095 | — | 5.0 |
| 566 S Main St Ste B Cedar City, UT 84720 | (435) 868-4350 | — | 4.9 |
Bank branches in Cedar City
| Address | Branch | Type |
|---|---|---|
| 377 N Main St Cedar City, UT 84721 | State Bank Of Southern Utah Main office | Full service |
| 1322 S Interstate Dr Cedar City, UT 84720 | Cedar City South Interchange Office | Full service |
| 26 North Main Street Cedar City, UT 84720 | Cedar City Branch | Full service |
| 600 S Main St Cedar City, UT 84720 | Cedar City Smiths Branch | In-store |
| 797 S Main St Cedar City, UT 84720 | South Cedar Citybranch | Full service |
| 3 S Main St Cedar City, UT 84720 | Cedar City Branch | Full service |
More about Cedar City
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.