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Banks vs Payday Loans in San Marcos, TX

16 branches of 13 FDIC-insured banks operate in San Marcos. Data: FDIC BankFind, as of June 30, 2026. There are also 9 payday, installment and title loan stores of 8 chains in San Marcos — about 1.8 bank branches for every loan store.

Bank branches
16
Payday & loan stores
9
Banks
13
Loan store chains
8
Bank branches per 100k
18.2
Loan stores per 100k
10.3

Payday and installment loan stores in San Marcos

Addresses and phone numbers of storefront lenders in San Marcos. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Speedy Cash 2 stores in San Marcos speedycash.com
1204 Texas Hwy 123 A San Marcos, TX 78666 (512) 392-8941 — 4.8
706 E Hopkins St San Marcos, TX 78666 (512) 504-7790 — 4.9
1st Franklin Financial 1 store in San Marcos 1ffc.com
1104 Thorpe Ln Unit W San Marcos, TX 78666 (512) 710-0038 — 4.9
ACE Cash Express 1 store in San Marcos acecashexpress.com
1200 TX-80 Ste 104 San Marcos, TX 78666 (512) 392-8150 — 4.9
Lendmark Financial Services 1 store in San Marcos lendmarkfinancial.com
900 Bugg Ln Unit 210 San Marcos, TX 78666 (737) 214-9998 — 4.5
OneMain Financial 1 store in San Marcos onemainfinancial.com
929 TX-80 Unit B San Marcos, TX 78666 (512) 396-1460 — 4.1
Security Finance 1 store in San Marcos securityfinance.com
175 S L B J Dr San Marcos, TX 78666 (512) 353-5913 — 4.6
Texas Car Title and Payday Loan Services 1 store in San Marcos texascartitleandpaydayloanservicesinc.com
102 Wonder World Dr Ste 205 San Marcos, TX 78666 (512) 738-8031 — 4.8
Western Shamrock Finance 1 store in San Marcos westernshamrock.com
Shamrock Finance 101 W San Antonio St Ste D San Marcos, TX 78666 (512) 396-8833 — 4.9

Bank branches in San Marcos

Address Branch Type
Frost Bank 3 branches in San Marcos frostbank.com
1011 Highway 80 San Marcos, TX 78666 Highway 80 Branch Drive-thru
221 Wonder World Dr San Marcos, TX 78666 Wonder World Branch Full service
231 N Guadalupe St, Ste 110 San Marcos, TX 78666 Guadalupe Motor Branch Full service
Ozona Bank 2 branches in San Marcos ozona.bank
1913 Dutton Dr, Ste 303 San Marcos, TX 78666 Ozona Bank Central Operations Office Branch Limited service
1917 Dutton Dr, Ste 205 San Marcos, TX 78666 San Marcos Branch Full service
Bank of America, National Association 1 branch in San Marcos bankofamerica.com
308 E Hopkins St San Marcos, TX 78666 San Marcos Branch Full service
First Lockhart Bank 1 branch in San Marcos firstlockhart.com
2507 Hunter Road San Marcos, TX 78666 San Marcos Banking Center Full service
First National Bank Texas 1 branch in San Marcos 1stnb.com
1015 Highway 80 San Marcos, TX 78666 Swm San Marcos Banking Centr Rc303 Branch In-store
International Bank of Commerce 1 branch in San Marcos ibc.com
1081 Wonder World Dr San Marcos, TX 78666 San Marcos Branch Full service
JPMorgan Chase Bank, National Association 1 branch in San Marcos jpmorganchase.com
350 N Guadalupe St Ste 106 San Marcos, TX 78666 University Square San Marcos Full service
PNC Bank, National Association 1 branch in San Marcos pnc.com
300 S Lbj Dr San Marcos, TX 78666 San Marcos Branch Full service
Sage Capital Bank, 1 branch in San Marcos sagecapitalbank.com
2201 Hunter Rd San Marcos, TX 78666 San Marcos Branch Full service
Schertz Bank & Trust 1 branch in San Marcos schertzbank.com
2202 Hunter Rd San Marcos, TX 78666 San Marcos Branch Full service
Sunflower Bank, National Association 1 branch in San Marcos sunflowerbank.com
403 S Stagecoach Trl San Marcos, TX 78666 San Marcos S. Stagecoach Branch Full service
Texas Regional Bank 1 branch in San Marcos trb.bank
310 Wonder World Dr, Ste 402 San Marcos, TX 78666 San Marcos Branch Full service
Wells Fargo Bank, National Association 1 branch in San Marcos wellsfargo.com
123 N Edward Gary St San Marcos, TX 78666 San Marcos Downtown Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.