Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Pharr, TX
9 branches of 7 FDIC-insured banks operate in Pharr. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 5 chains in Pharr — about 1.8 bank branches for every loan store.
- Bank branches
- 9
- Payday & loan stores
- 5
- Banks
- 7
- Loan store chains
- 5
- Bank branches per 100k
- 11.3
- Loan stores per 100k
- 6.3
Payday and installment loan stores in Pharr
Addresses and phone numbers of storefront lenders in Pharr. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1101 N Cage Blvd #1a Pharr, TX 78577 | (956) 702-1700 | — | 4.9 |
| 1305 S Cage Blvd Ste 5 Pharr, TX 78577 | (956) 702-5112 | — | 4.8 |
| 219 S Cage Blvd Pharr, TX 78577 | (956) 782-9900 | — | 4.2 |
| 1300 S Cage Blvd Ste N Pharr, TX 78577 | (956) 782-0249 | — | 4.9 |
| Western Finance 1101 N Cage Blvd Ste 5A Pharr, TX 78577 | (956) 783-9400 | — | 5.0 |
Bank branches in Pharr
| Address | Branch | Type |
|---|---|---|
| 1007 N Veterans Blvd Pharr, TX 78577 | Pharr I Road Branch | Full service |
| 401 S Cage Blvd Pharr, TX 78577 | Pharr Branch | Full service |
| 206 W Ferguson St Pharr, TX 78577 | Lone Star National Bank Main office | Full service |
| 300 S Cage Blvd Pharr, TX 78577 | Pharr South Branch | Full service |
| 501 S Jackson Rd Pharr, TX 78577 | Paradise Park Branch | Full service |
| 840 N Cage Blvd Pharr, TX 78577 | Bank Of South Texas Cage Branch | Full service |
| 3000 N Jackson Rd Pharr, TX 78577 | Swm Hidalgo Banking Center Rc326 Branch | In-store |
| 100 E Nolana Loop Pharr, TX 78577 | Nolana Branch | Full service |
| 800 N Jackson Rd Pharr, TX 78577 | Pharr North Branch | Full service |
More about Pharr
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.