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Banks vs Payday Loans in Odessa, TX

38 branches of 18 FDIC-insured banks operate in Odessa. Data: FDIC BankFind, as of June 30, 2026. There are also 14 payday, installment and title loan stores of 11 chains in Odessa — about 2.7 bank branches for every loan store.

Bank branches
38
Payday & loan stores
14
Banks
18
Loan store chains
11
Bank branches per 100k
22.8
Loan stores per 100k
8.4

Payday and installment loan stores in Odessa

Addresses and phone numbers of storefront lenders in Odessa. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Security Finance 2 stores in Odessa securityfinance.com
2904 Andrews Hwy Odessa, TX 79762 (432) 367-7145 — 5.0
308 W University Blvd Unit A Odessa, TX 79764 (432) 334-0500 — 5.0
Texas Car Title and Payday Loan Services 2 stores in Odessa texascartitleandpaydayloanservicesinc.com
4113 Andrews Hwy Odessa, TX 79762 (432) 363-8200 — 4.9
922 N Grant Ave Odessa, TX 79761 (432) 333-5800 — 4.8
TitleMax 2 stores in Odessa titlemax.com
1100 E 42nd St Odessa, TX 79762 (432) 255-8472 — 5.0
1101 E 8th St Odessa, TX 79761 (432) 289-6497 — 5.0
ACE Cash Express 1 store in Odessa acecashexpress.com
1305 E 8th St Odessa, TX 79761 (432) 617-0044 — 4.7
Advance America 1 store in Odessa advanceamerica.net
1400 N. County Rd. West Odessa, TX 79763 (432) 332-5625 Mon–Fri 10:00 AM – 6:00 PM
Sat 10:00 AM – 3:00 PM
Sun closed
—
B&F Finance 1 store in Odessa bnffinance.com
1522 E 8th St Odessa, TX 79761 (432) 272-3994 — 3.2
Cash Store 1 store in Odessa cashstore.com
3823 E 42nd St Odessa, TX 79762 (432) 363-1808 — 5.0
Lendmark Financial Services 1 store in Odessa lendmarkfinancial.com
6141 TX-191 Suite 18C Odessa, TX 79762 (432) 362-3848 — 4.4
OneMain Financial 1 store in Odessa onemainfinancial.com
4031 E 42nd St A Odessa, TX 79762 (432) 368-7954 — 3.8
Sun Loan Company 1 store in Odessa sunloan.com
1432 E 8th St Odessa, TX 79761 (432) 337-0561 — 4.9
Western Shamrock Finance 1 store in Odessa westernshamrock.com
Western Finance 2805 Andrews Hwy Odessa, TX 79762 (432) 334-0530 — 4.9

Bank branches in Odessa

Address Branch Type
American Momentum Bank 4 branches in Odessa americanmomentum.bank
2525 N Grandview Ave Odessa, TX 79761 Odessa Grandview Branch Full service
2752 N County Rd W Odessa, TX 79764 North Country Road Branch Full service
4040 E 42nd St Odessa, TX 79762 Odessa Branch Full service
4100 Billy Hext Rd Odessa, TX 79765 Billy Hext Branch Full service
Frost Bank 4 branches in Odessa frostbank.com
2700 N County Rd W Odessa, TX 79764 West County Branch Full service
2710 N Grandview Ave Odessa, TX 79762 Grandview Branch Full service
3501 Faudree Rd Odessa, TX 79765 Faudree Branch Full service
801 N Texas Ave Odessa, TX 79761 Downtown Odessa Branch Full service
Prosperity Bank 4 branches in Odessa prosperitybankusa.com
2975 Jbs Pkwy Odessa, TX 79762 Odessa Branch Full service
3000 Kermit Hwy Odessa, TX 79764 Kermit Hwy Branch Full service
600 N Texas Ave Odessa, TX 79761 Texas Avenue Branch Full service
600 N. Texas Ave Odessa, TX 79761 Odessa Grant Branch Drive-thru
Southwest Bank 4 branches in Odessa southwest.bank
4800 E 42nd St Odessa, TX 79762 Southwest Bank Main office Full service
4692 E University Blvd, Ste 110 Odessa, TX 79762 Odessa Lpo Loan office
5201 John Ben Shepperd Pkwy Odessa, TX 79762 Convenience Center Branch Full service
600 W 8th St Odessa, TX 79761 Odessa Downtown Branch Full service
First National Bank Texas 3 branches in Odessa 1stnb.com
2450 W Loop 338 Odessa, TX 79763 Odessa W. Loop Banking Center - Rc 657 In-store
3801 E 42nd St Odessa, TX 79762 Odessa Heb 42nd St Banking Center - Rc 649 In-store
4210 John Ben Shepperd Pkwy Odessa, TX 79762 Odessa Sheppard Banking Center - Rc 652 In-store
JPMorgan Chase Bank, National Association 3 branches in Odessa jpmorganchase.com
1607 N County Rd W Odessa, TX 79763 Odessa Westside Branch Full service
3800 E 42nd St Odessa, TX 79762 Odessa Branch Full service
3800 E 42nd St Odessa, TX 79762 Drive-In Facility Branch Drive-thru
Bank of America, National Association 2 branches in Odessa bankofamerica.com
3814 E 42nd St Odessa, TX 79762 42nd And Grandview Branch Full service
700 N Grant Ave Odessa, TX 79761 Odessa Branch Full service
City Bank 2 branches in Odessa city.bank
1501 W University Blvd Odessa, TX 79764 West Texas State Bank Branch Full service
2426 N Grandview Ave Odessa, TX 79761 North Grandview Branch Full service
Truist Bank 2 branches in Odessa truist.com
3131 Kermit Hwy Odessa, TX 79764 Kermit Highway Branch Full service
4900 E 42nd St Odessa, TX 79762 42nd Street Branch Full service
Wells Fargo Bank, National Association 2 branches in Odessa wellsfargo.com
2501 W University Blvd Odessa, TX 79764 Odessa West Branch In-store
4101 John Ben Shepperd Pkwy Odessa, TX 79762 Odessa Parkway Branch Full service
Community National Bank 1 branch in Odessa cnbtx.bank
8040 E Highway 191 Odessa, TX 79765 Odessa Headquarters Branch Full service
First Financial Bank 1 branch in Odessa ffin.com
3555 Billy Hext Rd Odessa, TX 79765 Odessa Branch Full service
Maverick Bank 1 branch in Odessa maverick.bank
6132 Eastridge Road Odessa, TX 79762 Odessa Banking Office Branch Full service
PNC Bank, National Association 1 branch in Odessa pnc.com
3809 E 42nd St Odessa, TX 79762 Winwood Branch Full service
UMB Bank, National Association 1 branch in Odessa umb.com
7281 Tres Hermanas Blvd Odessa, TX 79765 Odessa Branch Full service
West Texas National Bank 1 branch in Odessa wtnb.com
6010 E Highway 191 Odessa, TX 79762 Odessa Branch Full service
West Texas State Bank 1 branch in Odessa wtsb.com
1330 E 8th St Odessa, TX 79761 West Texas State Bank - Odessa Branch Full service
Yoakum Bank 1 branch in Odessa ynbtx.com
3650 Billy Hext Rd Odessa, TX 79765 Odessa Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.