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Banks vs Payday Loans in Edinburg, TX

22 branches of 15 FDIC-insured banks operate in Edinburg. Data: FDIC BankFind, as of June 30, 2026. There are also 13 payday, installment and title loan stores of 10 chains in Edinburg — about 1.7 bank branches for every loan store.

Bank branches
22
Payday & loan stores
13
Banks
15
Loan store chains
10
Bank branches per 100k
12.7
Loan stores per 100k
7.5

Payday and installment loan stores in Edinburg

Addresses and phone numbers of storefront lenders in Edinburg. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Sun Loan Company 3 stores in Edinburg sunloan.com
1206 W Monte Cristo Rd Ste B Edinburg, TX 78541 (956) 720-4324 — 5.0
2801 W University Dr Ste 8 Edinburg, TX 78539 (956) 381-5018 — 4.9
523 E University Dr Edinburg, TX 78539 (956) 287-3376 — 4.9
Western Shamrock Finance 2 stores in Edinburg westernshamrock.com
Shamrock Finance 1103 E University Dr Edinburg, TX 78539 (956) 316-0300 — 5.0
Shamrock Finance 721 S Closner Blvd Ste A Edinburg, TX 78539 (956) 289-8311 — 4.9
ACE Cash Express 1 store in Edinburg acecashexpress.com
515 E University Dr Edinburg, TX 78539 (956) 381-6665 — 4.9
Advance America 1 store in Edinburg advanceamerica.net
1624 W. University Dr. Edinburg, TX 78539 (956) 287-9210 Mon–Fri 10:00 AM – 6:00 PM
Sat 10:00 AM – 3:00 PM
Sun closed
—
Cash Store 1 store in Edinburg cashstore.com
4120 S McColl Rd Ste 4 Edinburg, TX 78539 (956) 630-4693 — 4.9
Check 'n Go 1 store in Edinburg checkngo.com
305 S Sugar Rd Edinburg, TX 78539 (956) 289-1922 — 4.8
OneMain Financial 1 store in Edinburg onemainfinancial.com
306 S Jackson Rd Ste A & B Edinburg, TX 78539 (956) 380-1417 — 3.6
Security Finance 1 store in Edinburg securityfinance.com
2260 S Business Highway 281, Ste 7 Edinburg, TX 78539 (956) 383-2701 — 5.0
Texas Car Title and Payday Loan Services 1 store in Edinburg texascartitleandpaydayloanservicesinc.com
2260 S Business Hwy 281 Edinburg, TX 78539 (956) 381-5579 — 4.9
TitleMax 1 store in Edinburg titlemax.com
1116 E University Dr Edinburg, TX 78539 (956) 316-4336 — 5.0

Bank branches in Edinburg

Address Branch Type
International Bank of Commerce 4 branches in Edinburg ibc.com
1724 W University Dr Edinburg, TX 78539 Edinburg Branch In-store
2205 W University Dr Edinburg, TX 78539 Edinburg University Branch Full service
400 S Closner Blvd Edinburg, TX 78539 Edinburg Branch Full service
4104 S Mccoll Rd Edinburg, TX 78539 Edingburg Mccoll Branch In-store
JPMorgan Chase Bank, National Association 2 branches in Edinburg jpmorganchase.com
1801 W University Dr Edinburg, TX 78539 Edinburg Banking Center Branch Full service
4203 S Mccoll Rd Edinburg, TX 78539 Trenton & Mccoll Banking Ctr Branch Full service
Lone Star National Bank 2 branches in Edinburg lonestarnationalbank.com
117 S 10th Ave Edinburg, TX 78539 Edinburg Branch Full service
1505 W Freddy Gonzalez Dr Edinburg, TX 78539 Lone Star National Bank Branch Full service
Texas Regional Bank 2 branches in Edinburg trb.bank
203 S Jackson Rd Edinburg, TX 78539 Edinburg Jackson Road Full service
4925 S Mccoll Rd Edinburg, TX 78539 Edinburg Banking Center Branch Full service
Wells Fargo Bank, National Association 2 branches in Edinburg wellsfargo.com
1628 W University Dr Edinburg, TX 78539 Edinburg University Branch Full service
2808 W Trenton Rd Edinburg, TX 78539 Edinburg Branch Full service
Bank of America, National Association 1 branch in Edinburg bankofamerica.com
1500 W University Dr Edinburg, TX 78539 Edinburg Branch Full service
Bank of South Texas 1 branch in Edinburg bankofsouthtexas.com
320 E University Dr Edinburg, TX 78539 Bank Of South Texas Edinburg Branch Full service
First National Bank Texas 1 branch in Edinburg 1stnb.com
2812 S Expressway 281 Edinburg, TX 78542 Edinburg Banking Center - Rc 622 In-store
Freedom Bank 1 branch in Edinburg freedombanktexas.com
4120 N Interstate 69c Edinburg, TX 78542 Edinburg North Branch Full service
Greater State Bank 1 branch in Edinburg greaterstate.bank
2107 S Mccoll Rd Edinburg, TX 78539 Mccoll Edinburg Branch Full service
PNC Bank, National Association 1 branch in Edinburg pnc.com
2314 W University Dr Edinburg, TX 78539 Edinburg Main Branch Full service
PlainsCapital Bank 1 branch in Edinburg plainscapital.com
100 W Cano St Edinburg, TX 78539 First National Bank Branch - Edinburg Full service
Rio Bank 1 branch in Edinburg rio.bank
621 W University Dr Edinburg, TX 78539 Elsa State Bank - Edinburg Branch Full service
Texas National Bank 1 branch in Edinburg texasnational.com
4000 South Business Highway 281 Edinburg, TX 78539 Edinburg Closner Branch Full service
Vantage Bank Texas 1 branch in Edinburg vantage.bank
1502 S Sugar Rd Edinburg, TX 78539 Edinburg Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.