Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Johnson City, TN
32 branches of 18 FDIC-insured banks operate in Johnson City. Data: FDIC BankFind, as of June 30, 2026. There are also 11 payday, installment and title loan stores of 9 chains in Johnson City — about 2.9 bank branches for every loan store.
- Bank branches
- 32
- Payday & loan stores
- 11
- Banks
- 18
- Loan store chains
- 9
- Bank branches per 100k
- 31.5
- Loan stores per 100k
- 10.8
Payday and installment loan stores in Johnson City
Addresses and phone numbers of storefront lenders in Johnson City. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 2920 N Roan St Johnson City, TN 37601 | (423) 438-1342 | — | 4.4 |
| 929 W Market St Johnson City, TN 37604 | (423) 438-1676 | — | 4.4 |
| 1918 S Roan St Johnson City, TN 37601 | (423) 928-3456 | — | 4.9 |
| 2617 N Roan St Johnson City, TN 37601 | (423) 929-2345 | — | 4.9 |
| 3120 E Oakland Ave Johnson City, TN 37601 | (423) 979-0509 | — | 4.9 |
| 509 N. State of Franklin Rd., Ste. 1 Johnson City, TN 37604 | (423) 926-7413 | Mon–Fri 9:00 AM – 5:30 PM Sat–Sun closed |
— |
| 3135 Peoples St Unit 302 Johnson City, TN 37604 | (423) 430-8860 | — | 4.3 |
| 1065 Hamilton Pl Johnson City, TN 37604 | (423) 328-7166 | — | 4.7 |
| 600 N State of Franklin Rd Johnson City, TN 37604 | (423) 928-3141 | — | 3.8 |
| 1012 W Market St Ste 3 Johnson City, TN 37604 | (423) 929-8113 | — | 4.9 |
| 2221 N Roan St Johnson City, TN 37601 | (423) 491-7100 | — | 2.9 |
Bank branches in Johnson City
| Address | Branch | Type |
|---|---|---|
| 100 Med Tech Pkwy Johnson City, TN 37604 | Medtech Branch | Full service |
| 112 E Mountcastle Dr Johnson City, TN 37601 | Mountcastle Branch | Full service |
| 1254 Milligan Hwy Johnson City, TN 37601 | Pinecrest Branch | Full service |
| 1328 W State Of Franklin Rd Johnson City, TN 37604 | University Branch | Full service |
| 402 Roy Martin Rd Gray, TN 37615 | Gray Branch | Full service |
| 109 Memory Gardens Road Johnson City, TN 37615 | Memory Gardens Road Branch | In-store |
| 3122 Bristol Hwy Johnson City, TN 37601 | Bristol Hwy Branch | Full service |
| 50 Gray Commons Cir Johnson City, TN 37615 | Gray Branch | Full service |
| 1500 W State Of Franklin Rd Johnson City, TN 37604 | University Branch | Full service |
| 2112 N Roan St Johnson City, TN 37601 | Johnson City Main Branch | Full service |
| 3230 Peoples St Johnson City, TN 37604 | Johnson City Crossings Financial Center Branch | Full service |
| 1190 W State Of Franklin Rd Johnson City, TN 37604 | West State Of Franklin Rd. Banch | Full service |
| 304 Sunset Dr Johnson City, TN 37604 | 304 Sunset Drive Branch | Full service |
| 2681 Boones Creek Rd Johnson City, TN 37615 | Boones Creek Branch | Full service |
| 300 Sunset Dr Johnson City, TN 37604 | Poeple's Community Branch | Full service |
| 1907 N Roan St Johnson City, TN 37601 | Johnson City Branch | Full service |
| 862 Med Tech Pkwy Johnson City, TN 37604 | Johnson City Branch | Full service |
| 1408 W State Of Franklin Rd Johnson City, TN 37604 | University Johnson City Branch | Full service |
| 208 Sunset Dr Johnson City, TN 37604 | North Johnson City Branch | Full service |
| 1185 N State Of Franklin Rd Johnson City, TN 37604 | Johnson City Branch | Full service |
| 2100 Forest Dr Gray, TN 37615 | Gray Office Branch | Full service |
| 1806 W Market St Johnson City, TN 37604 | Market Street Branch | Full service |
| 207 Mockingbird Ln Johnson City, TN 37604 | Johnson City Main Branch | Full service |
| 2105 W Mountcastle Dr Johnson City, TN 37604 | Johnson City Branch | Full service |
| 3028 Peoples St Johnson City, TN 37604 | Peoples Street Branch | Full service |
| 1616 W Market St Johnson City, TN 37604 | Johnson City Branch | Full service |
| 203 Broyles Dr Johnson City, TN 37601 | Johnson City Main Branch | Full service |
| 3111 Browns Mill Rd Johnson City, TN 37604 | Fsnb - Johnson City Browns Mill Branch | In-store |
| 916 N State Of Franklin Rd Johnson City, TN 37604 | Johnson City Branch | Full service |
| 105 W King St Johnson City, TN 37604 | Johnson City Branch | Full service |
| 2867 Boones Creek Rd Johnson City, TN 37615 | Boones Creek Branch | Full service |
| 709 Med Tech Pkwy Johnson City, TN 37604 | Johnson City Branch | Full service |
More about Johnson City
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.