Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Chattanooga, TN
71 branches of 22 FDIC-insured banks operate in Chattanooga. Data: FDIC BankFind, as of June 30, 2026. There are also 21 payday, installment and title loan stores of 10 chains in Chattanooga — about 3.4 bank branches for every loan store.
- Bank branches
- 71
- Payday & loan stores
- 21
- Banks
- 22
- Loan store chains
- 10
- Bank branches per 100k
- 33.3
- Loan stores per 100k
- 9.9
Payday and installment loan stores in Chattanooga
Addresses and phone numbers of storefront lenders in Chattanooga. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 3401 Rossville Blvd Chattanooga, TN 37407 | (423) 388-4468 | — | 4.3 |
| 3516 Dayton Blvd Chattanooga, TN 37415 | (423) 254-5117 | — | 5.0 |
| 3536 Brainerd Rd 108 Suite 108 Chattanooga, TN 37411 | (423) 353-9290 | — | 4.5 |
| 3975 Hixson Pike Chattanooga, TN 37415 | (423) 389-9087 | — | 3.3 |
| 4727 TN-58 Chattanooga, TN 37416 | (423) 426-5123 | — | 4.7 |
| 4317 Ringgold Rd East Ridge, TN 37412 | (423) 624-0004 | — | 4.9 |
| 4425 TN-58 Chattanooga, TN 37416 | (423) 553-1160 | — | 4.9 |
| 4720 Rossville Blvd Chattanooga, TN 37407 | (423) 867-8099 | — | 4.9 |
| 6215 Lee Hwy Ste. A Chattanooga, TN 37421 | (423) 553-0055 | — | 4.9 |
| 5900 Brainerd Rd Chattanooga, TN 37411 | (423) 892-3294 | — | 4.9 |
| 6101 Ringgold Rd East Ridge, TN 37412 | (423) 499-5900 | — | 4.9 |
| 7200 Shallowford Rd Ste 113 Chattanooga, TN 37421 | (423) 933-3750 | — | 4.8 |
| 4340 Ringgold Road, Ste. 160 East Ridge, TN 37412 | (423) 629-1657 | Mon–Fri 10:00 AM – 6:00 PM Sat–Sun closed |
— |
| 5250 Brainerd Road, Ste. 102 Chattanooga, TN 37411 | (423) 855-1903 | Mon–Fri 10:00 AM – 6:00 PM Sat–Sun closed |
— |
| 4345 Ringgold Rd #101 East Ridge, TN 37412 | (423) 697-0714 | — | 3.9 |
| 6231 Perimeter Dr #183 Chattanooga, TN 37421 | (423) 899-2456 | — | 4.6 |
| 3800 Tennessee Ave #136 Chattanooga, TN 37409 | (423) 822-9803 | — | 5.0 |
| 2372 Lifestyle Way #170 Chattanooga, TN 37421 | (423) 892-6561 | — | 4.0 |
| 7000 Lee Hwy #400 Chattanooga, TN 37421 | (423) 805-5373 | — | 4.8 |
| 3736 Ringgold Rd Chattanooga, TN 37412 | (423) 892-3311 | — | 4.9 |
| 200 W M.L.K. Blvd #1052 Chattanooga, TN 37402 | (615) 627-4010 | — | 4.8 |
Bank branches in Chattanooga
| Address | Branch | Type |
|---|---|---|
| 1 Cherokee Blvd Chattanooga, TN 37405 | North Chattanooga Branch | Full service |
| 2001 East Twenty-Third Street Chattanooga, TN 37404 | East Twenty-Third Street Branch | Full service |
| 2173 Northgate Park Ln Chattanooga, TN 37415 | Northgate Branch | Full service |
| 2221 Hamilton Place Blvd Chattanooga, TN 37421 | Hamilton Place Mall Branch | Full service |
| 3604 Tennessee Ave Chattanooga, TN 37409 | South Broad Branch | Full service |
| 3932 Dayton Blvd Chattanooga, TN 37415 | Red Bank Branch | Full service |
| 4430 Highway 58 Chattanooga, TN 37416 | North 58 Branch | Full service |
| 5401 Ringgold Rd Chattanooga, TN 37412 | East Ridge Branch | Full service |
| 701 Market St Chattanooga, TN 37402 | Chattanooga Branch | Full service |
| 7820 E Brainerd Rd Chattanooga, TN 37421 | East Brainerd Branch | Full service |
| 979 E 3rd St Chattanooga, TN 37403 | Medical Center Branch | Full service |
| 101 Browns Ferry Rd Chattanooga, TN 37419 | Lookout Valley Branch | Full service |
| 103 Browns Ferry Rd Chattanooga, TN 37419 | Lookout Valley Drive-Thru Branch | Drive-thru |
| 1900 Gunbarrel Rd Chattanooga, TN 37421 | Gunbarrel Road Branch | Full service |
| 2201 E 3rd St Chattanooga, TN 37404 | East Third Street Branch | Full service |
| 2801 E 48th St Chattanooga, TN 37407 | Rossville Branch | Full service |
| 3513 Dayton Blvd Chattanooga, TN 37415 | Red Bank Branch | Full service |
| 4323 Ringgold Rd Chattanooga, TN 37412 | East Ridge Branch | Full service |
| 4614 Highway 58 Chattanooga, TN 37416 | Highway 58 Branch | Full service |
| 6 Cherokee Blvd Chattanooga, TN 37405 | Bridgeview Branch | Full service |
| 7001 Lee Hwy Chattanooga, TN 37421 | Lee Highway Branch | Full service |
| 736 Market St Chattanooga, TN 37402 | Chattanooga Downtown Branch | Full service |
| 2128 Gunbarrel Rd Chattanooga, TN 37421 | Gunbarrel Rd Branch | Full service |
| 3401 Dayton Blvd Red Bank, TN 37415 | Red Bank Branch | Full service |
| 345 Frazier Ave, Ste 109 Chattanooga, TN 37405 | North River Chattanooga Branch | Full service |
| 3614 Tennessee Ave Chattanooga, TN 37409 | South Broad Branch | Full service |
| 4334 Ringgold Rd Chattanooga, TN 37412 | East Ridge 4334 Ringgold Rd Branch | Full service |
| 4538 Highway 58 Chattanooga, TN 37416 | 4538 Hwy 58 Chattanooga Branch | Full service |
| 5515 Brainerd Rd Chattanooga, TN 37411 | Brainerd Branch | Full service |
| 601 Market St Chattanooga, TN 37402 | Chattanooga Regions Center Branch | Full service |
| 7951 E Brainerd Rd Chattanooga, TN 37421 | East Brainerd Branch | Full service |
| 103 Cherokee Blvd, Ste 217 Chattanooga, TN 37405 | Firstbank Mortgage | Loan office |
| 319 Manufacturers Rd Chattanooga, TN 37405 | Chattanooga Northshore Branch | Full service |
| 4227 Ringgold Rd Chattanooga, TN 37412 | Chattanooga East Ridge Branch | Full service |
| 6131 Shallowford Rd Chattanooga, TN 37421 | Firstbank Mortgage Partners | Loan office |
| 7442 Shallowford Rd Chattanooga, TN 37421 | Chattanooga Hamilton Branch | Full service |
| 728 Broad St Chattanooga, TN 37402 | Builtwell Bank Main office | Full service |
| 1834 Gunbarrel Rd Chattanooga, TN 37421 | Gunbarrel Branch | Full service |
| 4757 Highway 58 Chattanooga, TN 37416 | Highway 58 Branch | Full service |
| 6825 Shallowford Rd Chattanooga, TN 37421 | Shallowford Branch | Full service |
| 7201 Shallowford Rd Chattanooga, TN 37421 | Millennium Bank Main office | Full service |
| 1478 Market St Chattanooga, TN 37402 | Millennium Bank Branch | Full service |
| 8045 E Brainerd Rd Chattanooga, TN 37421 | East Brainerd Branch | Full service |
| 823 Chestnut St Chattanooga, TN 37402 | Chestnut Street Branch | Full service |
| 1350 Broad St Chattanooga, TN 37402 | Chattanooga Southside Drive Thru Branch | Full service |
| 6180 Shallowford Rd Chattanooga, TN 37421 | Shallowford Road Office | Full service |
| 800 Market St Chattanooga, TN 37402 | Market Street Branch | Limited service |
| 800 Market St, Ste 100 Chattanooga, TN 37402 | Chattanooga Branch | Full service |
| 2120 Gunbarrel Rd Chattanooga, TN 37421 | Gunbarrel Rd And Landress Dr Branch | Full service |
| 306 Cherokee Blvd Chattanooga, TN 37405 | Northshore Branch | Full service |
| 5526 Brainerd Rd, Lot 3 Chattanooga, TN 37411 | Brainerd Branch | Full service |
| 2280 Gunbarrel Rd Chattanooga, TN 37421 | Gunbarrel Road Branch | Full service |
| 4154 Ringgold Rd East Ridge, TN 37412 | East Ridge Branch | Full service |
| 835 Georgia Ave Chattanooga, TN 37402 | Chattanooga Miller Plaza Branch | Full service |
| 2126 Gunbarrel Rd Chattanooga, TN 37421 | Gunbarrel Branch | Full service |
| 3620 Tennessee Ave Chattanooga, TN 37409 | South Broad Branch | Full service |
| 1740 Gunbarrel Rd Chattanooga, TN 37421 | Simply Bank Chattanooga Branch | Full service |
| 201 W. Main St. Chestnut Mound, TN 37408 | Chattanooga Lpo Branch | Loan office |
| 2021 Hamilton Place Blvd, Ste A Chattanooga, TN 37421 | Hamilton Place Financial Center Branch | Full service |
| 2120 Northgate Park Ln, Ste 100 Chattanooga, TN 37415 | Northgate Financial Center Branch | Full service |
| 2212 Encompass Dr, Ste 168 Chattanooga, TN 37421 | Chattanooga | Full service |
| 6148 Lee Hwy, Ste 100 Chattanooga, TN 37421 | Chattanooga Atm/lpo/dpo | Loan office |
| 1611 Gunbarrel Rd Chattanooga, TN 37421 | Chattanooga Main Branch | Full service |
| 1515 Gunbarrel Rd, Ste 125 Chattanooga, TN 37421 | Chattanooga Lpo | Loan office |
| 735 Broad Street, Suite 303 & 304 Chattanooga, TN 37402 | Chattanooga Branch | Drive-thru |
| 401 Chestnut St Chattanooga, TN 37402 | Rockpointbank, National Association Main office | Full service |
| 605 Chestnut St Chattanooga, TN 37450 | Chattanooga Branch | Full service |
| 631 Broad St, Ste 150 Chattanooga, TN 37402 | Chattanooga Downtown Branch | Full service |
| 633 Chestnut St, Ste 100 Chattanooga, TN 37450 | Chattanooga Branch | Full service |
| 1413 Chestnut St Chattanooga, TN 37402 | Chattanooga Downtown Branch | Full service |
| 1101 Broad Street Ste 110 Chattanooga, TN 37402 | Chattanooga Branch | Full service |
More about Chattanooga
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.