Borrow with the facts on your side.

Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.

How much do you need?
By clicking "Get Started", you agree to Privacy Policy, Terms of Use, Responsible Lending Practices and Marketing Practices

Banks vs Payday Loans in Chattanooga, TN

71 branches of 22 FDIC-insured banks operate in Chattanooga. Data: FDIC BankFind, as of June 30, 2026. There are also 21 payday, installment and title loan stores of 10 chains in Chattanooga — about 3.4 bank branches for every loan store.

Bank branches
71
Payday & loan stores
21
Banks
22
Loan store chains
10
Bank branches per 100k
33.3
Loan stores per 100k
9.9

Payday and installment loan stores in Chattanooga

Addresses and phone numbers of storefront lenders in Chattanooga. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
Advance Financial 5 stores in Chattanooga af247.com
3401 Rossville Blvd Chattanooga, TN 37407 (423) 388-4468 — 4.3
3516 Dayton Blvd Chattanooga, TN 37415 (423) 254-5117 — 5.0
3536 Brainerd Rd 108 Suite 108 Chattanooga, TN 37411 (423) 353-9290 — 4.5
3975 Hixson Pike Chattanooga, TN 37415 (423) 389-9087 — 3.3
4727 TN-58 Chattanooga, TN 37416 (423) 426-5123 — 4.7
TitleMax 4 stores in Chattanooga titlemax.com
4317 Ringgold Rd East Ridge, TN 37412 (423) 624-0004 — 4.9
4425 TN-58 Chattanooga, TN 37416 (423) 553-1160 — 4.9
4720 Rossville Blvd Chattanooga, TN 37407 (423) 867-8099 — 4.9
6215 Lee Hwy Ste. A Chattanooga, TN 37421 (423) 553-0055 — 4.9
Speedy Cash 3 stores in Chattanooga speedycash.com
5900 Brainerd Rd Chattanooga, TN 37411 (423) 892-3294 — 4.9
6101 Ringgold Rd East Ridge, TN 37412 (423) 499-5900 — 4.9
7200 Shallowford Rd Ste 113 Chattanooga, TN 37421 (423) 933-3750 — 4.8
Advance America 2 stores in Chattanooga advanceamerica.net
4340 Ringgold Road, Ste. 160 East Ridge, TN 37412 (423) 629-1657 Mon–Fri 10:00 AM – 6:00 PM
Sat–Sun closed
—
5250 Brainerd Road, Ste. 102 Chattanooga, TN 37411 (423) 855-1903 Mon–Fri 10:00 AM – 6:00 PM
Sat–Sun closed
—
OneMain Financial 2 stores in Chattanooga onemainfinancial.com
4345 Ringgold Rd #101 East Ridge, TN 37412 (423) 697-0714 — 3.9
6231 Perimeter Dr #183 Chattanooga, TN 37421 (423) 899-2456 — 4.6
Check Into Cash 1 store in Chattanooga checkintocash.com
3800 Tennessee Ave #136 Chattanooga, TN 37409 (423) 822-9803 — 5.0
Lendmark Financial Services 1 store in Chattanooga lendmarkfinancial.com
2372 Lifestyle Way #170 Chattanooga, TN 37421 (423) 892-6561 — 4.0
Mariner Finance 1 store in Chattanooga marinerfinance.com
7000 Lee Hwy #400 Chattanooga, TN 37421 (423) 805-5373 — 4.8
Security Finance 1 store in Chattanooga securityfinance.com
3736 Ringgold Rd Chattanooga, TN 37412 (423) 892-3311 — 4.9
loanDepot 1 store in Chattanooga loandepot.com
200 W M.L.K. Blvd #1052 Chattanooga, TN 37402 (615) 627-4010 — 4.8

Bank branches in Chattanooga

Address Branch Type
First Horizon Bank 11 branches in Chattanooga firsthorizon.com
1 Cherokee Blvd Chattanooga, TN 37405 North Chattanooga Branch Full service
2001 East Twenty-Third Street Chattanooga, TN 37404 East Twenty-Third Street Branch Full service
2173 Northgate Park Ln Chattanooga, TN 37415 Northgate Branch Full service
2221 Hamilton Place Blvd Chattanooga, TN 37421 Hamilton Place Mall Branch Full service
3604 Tennessee Ave Chattanooga, TN 37409 South Broad Branch Full service
3932 Dayton Blvd Chattanooga, TN 37415 Red Bank Branch Full service
4430 Highway 58 Chattanooga, TN 37416 North 58 Branch Full service
5401 Ringgold Rd Chattanooga, TN 37412 East Ridge Branch Full service
701 Market St Chattanooga, TN 37402 Chattanooga Branch Full service
7820 E Brainerd Rd Chattanooga, TN 37421 East Brainerd Branch Full service
979 E 3rd St Chattanooga, TN 37403 Medical Center Branch Full service
Truist Bank 11 branches in Chattanooga truist.com
101 Browns Ferry Rd Chattanooga, TN 37419 Lookout Valley Branch Full service
103 Browns Ferry Rd Chattanooga, TN 37419 Lookout Valley Drive-Thru Branch Drive-thru
1900 Gunbarrel Rd Chattanooga, TN 37421 Gunbarrel Road Branch Full service
2201 E 3rd St Chattanooga, TN 37404 East Third Street Branch Full service
2801 E 48th St Chattanooga, TN 37407 Rossville Branch Full service
3513 Dayton Blvd Chattanooga, TN 37415 Red Bank Branch Full service
4323 Ringgold Rd Chattanooga, TN 37412 East Ridge Branch Full service
4614 Highway 58 Chattanooga, TN 37416 Highway 58 Branch Full service
6 Cherokee Blvd Chattanooga, TN 37405 Bridgeview Branch Full service
7001 Lee Hwy Chattanooga, TN 37421 Lee Highway Branch Full service
736 Market St Chattanooga, TN 37402 Chattanooga Downtown Branch Full service
Regions Bank 9 branches in Chattanooga regions.com
2128 Gunbarrel Rd Chattanooga, TN 37421 Gunbarrel Rd Branch Full service
3401 Dayton Blvd Red Bank, TN 37415 Red Bank Branch Full service
345 Frazier Ave, Ste 109 Chattanooga, TN 37405 North River Chattanooga Branch Full service
3614 Tennessee Ave Chattanooga, TN 37409 South Broad Branch Full service
4334 Ringgold Rd Chattanooga, TN 37412 East Ridge 4334 Ringgold Rd Branch Full service
4538 Highway 58 Chattanooga, TN 37416 4538 Hwy 58 Chattanooga Branch Full service
5515 Brainerd Rd Chattanooga, TN 37411 Brainerd Branch Full service
601 Market St Chattanooga, TN 37402 Chattanooga Regions Center Branch Full service
7951 E Brainerd Rd Chattanooga, TN 37421 East Brainerd Branch Full service
FirstBank 5 branches in Chattanooga firstbankonline.com
103 Cherokee Blvd, Ste 217 Chattanooga, TN 37405 Firstbank Mortgage Loan office
319 Manufacturers Rd Chattanooga, TN 37405 Chattanooga Northshore Branch Full service
4227 Ringgold Rd Chattanooga, TN 37412 Chattanooga East Ridge Branch Full service
6131 Shallowford Rd Chattanooga, TN 37421 Firstbank Mortgage Partners Loan office
7442 Shallowford Rd Chattanooga, TN 37421 Chattanooga Hamilton Branch Full service
Builtwell Bank 4 branches in Chattanooga builtwell.bank
728 Broad St Chattanooga, TN 37402 Builtwell Bank Main office Full service
1834 Gunbarrel Rd Chattanooga, TN 37421 Gunbarrel Branch Full service
4757 Highway 58 Chattanooga, TN 37416 Highway 58 Branch Full service
6825 Shallowford Rd Chattanooga, TN 37421 Shallowford Branch Full service
Millennium Bank 4 branches in Chattanooga ngnb.bank
7201 Shallowford Rd Chattanooga, TN 37421 Millennium Bank Main office Full service
1478 Market St Chattanooga, TN 37402 Millennium Bank Branch Full service
8045 E Brainerd Rd Chattanooga, TN 37421 East Brainerd Branch Full service
823 Chestnut St Chattanooga, TN 37402 Chestnut Street Branch Full service
Pinnacle Bank 4 branches in Chattanooga pnfp.com
1350 Broad St Chattanooga, TN 37402 Chattanooga Southside Drive Thru Branch Full service
6180 Shallowford Rd Chattanooga, TN 37421 Shallowford Road Office Full service
800 Market St Chattanooga, TN 37402 Market Street Branch Limited service
800 Market St, Ste 100 Chattanooga, TN 37402 Chattanooga Branch Full service
JPMorgan Chase Bank, National Association 3 branches in Chattanooga jpmorganchase.com
2120 Gunbarrel Rd Chattanooga, TN 37421 Gunbarrel Rd And Landress Dr Branch Full service
306 Cherokee Blvd Chattanooga, TN 37405 Northshore Branch Full service
5526 Brainerd Rd, Lot 3 Chattanooga, TN 37411 Brainerd Branch Full service
SmartBank 3 branches in Chattanooga smartbank.com
2280 Gunbarrel Rd Chattanooga, TN 37421 Gunbarrel Road Branch Full service
4154 Ringgold Rd East Ridge, TN 37412 East Ridge Branch Full service
835 Georgia Ave Chattanooga, TN 37402 Chattanooga Miller Plaza Branch Full service
Bank of America, National Association 2 branches in Chattanooga bankofamerica.com
2126 Gunbarrel Rd Chattanooga, TN 37421 Gunbarrel Branch Full service
3620 Tennessee Ave Chattanooga, TN 37409 South Broad Branch Full service
First Financial Bank, National Association 2 branches in Chattanooga first-online.bank
1740 Gunbarrel Rd Chattanooga, TN 37421 Simply Bank Chattanooga Branch Full service
201 W. Main St. Chestnut Mound, TN 37408 Chattanooga Lpo Branch Loan office
The Park National Bank 2 branches in Chattanooga parknationalbank.com
2021 Hamilton Place Blvd, Ste A Chattanooga, TN 37421 Hamilton Place Financial Center Branch Full service
2120 Northgate Park Ln, Ste 100 Chattanooga, TN 37415 Northgate Financial Center Branch Full service
Tower Community Bank 2 branches in Chattanooga towercommunitybank.com
2212 Encompass Dr, Ste 168 Chattanooga, TN 37421 Chattanooga Full service
6148 Lee Hwy, Ste 100 Chattanooga, TN 37421 Chattanooga Atm/lpo/dpo Loan office
First-Citizens Bank & Trust Company 1 branch in Chattanooga firstcitizens.com
1611 Gunbarrel Rd Chattanooga, TN 37421 Chattanooga Main Branch Full service
Independent Bank 1 branch in Chattanooga i-bankonline.com
1515 Gunbarrel Rd, Ste 125 Chattanooga, TN 37421 Chattanooga Lpo Loan office
Old National Bank 1 branch in Chattanooga oldnational.com
735 Broad Street, Suite 303 & 304 Chattanooga, TN 37402 Chattanooga Branch Drive-thru
RockPointBank, National Association 1 branch in Chattanooga rockpoint.bank
401 Chestnut St Chattanooga, TN 37402 Rockpointbank, National Association Main office Full service
SouthEast Bank 1 branch in Chattanooga southeastbank.com
605 Chestnut St Chattanooga, TN 37450 Chattanooga Branch Full service
The Huntington National Bank 1 branch in Chattanooga huntington.com
631 Broad St, Ste 150 Chattanooga, TN 37402 Chattanooga Downtown Branch Full service
United Community Bank 1 branch in Chattanooga ucbi.com
633 Chestnut St, Ste 100 Chattanooga, TN 37450 Chattanooga Branch Full service
WesBanco Bank, Inc. 1 branch in Chattanooga wesbanco.com
1413 Chestnut St Chattanooga, TN 37402 Chattanooga Downtown Branch Full service
Wilson Bank and Trust 1 branch in Chattanooga wilsonbank.com
1101 Broad Street Ste 110 Chattanooga, TN 37402 Chattanooga Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.