Get Started
Borrow with the facts on your side.

Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.

How much do you need?
By clicking "Get Started", you agree to Privacy Policy, Terms of Use, Responsible Lending Practices and Marketing Practices

Banks vs Payday Loans in Rapid City, SD

20 branches of 10 FDIC-insured banks operate in Rapid City. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Rapid City — about 20.0 bank branches for every loan store.

Bank branches
20
Payday & loan stores
1
Banks
10
Loan store chains
1
Bank branches per 100k
20.3
Loan stores per 100k
1.0

Payday and installment loan stores in Rapid City

Addresses and phone numbers of storefront lenders in Rapid City. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
OneMain Financial 1 store in Rapid City onemainfinancial.com
1301 W Omaha St #103 Rapid City, SD 57701 (605) 343-3550 — 4.3

Bank branches in Rapid City

Address Branch Type
First Interstate Bank 4 branches in Rapid City firstinterstatebank.com
14 Saint Joseph St Rapid City, SD 57701 Rapid City Downtown Branch Drive-thru
333 West Blvd, Ste 100 Rapid City, SD 57701 Rapid City Gateway Branch Full service
3510 Sturgis Rd Rapid City, SD 57702 Rapid City Sturgis Road Branch Full service
847 N Creek Dr Rapid City, SD 57703 Rapid City East Branch Full service
U.S. Bank National Association 3 branches in Rapid City usbank.com
630 Kansas City St Rapid City, SD 57701 Rapid City - Main Auto Bank Branch Drive-thru
645 Mountain View Rd Rapid City, SD 57702 Rapid City Western Branch Full service
701 Saint Joseph St Rapid City, SD 57701 Rapid City Main Branch Full service
Wells Fargo Bank, National Association 3 branches in Rapid City wellsfargo.com
1016 Mountain View Rd Rapid City, SD 57702 Mountain View Branch Full service
1035 E Saint Patrick St Rapid City, SD 57701 Robbinsdale Branch Full service
825 Saint Joseph St Rapid City, SD 57701 Rapid City Main Branch Full service
BankWest, Inc. 2 branches in Rapid City bankwest-sd.com
255 Texas St Rapid City, SD 57701 Bankwest - Westhills Village Full service
311 Omaha St Rapid City, SD 57701 Rapid City Branch Full service
Pioneer Bank & Trust 2 branches in Rapid City pioneerbankandtrust.com
2001 W Omaha St Rapid City, SD 57702 Rapid City West Branch Full service
2018 Mount Rushmore Rd Rapid City, SD 57701 Rapid City South Branch Full service
Security First Bank 2 branches in Rapid City security1stbank.com
1919 Hope Ct Rapid City, SD 57701 Security First Bank - Buffalo Crossing Branch Full service
501 Quincy Street Rapid City, SD 57702 Rapid City Branch Full service
Black Hills Community Bank, N.A. 1 branch in Rapid City bhcbank.com
840 Mount Rushmore Rd Rapid City, SD 57701 Black Hills Community Bank, N.a. Main office Full service
Dacotah Bank 1 branch in Rapid City dacotahbank.com
125 Main St Rapid City, SD 57701 Dacotah Bank Rapid City Downtown Branch Full service
First National Bank 1 branch in Rapid City firstnationalbanks.com
632 Main St Rapid City, SD 57701 Rapid City Branch Full service
First Western Federal Savings Bank 1 branch in Rapid City fwfsb.com
402 Main St Rapid City, SD 57701 First Western Federal Savings Bank Main office Full service

More about Rapid City

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.