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Banks vs Payday Loans in North Charleston, SC

16 branches of 13 FDIC-insured banks operate in North Charleston. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 4 chains in North Charleston — about 2.7 bank branches for every loan store.

Bank branches
16
Payday & loan stores
6
Banks
13
Loan store chains
4
Bank branches per 100k
21.2
Loan stores per 100k
7.9

Payday and installment loan stores in North Charleston

Addresses and phone numbers of storefront lenders in North Charleston. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
ACE Cash Express 2 stores in North Charleston acecashexpress.com
2000 McMillan Ave B North Charleston, SC 29405 (843) 747-7544 — 4.9
4391 Dorchester Rd Suite 150 North Charleston, SC 29405 (843) 566-0018 — 4.9
Advance America 2 stores in North Charleston advanceamerica.net
4400 Dorchester Rd., Suite 102 North Charleston, SC 29405 (843) 740-9110 Mon–Fri 9:00 AM – 5:30 PM
Sat 9:00 AM – 12:00 PM
Sun closed
—
5101 Ashley Phosphate Rd., Ste. 115 North Charleston, SC 29418 (843) 552-9630 Mon–Fri 9:00 AM – 5:30 PM
Sat 9:00 AM – 12:00 PM
Sun closed
—
Security Finance 1 store in North Charleston securityfinance.com
4365 Dorchester Rd #103 North Charleston, SC 29405 (843) 744-9911 — 5.0
TitleMax 1 store in North Charleston titlemax.com
5381 Dorchester Rd Charleston, SC 29418 (843) 767-6889 — 5.0

Bank branches in North Charleston

Address Branch Type
SouthState Bank, National Association 2 branches in North Charleston southstatebank.com
4962 Centre Pointe Dr North Charleston, SC 29418 Center Pointe Drive Branch Full service
8450 Dorchester Rd North Charleston, SC 29420 8450 Dorchester Rd Branch Full service
Truist Bank 2 branches in North Charleston truist.com
5010 Dorchester Rd North Charleston, SC 29418 Dorchester Road Branch Full service
8610 Dorchester Rd North Charleston, SC 29420 Coosaw Creek Branch Full service
Wells Fargo Bank, National Association 2 branches in North Charleston wellsfargo.com
4400 Dorchester Rd North Charleston, SC 29405 Brentwood Plaza Branch Full service
6877 Dorchester Rd, Ste 19 North Charleston, SC 29418 North Village Branch Full service
Bank of America, National Association 1 branch in North Charleston bankofamerica.com
5001 Ashley Phosphate Rd North Charleston, SC 29418 Festival Center N Charleston Branch Full service
Beacon Community Bank 1 branch in North Charleston beacon.bank
5270 International Blvd North Charleston, SC 29418 North Charleston Branch Full service
ENCORE BANK 1 branch in North Charleston bankencore.com
1859 Summerville Ave, Ste 200 Charleston, SC 29405 Charleston Branch Full service
Fifth Third Bank, National Association 1 branch in North Charleston 53.com
8849 Dorchester Rd North Charleston, SC 29420 Cedar Grove Bc Branch Full service
First-Citizens Bank & Trust Company 1 branch in North Charleston firstcitizens.com
5090 Dorchester Rd North Charleston, SC 29418 Oak Ridge Plaza Branch Full service
Peoples Bank 1 branch in North Charleston yourpeoples.bank
4401 Belle Oaks Dr, Ste 210 North Charleston, SC 29405 North Charleston Loan Production Office Loan office
Pinnacle Bank 1 branch in North Charleston pnfp.com
8420 Dorchester Rd Charleston, SC 29420 Dorchester Road Branch Full service
United Bank 1 branch in North Charleston bankwithunited.com
8485 Dorchester Rd North Charleston, SC 29420 North Charleston Branch Full service
Wilmington Trust, National Association 1 branch in North Charleston wilmingtontrust.com
4000 Faber Place Dr North Charleston, SC 29405 Charleston Office Branch Limited service
Woodforest National Bank 1 branch in North Charleston woodforest.com
4920 Centre Pointe Dr North Charleston, SC 29418 8204 North Charleston South Carolina Walmart Branch In-store

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.