Borrow with the facts on your side.

Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.

How much do you need?
By clicking "Get Started", you agree to Privacy Policy, Terms of Use, Responsible Lending Practices and Marketing Practices

Banks vs Payday Loans in Eugene, OR

29 branches of 13 FDIC-insured banks operate in Eugene. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 4 chains in Eugene — about 5.8 bank branches for every loan store.

Bank branches
29
Payday & loan stores
5
Banks
13
Loan store chains
4
Bank branches per 100k
13.7
Loan stores per 100k
2.4

Payday and installment loan stores in Eugene

Addresses and phone numbers of storefront lenders in Eugene. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
OneMain Financial 2 stores in Eugene onemainfinancial.com
1020 Green Acres Rd #1a Eugene, OR 97408 (541) 683-3844 — 4.2
3333 W 11th Ave e Eugene, OR 97402 (541) 465-3800 — 4.1
ACE Cash Express 1 store in Eugene acecashexpress.com
895 W 7th Ave Eugene, OR 97402 (541) 345-2274 — 4.7
Mariner Finance 1 store in Eugene marinerfinance.com
45 Division Ave Ste g Eugene, OR 97404 (458) 250-4320 — 4.8
loanDepot 1 store in Eugene loandepot.com
1700 Valley River Dr Ste 200 Eugene, OR 97401 (541) 854-6050 — 4.8

Bank branches in Eugene

Address Branch Type
U.S. Bank National Association 6 branches in Eugene usbank.com
1395 University Street, Emu Lobby Eugene, OR 97403 University Of Oregon Branch In-store
1400 Highway 99 N Eugene, OR 97402 Bethel-Danebo Branch Full service
20 Division Ave Eugene, OR 97404 Santa Clara Branch Full service
311 Coburg Rd Eugene, OR 97401 Coburg Albertsons In-store
55 W 29th Ave Eugene, OR 97405 29th And Willamette Branch Full service
800 Willamette St, Ste 100 Eugene, OR 97401 Eugene Main Branch Full service
Columbia Bank 4 branches in Eugene columbiabank.com
111 West 7th Avenue Eugene, OR 97401 Olive Branch Full service
2400 West 11th Avenue Eugene, OR 97402 West 11th Branch Full service
25 Division Avenue Eugene, OR 97404 River Road Branch Full service
497 Oakway Rd, Ste 100 Eugene, OR 97401 Oakway Center Branch Full service
KeyBank National Association 4 branches in Eugene key.com
1380 Coburg Rd Eugene, OR 97401 Coburg Road Branch Full service
1980 River Rd Eugene, OR 97404 River Road Branch Full service
2829 W 11th Ave Eugene, OR 97402 11th And Conger Branch Full service
975 Oak St Eugene, OR 97401 Eugene Main Branch Full service
Wells Fargo Bank, National Association 3 branches in Eugene wellsfargo.com
1590 Coburg Rd Eugene, OR 97401 Cal Young Road Branch Full service
2065 River Rd Eugene, OR 97404 River Road Branch Full service
39 W Broadway Eugene, OR 97401 West Broadway Eugene Branch Full service
Bank of America, National Association 2 branches in Eugene bankofamerica.com
201 E 11th Ave Eugene, OR 97401 Eugene Branch Full service
844 East 13th Avenue Eugene, OR 97401 Tracktown Branch Full service
Banner Bank 2 branches in Eugene bannerbank.com
1175 Valley River Dr Eugene, OR 97401 Eugene Valley River Branch Full service
169 W 6th Ave Eugene, OR 97401 Eugene Downtown Branch Full service
JPMorgan Chase Bank, National Association 2 branches in Eugene jpmorganchase.com
1100 Willamette St Eugene, OR 97401 Eugene Branch Full service
3609 W 11th Ave Eugene, OR 97402 West Eugene Branch Full service
First Interstate Bank 1 branch in Eugene firstinterstatebank.com
899 Pearl St Eugene, OR 97401 Eugene Branch Full service
Heritage Bank 1 branch in Eugene heritagebanknw.com
3011 N Delta Hwy, Unit 103 Eugene, OR 97408 Eugene Branch Full service
Oregon Pacific Banking Company dba Oregon Pacific Bank 1 branch in Eugene oregonpacificbank.com
59 E 11th Ave Eugene, OR 97401 Eugene Branch Full service
People's Bank of Commerce 1 branch in Eugene peoplesbank.bank
811 Willamette Street Eugene, OR 97401 Eugene Branch Full service
Summit Bank 1 branch in Eugene sbko.bank
96 E Broadway Eugene, OR 97401 Summit Bank Main office Full service
WaFd Bank 1 branch in Eugene wafdbank.com
101 E Broadway Eugene, OR 97401 Eugene Downtown Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.