Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Oregon
725 branches of 33 FDIC-insured banks operate in Oregon; 12 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 52 payday, installment and title loan stores of 5 chains in Oregon — about 13.9 bank branches for every loan store.
- Bank branches
- 725
- Payday & loan stores
- 52
- Banks with branches
- 33
- Loan store chains
- 5
- Bank branches per 100k
- 17.1
- Loan stores per 100k
- 1.2
- Headquartered in Oregon
- 12
Payday loan stores by city in Oregon
52 stores in 21 cities and towns across Oregon. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Oregon has about 4,238,755 residents, so that's 1 loan stores and 17 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in Oregon
Storefront lenders with locations in Oregon, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in OR | Cities | Website |
|---|---|---|---|
| ACE Cash Express | 22 | 15 | acecashexpress.com |
| OneMain Financial | 17 | 13 | onemainfinancial.com |
| loanDepot | 6 | 6 | loandepot.com |
| Mariner Finance | 6 | 6 | marinerfinance.com |
| Speedy Cash | 1 | 1 | speedycash.com |
Banks with branches in Oregon
| Bank | Branches in OR | Headquarters | Total assets | Website |
|---|---|---|---|---|
| U.S. Bank National Association | 114 | Cincinnati, OH | $705.6B | usbank.com |
| Columbia Bank | 109 | Roseburg, OR | $65.4B | columbiabank.com |
| JPMorgan Chase Bank, National Association | 84 | Columbus, OH | $4.1T | jpmorganchase.com |
| Wells Fargo Bank, National Association | 72 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| KeyBank National Association | 61 | Cleveland, OH | $188.6B | key.com |
| Banner Bank | 37 | Walla Walla, WA | $16.6B | bannerbank.com |
| WaFd Bank | 36 | Seattle, WA | $27.6B | wafdbank.com |
| Bank of America, National Association | 35 | Charlotte, NC | $2.7T | bankofamerica.com |
| First Interstate Bank | 33 | Billings, MT | $25.8B | firstinterstatebank.com |
| BMO Bank National Association | 21 | Chicago, IL | $255.0B | bmo.com |
| Bank of Eastern Oregon | 16 | Heppner, OR | $933.6M | beobank.com |
| Citizens Bank | 14 | Corvallis, OR | $823.4M | citizensebank.com |
| People's Bank of Commerce | 11 | Medford, OR | $776.7M | peoplesbank.bank |
| 1st Security Bank of Washington | 8 | Mountlake Terrace, WA | $3.2B | fsbwa.com |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | 7 | Florence, OR | $825.4M | oregonpacificbank.com |
| Oregon Coast Bank | 7 | Newport, OR | $446.3M | oregoncoast.bank |
| Heritage Bank | 6 | Olympia, WA | $8.4B | heritagebanknw.com |
| First Federal Savings and Loan Association of McMinnville | 6 | Mcminnville, OR | $678.7M | firstfedweb.com |
| Evergreen Federal Bank | 6 | Grants Pass, OR | $621.6M | evergreenfederal.bank |
| Riverview Bank | 5 | Vancouver, WA | $1.5B | riverviewbank.com |
| Summit Bank | 5 | Eugene, OR | $1.3B | sbko.bank |
| Bank of England | 5 | England, AR | $332.3M | bankofengland-ar.com |
| Willamette Valley Bank | 4 | Salem, OR | $465.4M | willamettevalleybank.com |
| Clackamas County Bank | 4 | Sandy, OR | $266.4M | clackamascountybank.com |
| Mechanics Bank | 3 | Walnut Creek, CA | $21.2B | mechanicsbank.com |
| Beneficial State Bank | 3 | Oakland, CA | $2.0B | beneficialstatebank.com |
| First-Citizens Bank & Trust Company | 2 | Raleigh, NC | $236.3B | firstcitizens.com |
| Washington Trust Bank | 2 | Spokane, WA | $10.5B | watrust.com |
| Northwest Bank | 2 | Boise, ID | $1.5B | northwest-bank.com |
| Idaho First Bank | 2 | Mccall, ID | $1.4B | idahofirstbank.com |
| Pioneer Trust Bank, National Association | 2 | Salem, OR | $712.5M | pioneertrustbank.com |
| Davidson Trust Co. | 2 | Great Falls, MT | $13.2M | — |
| Zions Bancorporation, N.A. | 1 | Salt Lake City, UT | $89.0B | zionsbancorporation.com |
Bank branches in Oregon by type
- Full-service branches
- 692
- 95.4%
- In-store branches
- 9
- 1.2%
- Drive-thru & detached
- 1
- 0.1%
- Loan offices
- 7
- 1.0%
- Other limited-service
- 16
- 2.2%
Banks vs loan stores: cities in Oregon
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Portland | 137 | 21 | 11 |
| Salem | 37 | 12 | 7 |
| Bend | 33 | 11 | 3 |
| Eugene | 29 | 13 | 5 |
| Beaverton | 26 | 12 | 2 |
| Medford | 26 | 12 | 2 |
| Lake Oswego | 24 | 15 | — |
| Hillsboro | 19 | 9 | 3 |
| Grants Pass | 15 | 10 | 1 |
| Corvallis | 13 | 8 | — |
| Gresham | 12 | 10 | 1 |
| Roseburg | 10 | 7 | 2 |
Bank branches are located in 129 Oregon cities and towns.
More city pages in Oregon
Loan stores in smaller towns of Oregon
Other cities and towns in Oregon with payday or installment loan stores, and the number of stores in each.
- Ashland 1
- Coos Bay 1
- Happy Valley 1
- Lebanon 1
- Mcminnville 2
- Pendleton 1
- Sherwood 1
- The Dalles 1
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Oregon branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.