Banks vs Payday Loans in Dayton, OH

84 branches of 19 FDIC-insured banks operate in Dayton. Data: FDIC BankFind, as of June 30, 2026. There are also 8 payday, installment and title loan stores of 6 chains in Dayton — about 10.5 bank branches for every loan store.

Bank branches: 84
Payday & loan stores: 8
Banks: 19
Loan store chains: 6
Bank branches per 100k: 17.3
Loan stores per 100k: 1.6

Payday and installment loan stores in Dayton

Addresses and phone numbers of storefront lenders in Dayton. These loans usually cost far more than a bank or credit union loan — compare first.

Address	Phone	Hours	Google rating
OneMain Financial 3 stores in Dayton onemainfinancial.com
127 N Springboro Pike Dayton, OH 45449	(937) 435-2927	—	4.0
2314 E Dorothy Ln Kettering, OH 45420	(937) 294-2761	—	3.1
7717 Old Troy Pike Huber Heights, OH 45424	(937) 233-0101	—	4.1
ACE Cash Express 1 store in Dayton acecashexpress.com
3516 W Siebenthaler Ave Dayton, OH 45406	(937) 275-4912	—	4.9
Advance America 1 store in Dayton advanceamerica.net
2758 Wilmington Pike Kettering, OH 45419	(937) 643-1013	Mon–Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat–Sun closed	—
Check 'n Go 1 store in Dayton checkngo.com
4130 Linden Ave Suite 309 Dayton, OH 45432	(937) 637-0847	—	4.9
Lendmark Financial Services 1 store in Dayton lendmarkfinancial.com
761 Lyons Rd Dayton, OH 45459	(937) 401-0900	—	4.7
Mariner Finance 1 store in Dayton marinerfinance.com
1273 N Fairfield Rd Beavercreek, OH 45432	(937) 320-4400	—	4.8

Bank branches in Dayton

Address	Branch	Type
Fifth Third Bank, National Association 15 branches in Dayton 53.com
1 E Main St Trotwood, OH 45426	Trotwood Branch	Full service
1 S Main St Dayton, OH 45402	Dayton Branch	Full service
1032 Patterson Rd Dayton, OH 45420	Breitenstrater Banking Center	Full service
1923 E Dorothy Ln Dayton, OH 45420	Moraine Branch	Full service
2096 Miamisburg Centerville Rd Dayton, OH 45459	Dayton Mall Banking Center	Full service
2250 Shiloh Springs Rd Trotwood, OH 45426	Salem Mall Banking Center Branch	Full service
2280 N Fairfield Rd Beavercreek, OH 45431	00112 Beavercreek Bc Branch	Full service
2601 Far Hills Ave Dayton, OH 45419	Oakwood Banking Center	Full service
39 W Whipp Rd Dayton, OH 45459	Whipp Road Banking Center	Full service
4120far Hills Ave Dayton, OH 45429	Town & Country Banking Center	Full service
5790 Springboro Pike Dayton, OH 45449	Miami Township Banking Center Branch	Full service
6301 Wilmington Pike Centerville, OH 45459	Sugarcreek Banking Center	Full service
7601 Troy Pike Dayton, OH 45424	Huber Heights Branch	Full service
8028 N Dixie Dr Dayton, OH 45414	Dixie-Needmore Bm/ York Commons	In-store
925 S Main St Centerville, OH 45458	South Centerville Banking Ctr Branch	Full service
JPMorgan Chase Bank, National Association 12 branches in Dayton jpmorganchase.com
1158 W 3rd St Dayton, OH 45402	Wright-Dunbar Branch	Full service
2000 E 3rd St Dayton, OH 45403	East Dayton Branch	Full service
2119 E. Dorothy Ln Kettering, OH 45420	Kettering Branch	Full service
2687 Fairfield Commons Blvd Beavercreek, OH 45431	Fairfield Commons Branch	Full service
2800 Far Hills Ave Dayton, OH 45419	Far Hills Avenue Branch	Full service
3414 Seajay Dr Beavercreek, OH 45430	Beavercreek Branch	Full service
3450 W Siebenthaler Ave Dayton, OH 45406	West Siebenthaler Branch	Full service
6000 Far Hills Ave Centerville, OH 45459	Washington Centerville Branch	Full service
6130 Chambersburg Rd Huber Heights, OH 45424	Huber Heights Branch	Full service
6460 Wilmington Pike Dayton, OH 45459	Sugarcreek Banking Center Branch	Full service
7990 Washington Village Dr Dayton, OH 45459	Washington Park Branch	Full service
869 S Main St Centerville, OH 45458	South Centerville Branch	Full service
PNC Bank, National Association 11 branches in Dayton pnc.com
1001 E Centerville Station Rd Centerville, OH 45459	Centerville Station Branch	Full service
1165 Miamisburg Centerville Rd Dayton, OH 45459	Lyons Road Branch	Full service
1501 Troy St Dayton, OH 45404	Troy-Stanley Branch	Full service
182 Woodman Dr Dayton, OH 45431	Airway Branch	Full service
3079 Woodman Dr Kettering, OH 45420	Kettering Branch	Full service
3160 Dayton Xenia Rd Beavercreek, OH 45434	Beavercreek Branch	Full service
4100 Far Hills Ave Kettering, OH 45429	Town And Country Oh Branch	Full service
4490 N Main St Dayton, OH 45405	Forest Park Plaza Branch	Full service
5116 Brandt Pike Huber Heights, OH 45424	Huber Heights Branch	Full service
5141 Salem Ave Dayton, OH 45426	Salem-Denlinger Branch	Full service
5820 North Dixie Drive Harrison Township, OH 45414	North Dixie Branch	Full service
KeyBank National Association 7 branches in Dayton key.com
3294 Kemp Rd Beavercreek, OH 45431	Beavercreek Branch	Full service
3736 Germantown Pike Dayton, OH 45417	Germantown/gettysburg Branch	Full service
4000 Linden Ave Dayton, OH 45432	Eastown Branch	Full service
4401 Far Hills Ave Kettering, OH 45429	Arbors Branch	Full service
4600 N Dixie Dr Dayton, OH 45414	Northridge Branch	Full service
4747 N Main St Dayton, OH 45405	North Main Branch	Full service
5001 Chambersburg Rd Huber Heights, OH 45424	Huber Heights Branch	Full service
The Huntington National Bank 7 branches in Dayton huntington.com
2374 Lakeview Dr Beavercreek, OH 45431	Fairfield Commons Branch	Full service
2401 Far Hills Ave Dayton, OH 45419	Oakwood Office Branch	Full service
3504 W Siebenthaler Ave Dayton, OH 45406	Siebenthaler Branch	Full service
409 E Monument Ave Dayton, OH 45402	Dayton Monument Branch	Full service
500 Miamisburg Centerville Rd Centerville, OH 45459	Centerville	Full service
5900 Springboro Pike Dayton, OH 45449	Alex-Bell And S.r. 741 Branch	Full service
7690 Old Troy Pike Huber Heights, OH 45424	Huber Heights Branch	Full service
First Financial Bank 6 branches in Dayton bankatfirst.com
1015 S Main St Centerville, OH 45458	Centerville Branch	Full service
2891 W Alex Bell Rd Dayton, OH 45459	W. Alex Bell Road Branch	Full service
4391 Far Hills Ave Kettering, OH 45429	Kettering Branch	Full service
4801 N Main St Dayton, OH 45405	Dayton Branch	Full service
5361 Cornerstone North Blvd Centerville, OH 45440	Cornerstone Centerville Branch	Full service
6325 Brandt Pike Huber Heights, OH 45424	Huber Heights Branch	Full service
U.S. Bank National Association 6 branches in Dayton usbank.com
2350 N Gettysburg Ave Dayton, OH 45406	Gettysburg Branch	Full service
3245 Dayton Xenia Rd Beavercreek, OH 45434	Beavercreek	Full service
360 N Main St Centerville, OH 45459	Centerville Branch	Full service
4075 Wilmington Pike Kettering, OH 45440	Kettering Meijer Branch	In-store
8520 Old Troy Pike Huber Heights, OH 45424	Huber Heights Branch	Full service
9200 N Main St Dayton, OH 45415	Englewood Meijer Branch	In-store
Woodforest National Bank 3 branches in Dayton woodforest.com
1701 W Dorothy Ln Moraine, OH 45439	0448 Moraine Walmart Branch	In-store
7680 Brandt Pike Huber Heights, OH 45424	0449 Huber Heights Ohio Walmart Branch	In-store
8800 Kingsridge Dr Dayton, OH 45458	Miamisburg-Dayton Oh Walmart Branch	In-store
Bank of America, National Association 2 branches in Dayton bankofamerica.com
2799 Miamisburg Centerville Rd Dayton, OH 45459	Dayton Mall Branch	Full service
4360 N Main St Dayton, OH 45405	North Main And Forest Park Branch	Full service
Civista Bank 2 branches in Dayton civista.bank
29 W Whipp Rd Dayton, OH 45459	Whipp Road Branch	Full service
7455 Old Troy Pike Huber Heights, OH 45424	Huber Heights Branch	Full service
LCNB National Bank 2 branches in Dayton lcnb.com
2705 Far Hills Ave Dayton, OH 45419	Oakwood Branch	Full service
9605 Dayton Lebanon Pike St Rt 48 Centerville, OH 45458	Centerville Branch	Full service
The Old Fort Banking Company 2 branches in Dayton oldfortbank.com
250 Regency Ridge Dr Centerville, OH 45459	Centerville Loan Production Office	Loan office
6430 Wilmington Pike Dayton, OH 45459	Sugarcreek Township Branch	Full service
Union Savings Bank 2 branches in Dayton unionsavingsbank.com
3030 Woodman Dr Kettering, OH 45420	Kettering Branch	Full service
5651 Far Hills Ave Dayton, OH 45429	Washington Township Branch	Full service
WesBanco Bank, Inc. 2 branches in Dayton wesbanco.com
1243 N Fairfield Rd Dayton, OH 45432	Beavercreek Branch	Full service
6291 Wilmington Pike Centerville, OH 45459	Centerville Branch	Full service
1st National Bank 1 branch in Dayton bankwith1st.com
1095 S Main St Centerville, OH 45458	Centerville Krogers Branch	Full service
Bank of England 1 branch in Dayton bankofengland-ar.com
6784 Loop Rd, Ste 208 Dayton, OH 45459	Dayton Branch Lpo	Loan office
Farmers & Merchants Bank 1 branch in Dayton bankwithfm.com
3235 Alexandersvil Bellbrk Rd West Carrollton, OH 45449	West Carrollton Branch	Full service
Minster Bank 1 branch in Dayton minsterbank.com
8530 N Dixie Dr Dayton, OH 45414	Vandalia-Butler Branch	Full service
Monroe Federal Savings and Loan Association 1 branch in Dayton monroefederal.com
8512 N Dixie Dr Dayton, OH 45414	Dixie Drive Branch	Full service

More about Dayton

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.