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Banks vs Payday Loans in Utica, NY

11 branches of 8 FDIC-insured banks operate in Utica. Data: FDIC BankFind, as of June 30, 2026. We found no storefront payday or installment loan stores of major chains in Utica.

Bank branches
11
Payday & loan stores
0
Banks
8
Loan store chains
0
Bank branches per 100k
15.0

Bank branches in Utica

Address Branch Type
Arrow Bank National Association 3 branches in Utica arrowbank.com
185 Genesee St Utica, NY 13501 Utica Branch Full service
2817 Genesee St Utica, NY 13501 Utica Branch Full service
804 Charlotte St Utica, NY 13501 Charlotte Street Branch Drive-thru
Manufacturers and Traders Trust Company 2 branches in Utica mtb.com
1 Herkimer Rd Utica, NY 13502 North Utica Branch Full service
233 Genesee St Utica, NY 13501 Downtown Utica Branch Full service
Bank of Utica 1 branch in Utica bankofutica.com
222 Genesee St Utica, NY 13502 Bank Of Utica Main office Full service
Beacon Bank and Trust 1 branch in Utica beaconbank.com
50 Auert Ave Utica, NY 13502 North Utica Branch Full service
Citizens Bank, National Association 1 branch in Utica citizensbank.com
90 N Genesee St Utica, NY 13502 Utica Downtown Full service
KeyBank National Association 1 branch in Utica key.com
1125 Mohawk St Utica, NY 13501 East Utica Branch Full service
NBT Bank, National Association 1 branch in Utica nbtbank.com
270 Genesee St Utica, NY 13502 Utica Financial Center Branch Full service
Pathfinder Bank 1 branch in Utica pathfinderbank.com
258 Genesee St Utica, NY 13502 Utica Branch Office Loan office

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.