Banks vs Payday Loans in Buffalo, NY

122 branches of 16 FDIC-insured banks operate in Buffalo. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Buffalo — about 122.0 bank branches for every loan store.

Bank branches: 122
Payday & loan stores: 1
Banks: 16
Loan store chains: 1
Bank branches per 100k: 20.8
Loan stores per 100k: 0.2

Payday and installment loan stores in Buffalo

Addresses and phone numbers of storefront lenders in Buffalo. These loans usually cost far more than a bank or credit union loan — compare first.

Address	Phone	Hours	Google rating
Mariner Finance 1 store in Buffalo marinerfinance.com
4405 Milestrip Rd Ste 5B Buffalo, NY 14219	(716) 677-0413	—	4.8

Bank branches in Buffalo

Address	Branch	Type
Manufacturers and Traders Trust Company 32 branches in Buffalo mtb.com
1 M And T Plz Buffalo, NY 14203	Manufacturers And Traders Trust Company Main office	Full service
1 Fountain Plz Buffalo, NY 14203	Fountain Plaza Branch	Full service
10 Slade Ave West Seneca, NY 14224	Slade Avenue Branch	Full service
1024 Union Rd West Seneca, NY 14224	Southgate Plaza Branch	Full service
1100 Wehrle Dr Williamsville, NY 14221	Amherst Center Branch	Drive-thru
1205 Niagara Falls Blvd Amherst, NY 14226	Boulevard Branch	Full service
130 Grant St Buffalo, NY 14213	Grant Street Branch	Full service
1300 Jefferson Ave Buffalo, NY 14208	Jefferson Branch	Full service
1877 Main St Buffalo, NY 14208	Main Delavan Branch	Full service
2050 Kensington Ave Snyder, NY 14226	Snyder Branch	Full service
2199 Seneca St Buffalo, NY 14210	Seneca Cazenovia Branch	Full service
23 Lake Ave Blasdell, NY 14219	Blasdell Branch	Full service
2310 Delaware Ave Buffalo, NY 14216	Delaware Hertel Branch	Full service
2882 Delaware Ave Kenmore, NY 14217	Kenmore Branch	Full service
3037 Bailey Ave Buffalo, NY 14215	Kensington Branch	Full service
304 Thruway Mall Cheektowaga, NY 14225	Thruway Mall Branch	Full service
3065 Niagara Falls Blvd Amherst, NY 14228	East Robinson Branch	Full service
3500 Main St Amherst, NY 14226	University Plaza Branch	Full service
3637 Delaware Ave Kenmore, NY 14217	Delaware Sheridan Branch	Full service
3700 Union Rd Cheektowaga, NY 14225	Union Road Branch	Full service
4237 Union Rd Cheektowaga, NY 14225	Airport Plaza Branch	Full service
425 Niagara St Buffalo, NY 14201	Tops Niagara Branch	Full service
428 Evans St Williamsville, NY 14221	Sheridan Evans Branch	Full service
490 Dorrance Ave Buffalo, NY 14218	Dorrance Branch	Full service
5225 Transit Rd Williamsville, NY 14221	Transit Maple Branch	Full service
585 William Street, Towne Garden Plaza Buffalo, NY 14206	M&t @ William-Emslie Family Ymca Branch	Full service
644 Bailey Ave Buffalo, NY 14206	Clinton Bailey Branch	Full service
709 Elmwood Ave Buffalo, NY 14222	Elmwood Plaza Branch	Full service
7300 Transit Rd Williamsville, NY 14221	Eastern Hills Branch	Full service
740 Maple Rd Williamsville, NY 14221	North Forest Branch	Full service
788 Tonawanda St Buffalo, NY 14207	Riverside Branch	Full service
Rf-1 Broadway Market, 999 Broadway A Buffalo, NY 14212	Broadway Branch	Full service
KeyBank National Association 26 branches in Buffalo key.com
1001 Main St, Ste 120 Buffalo, NY 14203	Medical Campus Branch	Full service
1017 Broadway St Buffalo, NY 14212	Broadway-Market Branch	Full service
1675 Walden Ave Cheektowaga, NY 14225	Walden Galleria Branch	Full service
201 Amherst St Buffalo, NY 14207	Black Rock Main Branch	Full service
2030 Sheridan Dr Tonawanda, NY 14223	Colvin Branch	Full service
2157 Seneca St Buffalo, NY 14210	South Buffalo Branch	Full service
2318 Delaware Ave Buffalo, NY 14216	Delaware Hertel Branch	Full service
2421 Main St Buffalo, NY 14214	Main And Jewett Branch	Full service
250 Delaware Ave, Ste 110 Buffalo, NY 14202	Fountain Plaza Branch	Full service
274 Elmwood Ave Buffalo, NY 14222	Stuyvesant Plaza Branch	Full service
2858 Delaware Ave Kenmore, NY 14217	Kenmore Branch	Full service
3050 Niagara Falls Blvd Amherst, NY 14228	East Robinson Branch	Full service
306 W Ferry St Buffalo, NY 14213	Grant-Ferry Branch	Full service
3134 Bailey Ave Buffalo, NY 14215	Bailey-Amherst Branch	Full service
3171 Sheridan Dr Amherst, NY 14226	Northtown Branch	Full service
320 Orchard Park Rd West Seneca, NY 14224	Seneca Square Branch	Full service
4050 Seneca St West Seneca, NY 14224	West Seneca Branch	Full service
4455 Transit Rd Williamsville, NY 14221	Eastern Hills-Transit Branch	Full service
4467 Main St Snyder, NY 14226	Snyder Branch	Full service
5173 Sheridan Dr Williamsville, NY 14221	Evans-Sheridan Branch	Full service
5200 Main St Williamsville, NY 14221	North Forest Branch	Full service
703 Ridge Rd Lackawanna, NY 14218	Lackawanna Branch	Full service
726 Exchange St, Ste 618 Buffalo, NY 14210	First Niagara Bank Na Branch	Full service
752 E Delavan Ave Buffalo, NY 14215	East Delavan Branch	Full service
804 Hopkins Rd Amherst, NY 14221	Hopkins & Klein Branch	Full service
8899 Main St Williamsville, NY 14221	Clarence Branch	Full service
Citizens Bank, National Association 12 branches in Buffalo citizensbank.com
1251 Union Rd West Seneca, NY 14224	West Seneca Branch	Full service
1460 S Park Ave Buffalo, NY 14220	South Park/tops Branch	In-store
1722 Walden Ave Cheektowaga, NY 14225	Cheektowaga / Galleria Branch	Full service
1893 Elmwood Ave Buffalo, NY 14207	Elmwood / Hertel Branch	Full service
2351 Maple Rd Amherst, NY 14221	Maple Road-Amherst/tops Branch	In-store
2797 Niagara Falls Blvd Amherst, NY 14228	Creekside	Full service
3180 Sheridan Dr Amherst, NY 14226	Northtown Branch	Full service
3494 Delaware Ave Tonawanda, NY 14217	Kenmore Branch	Full service
355 Orchard Park Rd West Seneca, NY 14224	Orchard Park Rd.- W. Seneca/tops Branch	In-store
5225 Sheridan Dr Williamsville, NY 14221	Georgetown Square Branch	Full service
6 Fountain Plz Buffalo, NY 14202	Liberty Branch	Full service
6850 Main St Williamsville, NY 14221	Main / Transit	Full service
Northwest Bank 11 branches in Buffalo northwest.com
1051 Union Rd West Seneca, NY 14224	West Seneca Branch	Full service
1228 Jefferson Ave Buffalo, NY 14208	320 Jefferson Avenue Branch	Full service
1234 Abbott Rd, Ste 600 Lackawanna, NY 14218	Lackawanna - Abbott Road Branch	Full service
14 Lafayette Sq Buffalo, NY 14203	Buffalo - Rand Building Branch	Full service
1690 Sheridan Dr Buffalo, NY 14223	Tonawanda - Sheridan Drive Branch	Full service
3105 Niagara Falls Blvd Amherst, NY 14228	West Amherst Branch	Full service
3206 Sheridan Drive Amherst, NY 14228	Amherst - Sheridan Drive Branch	Full service
3545 Delaware Ave Buffalo, NY 14217	378 Tonawanda - Sheridan Drive Through Branch	Drive-thru
364 Connecticut St Buffalo, NY 14213	Buffalo - Connecticut Street Branch	Full service
4435 Transit Rd Buffalo, NY 14221	Williamsville - Main And Transit Branch	Full service
690 Kenmore Ave Buffalo, NY 14216	Buffalo - Kenmore & Starin Branch	Full service
Bank of America, National Association 10 branches in Buffalo bankofamerica.com
10 Fountain Plz Buffalo, NY 14202	Fountain Plaza Branch	Full service
1171 E Delavan Ave Buffalo, NY 14215	Bailey-Delavan Branch	Full service
1452 Hertel Ave Buffalo, NY 14216	North Park Branch	Full service
164 Military Rd Buffalo, NY 14207	Military Road Branch	Full service
1989 S Park Ave Buffalo, NY 14220	South Park Branch	Full service
3588 Delaware Ave Kenmore, NY 14217	Delaware Sheridan Branch	Full service
3842 Harlem Rd, Ste 1500 Buffalo, NY 14215	Harlem Road Branch	Full service
4049 Seneca St West Seneca, NY 14224	West Seneca Branch	Full service
495 Elmwood Ave Buffalo, NY 14222	Elmwood Branch	Full service
7864 Transit Rd Williamsville, NY 14221	Transit Road Branch	Full service
NBT Bank, National Association 8 branches in Buffalo nbtbank.com
2670 Delaware Ave Buffalo, NY 14216	North Buffalo Branch	Full service
3388 Sheridan Dr Amherst, NY 14226	Amherst Office Branch	Full service
419 Monroe St, Ste 101 Buffalo, NY 14212	Westminster Commons Branch	Full service
5178 Main St Williamsville, NY 14221	Williamsvile Branch	Full service
6460 Main St Williamsville, NY 14221	Administrative Office Branch	Limited service
8411 Main St Williamsville, NY 14221	Clarence Branch	Full service
925 Elmwood Ave Buffalo, NY 14222	Elmwood Village Branch	Full service
938 Union Rd West Seneca, NY 14224	West Seneca Branch	Full service
CNB Bank 5 branches in Buffalo cnbbank.bank
1445 Kensington Avenue Buffalo, NY 14215	Cleve Hill Plaza Mobile Branch	Limited service
5190 Sheridan Dr Williamsville, NY 14221	Williamsville Branch	Full service
535 Washington St, Ste 101 Buffalo, NY 14203	Electric Tower Branch	Full service
683 Northland Ave, Ste 1 Buffalo, NY 14211	Northland Avenue Branch Office	Full service
827 Hopkins Rd Amherst, NY 14221	Amherst Branch Office	Full service
Five Star Bank 4 branches in Buffalo five-starbank.com
2222 Seneca St Buffalo, NY 14210	Seneca Street Branch	Full service
40-50 Fountain Plaza, Suite 150 Buffalo, NY 14202	Fountain Plaza Branch	Full service
451 Elmwood Ave Buffalo, NY 14222	Elmwood Crossing Branch	Full service
5491 Sheridan Dr Amherst, NY 14221	Amherst Branch	Full service
JPMorgan Chase Bank, National Association 4 branches in Buffalo jpmorganchase.com
3122 Sheridan Dr, Ste 300 Buffalo, NY 14226	Sheridan And Alberta Branch	Full service
3145 Niagara Falls Blvd Amherst, NY 14228	North Amherst Branch	Full service
572 Amherst St Buffalo, NY 14207	Amherst And Bridgeman Branch	Full service
8160 Transit Rd Amherst, NY 14221	Eastview Plaza Branch	Full service
Community Bank, National Association 3 branches in Buffalo cbna.com
1091 Main St Buffalo, NY 14209	Buffalo Main St Branch	Full service
3150 Sheridan Dr Amherst, NY 14226	Sheridan Drive Branch	Full service
325 Orchard Park Rd West Seneca, NY 14224	West Seneca Branch	Full service
Lake Shore Bank 2 branches in Buffalo mylsbank.com
3438 Delaware Ave Buffalo, NY 14217	Kenmore Branch	Full service
4950 Main St Buffalo, NY 14226	Snyder Branch	Full service
Chemung Canal Trust Company 1 branch in Buffalo chemungcanal.com
5529 Main St Buffalo, NY 14221	Canal Bank Branch	Full service
HSBC Bank USA, National Association 1 branch in Buffalo about.us.hsbc.com
8100 Transit Road, Suite 500, Suite 500 Amherst, NY 14221	Amherst Wealth Center Branch	Full service
NEXTIER BANK, NATIONAL ASSOCIATION 1 branch in Buffalo nextierbank.com
5877 Main St Williamsville, NY 14221	Williamsville Branch	Full service
Tompkins Bank & Trust 1 branch in Buffalo tompkinsbank.com
1 Hopkins Rd Buffalo, NY 14221	Amherst Branch	Full service
Wilmington Trust, National Association 1 branch in Buffalo wilmingtontrust.com
345 Main St Buffalo, NY 14203	One M&t Plaza Branch	Limited service

More about Buffalo

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.