Banks vs Payday Loans in Albany, NY

55 branches of 17 FDIC-insured banks operate in Albany. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Albany — about 55.0 bank branches for every loan store.

Bank branches: 55
Payday & loan stores: 1
Banks: 17
Loan store chains: 1
Bank branches per 100k: 35.4
Loan stores per 100k: 0.6

Payday and installment loan stores in Albany

Addresses and phone numbers of storefront lenders in Albany. These loans usually cost far more than a bank or credit union loan — compare first.

Address	Phone	Hours	Google rating
Mariner Finance 1 store in Albany marinerfinance.com
5 Metro Park Rd Unit 2 Albany, NY 12205	(518) 489-0123	—	4.8

Bank branches in Albany

Address	Branch	Type
TrustCo Bank 9 branches in Albany trustcobank.com
1084 Madison Ave Albany, NY 12208	Madison Avenue Branch	Full service
112 State St Albany, NY 12207	State Street Albany Branch	Full service
1450 Western Avenue Albany, NY 12203	Trustco Bk - Stuyvesant Plaza Office Branch	Full service
1818 Central Ave Albany, NY 12205	Colonie Branch	Full service
301 New Scotland Ave Albany, NY 12208	New Scotland Branch	Full service
34 Wolf Rd Colonie, NY 12205	Wolf Road Branch	Full service
372 Northern Blvd Albany, NY 12204	Loudon Plaza Branch	Full service
415 Whitehall Rd Albany, NY 12208	Crestwood Plaza Branch	Full service
477 Albany Shaker Rd Loudonville, NY 12211	Kimberly Square Branch	Full service
KeyBank National Association 7 branches in Albany key.com
1196 Western Ave Albany, NY 12203	University Branch	Full service
1900 Central Ave Albany, NY 12205	Central Plaza Branch	Full service
475 Albany Shaker Rd Loudonville, NY 12211	Loudonville Branch	Full service
62 New Scotland Ave Albany, NY 12208	University Heights Branch	Full service
66 S Pearl St Albany, NY 12207	Key Plaza Branch	Full service
911 Central Ave Albany, NY 12206	Westgate Branch	Full service
95 Wolf Rd Colonie, NY 12205	Wolf Road Branch	Full service
Citizens Bank, National Association 6 branches in Albany citizensbank.com
1440 Central Ave Albany, NY 12205	Colonie Branch	Full service
1516 Western Ave Albany, NY 12203	School House Road Branch	Full service
265 Osborne Rd Loudonville, NY 12211	Loudonville Branch	Full service
41 State St Albany, NY 12207	Albany Downtown Branch	Full service
501 Western Ave Albany, NY 12203	Pine Hills Branch	Full service
833 Broadway Albany, NY 12207	Broadway Branch	Limited service
Bank of America, National Association 4 branches in Albany bankofamerica.com
1423 Central Ave Colonie, NY 12205	Colonie Branch	Full service
21 Railroad Ave Albany, NY 12205	Mobile Branch	Limited service
33 New Scotland Ave, Ste 100 Albany, NY 12208	New Scotland Avenue Branch	Full service
900 Central And Colvin Avenues Albany, NY 12206	900 Central Avenue Branch	Full service
Community Bank, National Association 4 branches in Albany cbna.com
114 Wolf Rd Colonie, NY 12205	Wolf Rd. Branch	Full service
1791 Western Ave Albany, NY 12203	Guilderland Branch	Full service
19 Corporate Woods Blvd Albany, NY 12211	Corporate Woods Branch	Limited service
39 N Pearl St Albany, NY 12207	Albany Branch	Full service
JPMorgan Chase Bank, National Association 4 branches in Albany jpmorganchase.com
1 Homestead St Albany, NY 12203	Albany Western Ave Branch	Full service
155 Wolf Rd Albany, NY 12205	Albany Wolf Road	Full service
2027 Western Ave Albany, NY 12203	Guilderland Branch	Full service
50 State St Albany, NY 12207	Albany State Street	Full service
Manufacturers and Traders Trust Company 4 branches in Albany mtb.com
125 Wolf Rd Colonie, NY 12205	Wolf Road Branch	Full service
300 Great Oaks Blvd Office Park, Ste 327 Albany, NY 12203	The Capital District Office Branch	Full service
80 State St Albany, NY 12207	Albany Branch	Full service
911 Central Avenue, Westgate Shopping Plaza Albany, NY 12206	Westgate Branch	Full service
Pioneer Bank, National Association 4 branches in Albany pioneerny.com
652 Albany Shaker Rd Albany, NY 12211	Pioneer Bank, National Association Main office	Full service
1770 Central Ave Albany, NY 12205	Colonie Branch	Full service
1883 Western Ave Albany, NY 12203	Guilderland Office	Full service
90 State St Albany, NY 12207	Albany Branch	Full service
Beacon Bank and Trust 2 branches in Albany beaconbank.com
30 S Pearl St Albany, NY 12207	Albany Ny Branch	Full service
979 Central Ave Albany, NY 12205	Central Avenue Albany Branch	In-store
Chemung Canal Trust Company 2 branches in Albany chemungcanal.com
132 State St Albany, NY 12207	State Street Branch	Full service
65 Wolf Rd Albany, NY 12205	Wolf Road Branch	Full service
NBT Bank, National Association 2 branches in Albany nbtbank.com
54 State St Albany, NY 12207	Albany State Street Branch	Full service
80 Wolf Rd Albany, NY 12205	Albany Financial Center Branch	Full service
TD Bank, National Association 2 branches in Albany td.com
125 State St Albany, NY 12207	State Street Ny Branch	Full service
1256 Central Ave Albany, NY 12205	Central Avenue Branch	Full service
Arrow Bank National Association 1 branch in Albany arrowbank.com
501 New Karner Rd Albany, NY 12205	Colonie Branch	Full service
Ballston Spa National Bank 1 branch in Albany nbcoxsackie.com
1973 Western Ave Albany, NY 12203	Guilderland Branch	Full service
Bank of Greene 1 branch in Albany tbogc.com
103 Wolf Rd Albany, NY 12205	Wolf Road Branch	Full service
First National Bank of Scotia 1 branch in Albany firstscotia.com
1705 Central Ave Colonie, NY 12205	Colonie Branch	Full service
Rhinebeck Bank 1 branch in Albany rhinebeckbank.com
100 Great Oaks Blvd Albany, NY 12203	Albany Loan Office Branch	Limited service

More about Albany

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.