Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Fargo, ND
56 branches of 23 FDIC-insured banks operate in Fargo. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Fargo — about 56.0 bank branches for every loan store.
- Bank branches
- 56
- Payday & loan stores
- 1
- Banks
- 23
- Loan store chains
- 1
- Bank branches per 100k
- 42.7
- Loan stores per 100k
- 0.8
Payday and installment loan stores in Fargo
Addresses and phone numbers of storefront lenders in Fargo. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4900 13th Ave S #2 Fargo, ND 58103 | (701) 293-9200 | — | 3.4 |
Bank branches in Fargo
| Address | Branch | Type |
|---|---|---|
| 500 2nd Ave N Fargo, ND 58102 | Gate City Bank Main office | Full service |
| 1501 University Dr S Fargo, ND 58103 | 1501 S. University Drive Branch | Full service |
| 1532 32nd Ave S Fargo, ND 58103 | 32nd South Branch | In-store |
| 2501 Broadway N Fargo, ND 58102 | 2501 Broadway Branch | Full service |
| 3100 25th St S Fargo, ND 58103 | 3100 25 St S Branch | Full service |
| 3800 51st Ave S Fargo, ND 58104 | Fargo Woodhaven Branch | Full service |
| 3909 13th Ave S Fargo, ND 58103 | 3909 13th Ave So Branch | Full service |
| 4101 13th Ave S Fargo, ND 58103 | 4101 13th Ave S Branch | In-store |
| 4151 45th St S Fargo, ND 58104 | 45th Street Fargo Branch | In-store |
| 500 2nd Ave N Fargo, ND 58102 | Www.gatecitybank.com Branch | Limited service |
| 520 Main Ave Fargo, ND 58103 | Bell Bank Main office | Limited service |
| 2501 University Dr S Fargo, ND 58103 | South Branch | Full service |
| 2704 Broadway N Fargo, ND 58102 | North Broadway Branch | Full service |
| 2870 52nd Ave S Fargo, ND 58104 | Timber Creek Office Branch | Full service |
| 3100 13th Ave S Fargo, ND 58103 | Center Branch | Full service |
| 5050 13th Ave S Fargo, ND 58103 | Time Square Branch | Full service |
| 520 Main Avenue Fargo, ND 58103 | Fargo Bell Tower - Headquarters Branch | Full service |
| 5680 23rd Ave S Ste 101 Fargo, ND 58104 | Veterans Boulevard | Full service |
| 1301 12th Avenue North Fargo, ND 58102 | North Dakota State University | In-store |
| 1815 University Dr S Fargo, ND 58103 | Fargo South Branch | Full service |
| 1900 University Dr N Fargo, ND 58102 | Fargo North Branch | Full service |
| 3225 25th St S Fargo, ND 58104 | Fargo Southwest Branch | Full service |
| 3802 13th Ave S Fargo, ND 58103 | West Acres Branch | Full service |
| 401 Broadway North Fargo, ND 58102 | First Bank Fargo, Main Office Branch | Full service |
| 122 Broadway N Fargo, ND 58102 | Downtown Fargo Branch | Full service |
| 3140 25th St S Fargo, ND 58103 | South Pointe Branch | Full service |
| 4330 13th Ave S Fargo, ND 58103 | West Acres Fargo Branch | Full service |
| 2525 University Dr S Fargo, ND 58103 | Fargo University Dr Branch | Full service |
| 2754 Brandt Dr S Fargo, ND 58104 | Fargo Urban Plains Branch | Full service |
| 309 Broadway N Fargo, ND 58102 | Fargo - Downtown Branch | Full service |
| 2501 13th Ave S Fargo, ND 58103 | Fargo West Branch | Full service |
| 3201 University Dr S Fargo, ND 58104 | Fargo Southside Branch | Full service |
| 406 Main Ave Fargo, ND 58103 | Fargo Main Branch | Full service |
| 15 Broadway N Fargo, ND 58102 | Broadway Branch | Full service |
| 3189 Ace Allen Way S Fargo, ND 58104 | Fargo Urban Plains Branch | Full service |
| 215 5th St N Fargo, ND 58102 | American Federal Bank Main office | Full service |
| 1301 30th Ave S Fargo, ND 58103 | Fargo South Branch | Full service |
| 4530 17th Ave S Fargo, ND 58103 | Border Bank Main office | Full service |
| 3203 32nd Ave S, Ste 100 Fargo, ND 58103 | Fargo 32nd Ave Branch | Full service |
| 1321 21st Ave N Fargo, ND 58102 | North Fargo Branch | Full service |
| 3000 25th St S Fargo, ND 58103 | Fargo South Branch | Full service |
| 3001 25th St S Fargo, ND 58103 | South Branch | Full service |
| 4501 40th Ave S Fargo, ND 58104 | Southwest Fargo Branch | Full service |
| 1414 12th Ave N Fargo, ND 58102 | Fargo 12th Avenue Branch | Full service |
| 4040 42nd St S, Ste O Fargo, ND 58104 | Fargo Branch | Full service |
| 5195 45th St S Fargo, ND 58104 | Aspire Bank Main office | Full service |
| 4001 13th Ave S Fargo, ND 58103 | Fargo - Village West Branch | Full service |
| 5650 37th Ave S Fargo, ND 58104 | Bank Forward Main office | Full service |
| 4501 23rd Ave S Fargo, ND 58104 | Choice Financial Group Main office | Full service |
| 2280 45th St S Fargo, ND 58104 | Cornerstone Bank Main office | Full service |
| 4302 13th Ave S, Ste 1 Fargo, ND 58103 | Fargo Branch | Full service |
| 3232 25th St S Fargo, ND 58104 | Fargo Branch | Full service |
| 3181 42nd St. S Fargo, ND 58104 | Kodabank - Fargo Branch Office | Full service |
| 1444 45th St Sw Fargo, ND 58103 | Fargo Branch | Full service |
| 3300 Jacks Way S Fargo, ND 58104 | Fargo Branch | Full service |
| 4201 45th St S Fargo, ND 58104 | Fargo Branch | Full service |
More about Fargo
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.