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Banks vs Payday Loans in Fargo, ND

56 branches of 23 FDIC-insured banks operate in Fargo. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Fargo — about 56.0 bank branches for every loan store.

Bank branches
56
Payday & loan stores
1
Banks
23
Loan store chains
1
Bank branches per 100k
42.7
Loan stores per 100k
0.8

Payday and installment loan stores in Fargo

Addresses and phone numbers of storefront lenders in Fargo. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
OneMain Financial 1 store in Fargo onemainfinancial.com
4900 13th Ave S #2 Fargo, ND 58103 (701) 293-9200 — 3.4

Bank branches in Fargo

Address Branch Type
Gate City Bank 10 branches in Fargo gatecity.bank
500 2nd Ave N Fargo, ND 58102 Gate City Bank Main office Full service
1501 University Dr S Fargo, ND 58103 1501 S. University Drive Branch Full service
1532 32nd Ave S Fargo, ND 58103 32nd South Branch In-store
2501 Broadway N Fargo, ND 58102 2501 Broadway Branch Full service
3100 25th St S Fargo, ND 58103 3100 25 St S Branch Full service
3800 51st Ave S Fargo, ND 58104 Fargo Woodhaven Branch Full service
3909 13th Ave S Fargo, ND 58103 3909 13th Ave So Branch Full service
4101 13th Ave S Fargo, ND 58103 4101 13th Ave S Branch In-store
4151 45th St S Fargo, ND 58104 45th Street Fargo Branch In-store
500 2nd Ave N Fargo, ND 58102 Www.gatecitybank.com Branch Limited service
Bell Bank 8 branches in Fargo bell.bank
520 Main Ave Fargo, ND 58103 Bell Bank Main office Limited service
2501 University Dr S Fargo, ND 58103 South Branch Full service
2704 Broadway N Fargo, ND 58102 North Broadway Branch Full service
2870 52nd Ave S Fargo, ND 58104 Timber Creek Office Branch Full service
3100 13th Ave S Fargo, ND 58103 Center Branch Full service
5050 13th Ave S Fargo, ND 58103 Time Square Branch Full service
520 Main Avenue Fargo, ND 58103 Fargo Bell Tower - Headquarters Branch Full service
5680 23rd Ave S Ste 101 Fargo, ND 58104 Veterans Boulevard Full service
U.S. Bank National Association 6 branches in Fargo usbank.com
1301 12th Avenue North Fargo, ND 58102 North Dakota State University In-store
1815 University Dr S Fargo, ND 58103 Fargo South Branch Full service
1900 University Dr N Fargo, ND 58102 Fargo North Branch Full service
3225 25th St S Fargo, ND 58104 Fargo Southwest Branch Full service
3802 13th Ave S Fargo, ND 58103 West Acres Branch Full service
401 Broadway North Fargo, ND 58102 First Bank Fargo, Main Office Branch Full service
JPMorgan Chase Bank, National Association 3 branches in Fargo jpmorganchase.com
122 Broadway N Fargo, ND 58102 Downtown Fargo Branch Full service
3140 25th St S Fargo, ND 58103 South Pointe Branch Full service
4330 13th Ave S Fargo, ND 58103 West Acres Fargo Branch Full service
Starion Bank 3 branches in Fargo starionbank.com
2525 University Dr S Fargo, ND 58103 Fargo University Dr Branch Full service
2754 Brandt Dr S Fargo, ND 58104 Fargo Urban Plains Branch Full service
309 Broadway N Fargo, ND 58102 Fargo - Downtown Branch Full service
Wells Fargo Bank, National Association 3 branches in Fargo wellsfargo.com
2501 13th Ave S Fargo, ND 58103 Fargo West Branch Full service
3201 University Dr S Fargo, ND 58104 Fargo Southside Branch Full service
406 Main Ave Fargo, ND 58103 Fargo Main Branch Full service
Alerus Financial, National Association 2 branches in Fargo alerus.com
15 Broadway N Fargo, ND 58102 Broadway Branch Full service
3189 Ace Allen Way S Fargo, ND 58104 Fargo Urban Plains Branch Full service
American Federal Bank 2 branches in Fargo americanfederalbank.com
215 5th St N Fargo, ND 58102 American Federal Bank Main office Full service
1301 30th Ave S Fargo, ND 58103 Fargo South Branch Full service
Border Bank 2 branches in Fargo border.bank
4530 17th Ave S Fargo, ND 58103 Border Bank Main office Full service
3203 32nd Ave S, Ste 100 Fargo, ND 58103 Fargo 32nd Ave Branch Full service
Bravera Bank 2 branches in Fargo bravera.bank
1321 21st Ave N Fargo, ND 58102 North Fargo Branch Full service
3000 25th St S Fargo, ND 58103 Fargo South Branch Full service
First International Bank & Trust 2 branches in Fargo fibt.com
3001 25th St S Fargo, ND 58103 South Branch Full service
4501 40th Ave S Fargo, ND 58104 Southwest Fargo Branch Full service
First Western Bank & Trust 2 branches in Fargo firstwestern.bank
1414 12th Ave N Fargo, ND 58102 Fargo 12th Avenue Branch Full service
4040 42nd St S, Ste O Fargo, ND 58104 Fargo Branch Full service
Aspire Bank 1 branch in Fargo aspirebanks.com
5195 45th St S Fargo, ND 58104 Aspire Bank Main office Full service
BMO Bank National Association 1 branch in Fargo bmo.com
4001 13th Ave S Fargo, ND 58103 Fargo - Village West Branch Full service
Bank Forward 1 branch in Fargo bankforward.com
5650 37th Ave S Fargo, ND 58104 Bank Forward Main office Full service
Choice Financial Group 1 branch in Fargo bankwithchoice.com
4501 23rd Ave S Fargo, ND 58104 Choice Financial Group Main office Full service
Cornerstone Bank 1 branch in Fargo cornerstone.bank
2280 45th St S Fargo, ND 58104 Cornerstone Bank Main office Full service
Dacotah Bank 1 branch in Fargo dacotahbank.com
4302 13th Ave S, Ste 1 Fargo, ND 58103 Fargo Branch Full service
First United Bank 1 branch in Fargo firstunitedonline.com
3232 25th St S Fargo, ND 58104 Fargo Branch Full service
KodaBank 1 branch in Fargo kodabank.com
3181 42nd St. S Fargo, ND 58104 Kodabank - Fargo Branch Office Full service
Old National Bank 1 branch in Fargo oldnational.com
1444 45th St Sw Fargo, ND 58103 Fargo Branch Full service
United Valley Bank 1 branch in Fargo uvbank.net
3300 Jacks Way S Fargo, ND 58104 Fargo Branch Full service
Western State Bank 1 branch in Fargo westernbanks.com
4201 45th St S Fargo, ND 58104 Fargo Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.