Banks vs Payday Loans in Winston Salem, NC

65 branches of 22 FDIC-insured banks operate in Winston Salem. Data: FDIC BankFind, as of June 30, 2026. There are also 8 payday, installment and title loan stores of 4 chains in Winston Salem — about 8.1 bank branches for every loan store.

Bank branches: 65
Payday & loan stores: 8
Banks: 22
Loan store chains: 4
Bank branches per 100k: 23.6
Loan stores per 100k: 2.9

Payday and installment loan stores in Winston Salem

Addresses and phone numbers of storefront lenders in Winston Salem. These loans usually cost far more than a bank or credit union loan — compare first.

Address	Phone	Hours	Google rating
OneMain Financial 3 stores in Winston Salem onemainfinancial.com
1571 Hanes Mall Blvd Winston-Salem, NC 27103	(336) 765-7761	—	4.4
256 Summit Square Blvd Winston-Salem, NC 27105	(336) 377-2143	—	5.0
University Plaza, 7756 North Point Blvd Winston-Salem, NC 27106	(336) 377-3600	—	4.3
ACE Cash Express 2 stores in Winston Salem acecashexpress.com
3583 N Patterson Ave Winston-Salem, NC 27105	(336) 744-8052	—	4.9
580 N Martin Luther King Jr Dr Winston-Salem, NC 27101	(336) 722-0233	—	4.9
Lendmark Financial Services 2 stores in Winston Salem lendmarkfinancial.com
400 E Hanes Mill Rd Winston-Salem, NC 27105	(336) 377-2011	—	4.3
584 Hanes Mall Blvd Winston-Salem, NC 27103	(336) 934-4045	—	4.5
Mariner Finance 1 store in Winston Salem marinerfinance.com
1113 Silas Creek Pkwy B Winston-Salem, NC 27127	(336) 723-7078	—	4.6

Bank branches in Winston Salem

Address	Branch	Type
First Horizon Bank 8 branches in Winston Salem firsthorizon.com
101 S Stratford Rd Winston Salem, NC 27104	First Stratford Branch	Full service
2000 W 1st St Winston Salem, NC 27104	Winston-Salem Commercial Banking	Loan office
225 E Hanes Mill Rd Winston Salem, NC 27105	University Branch	Full service
2801 Reynolda Rd Winston Salem, NC 27106	Reynolda Road Ii Branch	Full service
3151 Peters Creek Pkwy Winston Salem, NC 27127	South Park Branch	Full service
4306 N Liberty St Winston-Salem, NC 27105	Ogburn Station Branch	Full service
4701 Country Club Rd Winston Salem, NC 27104	Jonestown Branch	Full service
500 S Stratford Rd Winston Salem, NC 27103	South Stratford Branch	Full service
Truist Bank 8 branches in Winston Salem truist.com
110 S Stratford Rd Fl 1 Winston Salem, NC 27104	Winston-Salem Main Branch	Full service
121 Jonestown Rd Winston Salem, NC 27104	Jonestown Branch	Full service
150 N Marshall St Winston Salem, NC 27101	Marshall Street Branch	Full service
2080 Village Link Rd Winston Salem, NC 27106	Village At Robinhood Branch	Full service
2601 New Walkertown Rd Winston Salem, NC 27101	New Walkertown Road Branch	Full service
2710 Peters Creek Pkwy Winston Salem, NC 27127	Parkway Branch	Full service
2815 Reynolda Rd Winston Salem, NC 27106	Reynolda Road Branch	Full service
6000 University Pkwy Winston Salem, NC 27105	Stanleyville Branch	Full service
Wells Fargo Bank, National Association 8 branches in Winston Salem wellsfargo.com
2925 Reynolda Rd Winston Salem, NC 27106	Nc Forsyth County 2 Branch	Limited service
2925 Reynolda Rd Winston-Salem, NC 27106	Reynolda Branch	Full service
3171 Peters Creek Pkwy Winston-Salem, NC 27127	Peters Creek Parkway Branch	Full service
3375 Robinhood Rd Winston Salem, NC 27106	Robinhood Road Branch	Full service
418 S Stratford Rd Winston-Salem, NC 27103	Thruway Branch	Full service
4626 Country Club Rd Winston-Salem, NC 27104	Country Club Branch	Full service
5995 University Pkwy Winston-Salem, NC 27105	Oak Summit Branch	Full service
701 N Martin Luther King Jr Dr Winston Salem, NC 27101	Winston Salem East Branch	Full service
Bank of America, National Association 4 branches in Winston Salem bankofamerica.com
1209 Silas Creek Pkwy Winston Salem, NC 27127	Parkway Plaza Branch	Full service
380 Knollwood St Winston Salem, NC 27103	Knollwood Pwm Branch	Drive-thru
4001 University Pkwy Winston Salem, NC 27106	Northpoint Branch	Full service
410 Knollwood St Winston Salem, NC 27103	Stratford Road Trl Branch	Full service
First National Bank of Pennsylvania 4 branches in Winston Salem fnb-online.com
10335 N Nc Highway 109 Winston Salem, NC 27107	Wallburg Branch	Full service
161 S Stratford Rd Winston-Salem, NC 27104	Stratford Branch	Full service
3500 Old Salisbury Rd Winston Salem, NC 27127	Arcadia Branch	Full service
5079 University Pkwy Winston Salem, NC 27106	Winston-Salem North Branch	Full service
First-Citizens Bank & Trust Company 4 branches in Winston Salem firstcitizens.com
1199 Hayes Forest Dr Winston-Salem, NC 27106	Brookridge Branch	Full service
1920 N Peace Haven Rd Winston Salem, NC 27106	Peace Haven Branch	Full service
3001 Trenwest Dr Winston Salem, NC 27103	Winston Salem-Main Branch	Full service
6005 University Pkwy Winston Salem, NC 27105	University Parkway Branch	Full service
Piedmont Federal Savings Bank 4 branches in Winston Salem piedmontfederal.com
201 S Stratford Rd Winston Salem, NC 27103	Piedmont Federal Savings Bank Main office	Full service
1040 Southpark Blvd Winston Salem, NC 27127	Southpark Branch	Full service
2095 N Peace Haven Rd Winston Salem, NC 27106	Peace Haven Branch	Full service
5189 Northern Quarters Dr Winston Salem, NC 27105	Hanes Mill Branch	Full service
First Bank 3 branches in Winston Salem localfirstbank.com
1554 N Peace Haven Rd Winston Salem, NC 27104	127 Winston-Salem Peace Haven Road Branch	Full service
401 Knollwood St Winston Salem, NC 27103	126 Winston-Salem Knollwood Branch	Full service
5002 Peters Creek Parkway Winston Salem, NC 27127	129 Winston-Salem Olivers Crossing Branch	Full service
JPMorgan Chase Bank, National Association 3 branches in Winston Salem jpmorganchase.com
426 S. Stratford Rd Winston- Salem, NC 27103	Stratford Rd And Knollwood St Branch	Full service
4625 Country Club Rd Winston Salem, NC 27104	Country Club Branch	Full service
5433 University Pkwy Winston Salem, NC 27105	University Pkwy Branch	Full service
Pinnacle Bank 3 branches in Winston Salem pnfp.com
147 S Cherry St, Ste 100 Winston Salem, NC 27101	Winston Salem South Cherry Street Branch	Limited service
1810 N Peace Haven Rd Winston Salem, NC 27104	Winston Salem Peace Haven	Full service
215 Harvey St Winston Salem, NC 27103	Stratford Road Branch	Full service
Woodforest National Bank 3 branches in Winston Salem woodforest.com
320 E Hanes Mill Rd Winston Salem, NC 27105	0827 E. Hanes Mill Wal-Mart Branch	In-store
3475 Parkway Village Cir Winston Salem, NC 27127	0857 Peters Creek North Carolina Branch	In-store
4550 Kester Mill Rd Winston Salem, NC 27103	0399 Winston Salem North Carolina Walmart Branch	In-store
Carter Bank & Trust 2 branches in Winston Salem carterbank.com
380 Knollwood Street, Suite 350 Winston Salem, NC 27103	Knollwood Branch	Full service
536 S Stratford Rd Winston Salem, NC 27103	Winston Salem Branch - Stratford Rd	Full service
The Huntington National Bank 2 branches in Winston Salem huntington.com
194 E Hanes Mill Rd Winston Salem, NC 27105	Stanleyville Branch	Full service
578 S Westview Dr Winston Salem, NC 27103	Stratford Road And Westview Branch	Full service
American Pride Bank 1 branch in Winston Salem americanpride.bank
450 N Patterson Ave, Ste 200 Winston Salem, NC 27101	Winston-Salem Branch	Full service
Atlantic Union Bank 1 branch in Winston Salem atlanticunionbank.com
22 Miller St Ste 520 Winston Salem, NC 27104	Winston Salem Branch	Full service
Bank OZK 1 branch in Winston Salem ozk.com
1230 Creekshire Way Winston Salem, NC 27103	Winston-Salem	Full service
Mechanics & Farmers Bank 1 branch in Winston Salem mfbonline.com
770 M.L. King Blvd. Winston Salem, NC 27101	Winston-Salem Branch	Full service
PNC Bank, National Association 1 branch in Winston Salem pnc.com
2150 Country Club Rd Winston Salem, NC 27104	Winston-Salem Branch	Full service
The Fidelity Bank 1 branch in Winston Salem fidelitybanknc.com
3306 Healy Dr Winston Salem, NC 27103	Winston-Salem Branch	Full service
TowneBank 1 branch in Winston Salem townebank.com
421 N Spruce St Winston Salem, NC 27101	Winston Salem Branch	Full service
Triad Business Bank 1 branch in Winston Salem triadbusinessbank.com
751 W 4th St Winston Salem, NC 27101	Winston Salem Office Branch	Full service
United Community Bank 1 branch in Winston Salem ucbi.com
110 Oakwood Dr, Ste 100 Winston Salem, NC 27103	Winston Salem - Oakwood Dr Branch	Full service

More about Winston Salem

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.