Borrow with the facts on your side.
Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Wilmington, NC
52 branches of 22 FDIC-insured banks operate in Wilmington. Data: FDIC BankFind, as of June 30, 2026. There are also 9 payday, installment and title loan stores of 5 chains in Wilmington — about 5.8 bank branches for every loan store.
- Bank branches
- 52
- Payday & loan stores
- 9
- Banks
- 22
- Loan store chains
- 5
- Bank branches per 100k
- 24.5
- Loan stores per 100k
- 4.2
Payday and installment loan stores in Wilmington
Addresses and phone numbers of storefront lenders in Wilmington. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4720 New Centre Dr Unit E Wilmington, NC 28405 | (910) 794-1231 | — | 4.5 |
| 5120 College Rd #115 Wilmington, NC 28412 | (910) 444-2677 | — | 4.3 |
| 8254 Market St Ste 109 Wilmington, NC 28411 | (910) 777-5521 | — | 4.2 |
| 1709 Dawson St Wilmington, NC 28403 | (910) 762-2620 | — | 5.0 |
| 4402 Market St Wilmington, NC 28403 | (910) 762-2274 | — | 4.9 |
| 132 Racine Dr #5 Wilmington, NC 28403 | (910) 395-5353 | — | 4.3 |
| 5120 College Rd #121 Wilmington, NC 28412 | (910) 392-3070 | — | 4.8 |
| 352 College Rd #23 Wilmington, NC 28403 | (910) 791-7843 | — | 4.7 |
| 5911 Oleander Dr #100 Wilmington, NC 28403 | (336) 554-8910 | — | 4.0 |
Bank branches in Wilmington
| Address | Branch | Type |
|---|---|---|
| 1120 Military Cutoff Rd Wilmington, NC 28405 | Mayfaire Branch | Full service |
| 300 N 3rd St Wilmington, NC 28401 | 3rd & Grace Branch | Full service |
| 3750 Oleander Dr Wilmington, NC 28403 | Independence Center Branch | Full service |
| 5501 Carolina Beach Rd Wilmington, NC 28412 | Myrtle Grove Branch | Full service |
| 590 S College Rd Wilmington, NC 28403 | University Wilmington Branch | Full service |
| 601 S College Rd Wilmington, NC 28403 | Nc New Hanover County Branch | Limited service |
| 8211 Market St, Ste Jj Wilmington, NC 28411 | Porters Neck Branch | Full service |
| 1910 Eastwood Rd Wilmington, NC 28403 | Plaza East Branch | Full service |
| 315 Market St Wilmington, NC 28401 | Wilmington - Downtown Branch | Full service |
| 3624 S College Rd Wilmington, NC 28412 | Pine Valley Branch | Full service |
| 4022 Oleander Dr Wilmington, NC 28403 | Oleander Branch | Full service |
| 440 S College Rd Wilmington, NC 28403 | Wilmington Branch | Full service |
| 8219 Market St Wilmington, NC 28411 | Wilmington Porter's Neck Branch | Full service |
| 1701 Eastwood Rd Wilmington, NC 28403 | 074 Wilmington-Landfall Branch | Full service |
| 201 Market St Wilmington, NC 28401 | 101 Wilmington Main | Full service |
| 3605 Oleander Dr Wilmington, NC 28403 | 102 Wilmington-Hanover Branch | Full service |
| 5102 S College Rd Wilmington, NC 28412 | 076 Wilmington-Monkey Junction Branch | Full service |
| 8286 Market St Wilmington, NC 28411 | 116 Wilmington-Porters Neck Branch | Full service |
| 101 N 3rd St Wilmington, NC 28401 | Wilmington Downtown Branch | Full service |
| 1313 Military Cutoff Rd Wilmington, NC 28405 | Landfall Branch | Full service |
| 301 S College Rd Wilmington, NC 28403 | South College Branch | Full service |
| 3417 Oleander Dr Wilmington, NC 28403 | Oleander Drive Branch | Full service |
| 4320 S 17th St Wilmington, NC 28412 | Pine Valley Branch | Full service |
| 1325 Military Cutoff Rd Wilmington, NC 28405 | Landfall Branch | Full service |
| 3305 Oleander Dr Wilmington, NC 28403 | Hanover Center Branch | Full service |
| 502 S College Rd Wilmington, NC 28403 | University Branch | Full service |
| 1724 Eastwood Rd Wilmington, NC 28403 | Eastwood Branch | Full service |
| 2506 Independence Blvd Wilmington, NC 28412 | Wilmington-Independence Branch | Full service |
| 704 S College Rd Wilmington, NC 28403 | College Road Branch | Full service |
| 2314 N College Rd Wilmington, NC 28405 | Murrayville Branch | Full service |
| 3709 Oleander Dr Wilmington, NC 28403 | Oleander Branch | Full service |
| 5307 Carolina Beach Rd Wilmington, NC 28412 | Monkey Junction Branch | Full service |
| 115 N 3rd St, Ste 101 Wilmington, NC 28401 | Wilmington Branch | Full service |
| 1612 Military Cutoff Rd Wilmington, NC 28403 | Military Cutoff Road Branch | Full service |
| 4710 Oleander Dr Wilmington, NC 28403 | Wilmington Branch | Full service |
| 1105 Military Cutoff Rd Wilmington, NC 28405 | Wilmington Military Branch | Full service |
| 2401 S 17th St Wilmington, NC 28401 | Wilmington - 17th St. Branch | Full service |
| 5135 Carolina Beach Rd Wilmington, NC 28412 | Fsnb - Wilmington Monkey Junction Walmart Branch | In-store |
| 5226 Sigmon Rd Wilmington, NC 28403 | Fsnb - Wilmington Market St Walmart Branch | In-store |
| 1117 Military Cutoff Rd Wilmington, NC 28405 | Cape Fear Bank Branch | Full service |
| 3701 Shipyard Blvd Wilmington, NC 28403 | Wilmington Main Branch | Full service |
|
Davidson Trust Co.
1 branch in Wilmington
|
||
| 1001 Military Cutoff Rd, Ste 100 Wilmington, NC 28405 | D.a. Davidson Trust Company Branch | Limited service |
| 5201 College Road Wilmington, NC 28405 | Myrtle Grove Bc Branch | Full service |
| 5815 Oleander Dr, Ste 100 Wilmington, NC 28403 | Wilmington Branch | Full service |
| 29 S Kerr Ave Wilmington, NC 28403 | Kerr Avenue Branch | Limited service |
| 1757 Tiburon Dr Wilmington, NC 28403 | Live Oak Banking Company Main office | Full service |
| 1411 Commonwealth Dr Wilmington, NC 28403 | Wilmington Office Branch | Full service |
| 6752 Parker Farm Dr, Ste 110 Wilmington, NC 28405 | Wilmington Branch | Full service |
| 6752 Rock Spring Rd, Ste 100 Wilmington, NC 28405 | Wilmington Office | Full service |
| 802 S College Rd Wilmington, NC 28403 | Wilmington Main Branch | Full service |
| 1131 Military Cutoff Rd Wilmington, NC 28405 | Wilmington Branch | Full service |
| 901 Military Cutoff Rd Wilmington, NC 28405 | Wilmington Branch | Full service |
More about Wilmington
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.