Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Shelby, NC
12 branches of 9 FDIC-insured banks operate in Shelby. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Shelby — about 4.0 bank branches for every loan store.
- Bank branches
- 12
- Payday & loan stores
- 3
- Banks
- 9
- Loan store chains
- 3
- Bank branches per 100k
- 22.4
- Loan stores per 100k
- 5.6
Payday and installment loan stores in Shelby
Addresses and phone numbers of storefront lenders in Shelby. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 711 E Dixon Blvd Shelby, NC 28152 | (704) 482-1496 | — | 4.4 |
| 1754 E Dixon Blvd Ste. C Shelby, NC 28152 | (704) 482-2025 | — | 4.6 |
| 1230 E Dixon Blvd Unit 11 Shelby, NC 28152 | (704) 481-1761 | — | 3.8 |
Bank branches in Shelby
| Address | Branch | Type |
|---|---|---|
| 106 S Lafayette St Shelby, NC 28150 | Shelby Main Branch | Full service |
| 1127 E Marion St Shelby, NC 28150 | Shelby-Highland Branch | Full service |
| 1338 E Dixon Blvd Shelby, NC 28152 | Shelby-East Branch | Full service |
| 526 S Lafayette St Shelby, NC 28150 | Shelby-South Branch | In-store |
| 412 S Dekalb St Shelby, NC 28150 | Shelby Branch | Full service |
| 316 S Lafayette St Shelby, NC 28150 | Shelby Branch | Full service |
| 224 E Warren St Shelby, NC 28150 | Shelby Main Office | Full service |
| 131 N Lafayette St Shelby, NC 28150 | Cleveland Federal Branch | Full service |
| 331 S Lafayette St Shelby, NC 28150 | Shelby Branch | Full service |
| 400 S Lafayette St Shelby, NC 28150 | Shelby Branch | Full service |
| 231 S Washington St Shelby, NC 28150 | Shelby Main Branch | Full service |
| 705 E Dixon Blvd Shelby, NC 28152 | 0134 Shelby Wal-Mart Branch | In-store |
More about Shelby
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.