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Banks vs Payday Loans in Gastonia, NC

20 branches of 12 FDIC-insured banks operate in Gastonia. Data: FDIC BankFind, as of June 30, 2026. There are also 4 payday, installment and title loan stores of 3 chains in Gastonia — about 5.0 bank branches for every loan store.

Bank branches
20
Payday & loan stores
4
Banks
12
Loan store chains
3
Bank branches per 100k
17.8
Loan stores per 100k
3.6

Payday and installment loan stores in Gastonia

Addresses and phone numbers of storefront lenders in Gastonia. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
OneMain Financial 2 stores in Gastonia onemainfinancial.com
2609 S New Hope Rd #4 Gastonia, NC 28056 (704) 865-3465 — 3.9
3060 E Franklin Blvd Ste 1 Ste 5 Gastonia, NC 28056 (704) 864-4316 — 4.2
ACE Cash Express 1 store in Gastonia acecashexpress.com
2597 W Franklin Blvd Gastonia, NC 28052 (704) 861-1965 — 5.0
Lendmark Financial Services 1 store in Gastonia lendmarkfinancial.com
3916 E Franklin Blvd #130 Gastonia, NC 28056 (704) 899-5247 — 4.5

Bank branches in Gastonia

Address Branch Type
Truist Bank 3 branches in Gastonia truist.com
120 S New Hope Rd Gastonia, NC 28054 Gastonia East Branch Full service
265 W Franklin Blvd Gastonia, NC 28052 Gastonia Downtown Branch Full service
3070 Union Rd Gastonia, NC 28056 Union Road Branch Full service
Wells Fargo Bank, National Association 3 branches in Gastonia wellsfargo.com
110 E Franklin Blvd Gastonia, NC 28052 Gastonia Main Branch Full service
403 Cox Rd Gastonia, NC 28054 Gaston Mall Branch Full service
750 S New Hope Rd Gastonia, NC 28054 New Hope Road Branch Full service
Bank of America, National Association 2 branches in Gastonia bankofamerica.com
2401 W Franklin Blvd Gastonia, NC 28052 Gastonia West Branch Full service
355 S New Hope Rd Gastonia, NC 28054 Gastonia Main Branch Full service
Commercial Bank 2 branches in Gastonia cbtn.com
2227 Union Rd Gastonia, NC 28054 Union Road Branch Full service
292 W Main Ave Gastonia, NC 28052 Alliance Bank & Trust Branch Full service
The Fidelity Bank 2 branches in Gastonia fidelitybanknc.com
2933 Union Rd Gastonia, NC 28054 Gastonia - Union Road Branch Full service
610 Cox Rd Gastonia, NC 28054 Gastonia - Cox Road Branch Full service
Woodforest National Bank 2 branches in Gastonia woodforest.com
223 N Myrtle School Rd Gastonia, NC 28052 Gastonia Myrtle School ( Walmart ) - -Nc - Branch In-store
3000 E Franklin Blvd Gastonia, NC 28056 Gastonia East Franklin (Walmart) - Nc - Branch In-store
Bank OZK 1 branch in Gastonia ozk.com
529 S New Hope Rd Gastonia, NC 28054 Gastonia Branch Full service
First Horizon Bank 1 branch in Gastonia firsthorizon.com
804 S New Hope Rd Gastonia, NC 28054 Gastonia Branch Full service
JPMorgan Chase Bank, National Association 1 branch in Gastonia jpmorganchase.com
2516 E Franklin Blvd Gastonia, NC 28056 Gastonia Branch Full service
PNC Bank, National Association 1 branch in Gastonia pnc.com
500 S New Hope Rd Gastonia, NC 28054 Gastonia East Branch Full service
SouthState Bank, National Association 1 branch in Gastonia southstatebank.com
519 S New Hope Rd Gastonia, NC 28054 Gastonia New Hope Road Branch Full service
United Bank 1 branch in Gastonia bankwithunited.com
534 S New Hope Rd Gastonia, NC 28054 Gastonia Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.