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Banks vs Payday Loans in Oxford, MS

34 branches of 18 FDIC-insured banks operate in Oxford. Data: FDIC BankFind, as of June 30, 2026. There are also 5 payday, installment and title loan stores of 5 chains in Oxford — about 6.8 bank branches for every loan store.

Bank branches
34
Payday & loan stores
5
Banks
18
Loan store chains
5
Bank branches per 100k
67.5
Loan stores per 100k
9.9

Payday and installment loan stores in Oxford

Addresses and phone numbers of storefront lenders in Oxford. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
1st Franklin Financial 1 store in Oxford 1ffc.com
301 Heritage Dr Oxford, MS 38655 (662) 236-1988 — 4.8
Advance America 1 store in Oxford advanceamerica.net
2008 University Ave., Suite D Oxford, MS 38655 (662) 234-0315 Mon–Thu 10:00 AM – 6:00 PM
Fri 9:00 AM – 6:00 PM
Sat–Sun closed
—
Check Into Cash 1 store in Oxford checkintocash.com
117 Heritage Dr Oxford, MS 38655 (662) 281-8110 — 5.0
OneMain Financial 1 store in Oxford onemainfinancial.com
2550 Jackson Ave W UNIT 7 Oxford, MS 38655 (662) 234-0121 — 4.1
TitleMax 1 store in Oxford titlemax.com
1420 Jackson Ave W Oxford, MS 38655 (662) 245-5248 — 5.0

Bank branches in Oxford

Address Branch Type
Guaranty Bank and Trust Company 5 branches in Oxford gbtonline.com
1500 University Ave Oxford, MS 38655 University Branch Full service
1800 Jackson Ave W Oxford, MS 38655 West Jackson Avenue Branch Full service
404 Enterprise Dr, Ste A Oxford, MS 38655 Oxford Branch Full service
404 Enterprise Drive Oxford, MS 38655 Guaranty Bank & Trust Company Branch Full service
602 S 16th St Oxford, MS 38655 Oxford University Bank Loan office
FNB Oxford Bank 4 branches in Oxford fnboxford.com
101 Courthouse Sq Oxford, MS 38655 Fnb Oxford Bank Main office Full service
2149 S Lamar Blvd Oxford, MS 38655 Medical Center Branch Full service
2770 George G. "pat" Patterson Pkwy Oxford, MS 38655 George G. Pat Patterson Parkway Branch Full service
700 Sisk Ave Oxford, MS 38655 Sisk Avenue Branch Full service
BankFirst Financial Services 3 branches in Oxford bankfirstfs.com
1508 University Ave Oxford, MS 38655 University Avenue Branch Full service
2601 Jackson Ave W Oxford, MS 38655 West Jackson Branch Full service
403 North Lamar Boulevard Oxford, MS 38655 Oxford - North Lamar Branch Full service
Renasant Bank 3 branches in Oxford renasant.com
1111 Jackson Ave E Oxford, MS 38655 Ms-Oxford Square Branch Full service
1901 University Ave Oxford, MS 38655 Ms-Oxford Tradewinds Branch Drive-thru
2527 Jackson Ave W Oxford, MS 38655 Oxford Main Branch Full service
First National Bank of Clarksdale 2 branches in Oxford fnbclarksdale.com
2531 Jackson Ave W Oxford, MS 38655 Bank Of Oxford- Jackson Avenue Branch Full service
3043 University Avenue Oxford, MS 38655 University Avenue Branch Full service
Paragon Bank 2 branches in Oxford bankparagon.com
2401 South Lamar Boulevard Oxford, MS 38655 Oxford Branch Full service
265 N Lamar Blvd, Ste N Oxford, MS 38655 Oxford Branch - Itm Full service
Regions Bank 2 branches in Oxford regions.com
1931 Jackson Ave W Oxford, MS 38655 Oxford Jackson Ave Branch Full service
1960 University Ave Oxford, MS 38655 Oxford Eastgate Center Branch Full service
The Huntington National Bank 2 branches in Oxford huntington.com
1929 Jackson Ave W Oxford, MS 38655 Oxford Jackson Avenue Branch Full service
517 S Lamar Blvd Oxford, MS 38655 Oxford Downtown Branch Full service
Trustmark Bank 2 branches in Oxford trustmark.com
106 Courthouse Sq Oxford, MS 38655 Courthouse Square Branch Full service
2301 Jackson Ave W Oxford, MS 38655 West Jackson Branch Full service
Bank of Commerce 1 branch in Oxford bankcom.com
1610 Jackson Ave W Oxford, MS 38655 Oxford Branch Full service
Bank of England 1 branch in Oxford bankofengland-ar.com
2692 West Oxford Loop, Ste 102 Oxford, MS 38655 Oxford Branch Lpo Loan office
BankPlus 1 branch in Oxford bankplus.net
400 S Lamar Blvd Oxford, MS 38655 Oxford Branch Full service
Origin Bank 1 branch in Oxford origin.bank
1312 University Ave Oxford, MS 38655 Oxford Banking Center Full service
RiverHills Bank 1 branch in Oxford riverhillsbank.com
1345 Cooperative Way Oxford, MS 38655 Riverhills Bank Branch Full service
Story Bank DBA Story Financial Partners 1 branch in Oxford story.bank
908 N Lamar Blvd, Ste 102 Oxford, MS 38655 Oxford Branch Full service
The Citizens Bank of Philadelphia, Mississippi 1 branch in Oxford thecitizensbankphila.com
902 Sisk Ave Oxford, MS 38655 Oxford Branch Full service
Unity Bank of Mississippi 1 branch in Oxford unityms.bank
501 Heritage Dr, Ofc 125 Oxford, MS 38655 Merchants And Farmers Bank Loan Production Office Loan office
Woodforest National Bank 1 branch in Oxford woodforest.com
2530 Jackson Ave W Oxford, MS 38655 8130 Oxford Mississippi Walmart Branch In-store

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.