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Banks vs Payday Loans in Mississippi
1,085 branches of 86 FDIC-insured banks operate in Mississippi; 57 of these banks are headquartered in the state. Data: FDIC BankFind, as of June 30, 2026. There are also 154 payday, installment and title loan stores of 10 chains in Mississippi — about 7.0 bank branches for every loan store.
- Bank branches
- 1,085
- Payday & loan stores
- 154
- Banks with branches
- 86
- Loan store chains
- 10
- Bank branches per 100k
- 36.8
- Loan stores per 100k
- 5.2
- Headquartered in Mississippi
- 57
Payday loan stores by city in Mississippi
154 stores in 60 cities and towns across Mississippi. Pick a city for the full list of loan stores and bank branches with addresses and phone numbers, or scroll down for the smaller towns.
Mississippi has about 2,951,317 residents, so that's 5 loan stores and 37 bank branches per 100,000 people. Population: U.S. Census Bureau, American Community Survey.
Payday and installment loan stores in Mississippi
Storefront lenders with locations in Mississippi, by number of stores. Most offer payday, installment or title loans, which cost far more than a bank or credit union loan.
| Lender | Stores in MS | Cities | Website |
|---|---|---|---|
| Advance America | 46 | 46 | advanceamerica.net |
| 1st Franklin Financial | 40 | 40 | 1ffc.com |
| OneMain Financial | 25 | 25 | onemainfinancial.com |
| Check Into Cash | 11 | 11 | checkintocash.com |
| Mariner Finance | 11 | 11 | marinerfinance.com |
| Lendmark Financial Services | 9 | 9 | lendmarkfinancial.com |
| TitleMax | 7 | 6 | titlemax.com |
| Always Money | 2 | 2 | alwaysmoney.com |
| Speedy Cash | 2 | 2 | speedycash.com |
| loanDepot | 1 | 1 | loandepot.com |
Banks with branches in Mississippi
| Bank | Branches in MS | Headquarters | Total assets | Website |
|---|---|---|---|---|
| Trustmark Bank | 97 | Jackson, MS | $19.2B | trustmark.com |
| Regions Bank | 96 | Birmingham, AL | $159.8B | regions.com |
| The Huntington National Bank | 89 | Columbus, OH | $283.1B | huntington.com |
| Renasant Bank | 89 | Tupelo, MS | $27.0B | renasant.com |
| BankPlus | 52 | Belzoni, MS | $8.4B | bankplus.net |
| Community Bank of Mississippi | 43 | Flowood, MS | $5.1B | communitybank.net |
| Guaranty Bank and Trust Company | 39 | Belzoni, MS | $3.1B | gbtonline.com |
| BankFirst Financial Services | 36 | Columbus, MS | $3.3B | bankfirstfs.com |
| The Citizens National Bank of Meridian | 29 | Meridian, MS | $1.9B | yourcnb.com |
| Hancock Whitney Bank | 27 | Gulfport, MS | $36.3B | hancockwhitney.com |
| Woodforest National Bank | 27 | The Woodlands, TX | $9.0B | woodforest.com |
| The Citizens Bank of Philadelphia, Mississippi | 26 | Philadelphia, MS | $1.6B | thecitizensbankphila.com |
| Southern Bancorp Bank | 21 | Arkadelphia, AR | $3.0B | banksouthern.com |
| Planters Bank & Trust Company | 20 | Indianola, MS | $2.7B | planters-bank.com |
| First Security Bank | 19 | Batesville, MS | $976.5M | firstsecuritybk.com |
| PriorityOne Bank | 18 | Magee, MS | $1.2B | priorityonebank.com |
| The Peoples Bank, Biloxi, Mississippi | 18 | Biloxi, MS | $770.7M | thepeoples.com |
| Bank of Commerce | 16 | Greenwood, MS | $1.1B | bankcom.com |
| First State Bank | 16 | Waynesboro, MS | $951.5M | firststatebnk.com |
| First Bank | 14 | Mccomb, MS | $562.9M | firstbankms.com |
| CB&S Bank, Inc. | 12 | Russellville, AL | $3.1B | cbsbank.com |
| Farmers and Merchants Bank | 12 | Baldwyn, MS | $565.8M | fmbms.com |
| TownBridge Bank | 11 | Pascagoula, MS | $1.3B | fmbanking.com |
| Great Southern Bank | 11 | Meridian, MS | $355.1M | greatsouthern.bank |
| United Mississippi Bank | 10 | Natchez, MS | $560.7M | unitedmsbk.com |
| Wells Fargo Bank, National Association | 9 | Sioux Falls, SD | $1.9T | wellsfargo.com |
| Bank of Holly Springs | 9 | Holly Springs, MS | $587.5M | bankofhollysprings.com |
| Copiah Bank | 9 | Hazlehurst, MS | $332.2M | copiahbank.com |
| JPMorgan Chase Bank, National Association | 8 | Columbus, OH | $4.1T | jpmorganchase.com |
| BNA Bank | 8 | New Albany, MS | $855.7M | bna.bank |
| Citizens Bank | 8 | Columbia, MS | $466.3M | citizensbk.com |
| Unity Bank of Mississippi | 8 | Holly Springs, MS | $281.8M | unityms.bank |
| FNB Oxford Bank | 7 | Oxford, MS | $939.7M | fnboxford.com |
| FSNB, National Association | 7 | Lawton, OK | $478.3M | fsnb.com |
| FNB Picayune Bank | 7 | Picayune, MS | $282.3M | fnbop.com |
| Origin Bank | 6 | Choudrant, LA | $10.2B | origin.bank |
| The Peoples Bank | 6 | Ripley, MS | $581.8M | peoplesripley.com |
| First Choice Bank | 6 | Pontotoc, MS | $561.0M | firstchoice.bank |
| First Federal Savings and Loan Association | 6 | Pascagoula, MS | $381.4M | firstwithus.com |
| Bank of Kilmichael | 6 | Kilmichael, MS | $341.6M | bankofkilmichael.com |
| First Southern Bank | 6 | Columbia, MS | $317.3M | fsb-ms.com |
| Merchants and Planters Bank | 6 | Raymond, MS | $199.0M | mpbank.net |
| Story Bank DBA Story Financial Partners | 5 | Jackson, MS | $1.0B | story.bank |
| RiverHills Bank | 5 | Vicksburg, MS | $445.2M | riverhillsbank.com |
| Pike National Bank | 5 | Mccomb, MS | $408.8M | pnb-ms.net |
| First National Bank of Clarksdale | 5 | Clarksdale, MS | $386.1M | fnbclarksdale.com |
| BankOkolona | 5 | Okolona, MS | $359.6M | bankokolona.com |
| Bank of Yazoo City | 5 | Yazoo City, MS | $318.2M | bankofyazoo.com |
| Bank of Franklin | 5 | Meadville, MS | $302.3M | bankoffranklin.com |
| The Commercial Bank | 5 | De Kalb, MS | $295.5M | commercialbankms.com |
| Bank of Anguilla | 5 | Anguilla, MS | $192.2M | bankofanguilla.com |
| First Horizon Bank | 4 | Memphis, TN | $84.1B | firsthorizon.com |
| First Financial Bank | 4 | El Dorado, AR | $2.0B | ffb1.com |
| Concordia Bank & Trust Company | 4 | Vidalia, LA | $667.0M | concordiabank.com |
| Peoples Bank | 4 | Mendenhall, MS | $503.5M | yourpeoples.bank |
| The Cleveland State Bank | 4 | Cleveland, MS | $340.2M | clevelandstatebank.com |
| Home Bank, National Association | 3 | Lafayette, LA | $3.6B | home24bank.com |
| Century Bank | 3 | Lucedale, MS | $566.2M | centurybank.net |
| The Bank of Vernon | 3 | Vernon, AL | $445.4M | bankofvernon.bank |
| The Bank of Forest | 3 | Forest, MS | $296.3M | bkforest.com |
| Bank of Wiggins | 3 | Wiggins, MS | $228.1M | bankofwiggins.com |
| The Jefferson Bank | 3 | Greenville, MS | $210.8M | thejeffersonbank.com |
| FIDELITY BANK | 2 | New Orleans, LA | $1.2B | bankwithfidelity.com |
| Paragon Bank | 2 | Memphis, TN | $908.1M | bankparagon.com |
| Delta Bank | 2 | Vidalia, LA | $632.0M | deltabk.com |
| Bank of England | 2 | England, AR | $332.3M | bankofengland-ar.com |
| Community Spirit Bank | 2 | Red Bay, AL | $228.8M | communityspirit.bank |
| Covington County Bank | 2 | Collins, MS | $109.2M | covcobank.com |
| Citizens Bank & Trust Co. | 2 | Marks, MS | $98.6M | cbt-co.com |
| Richton Bank & Trust Company | 2 | Richton, MS | $52.0M | richtonbank.com |
| Truist Bank | 1 | Charlotte, NC | $548.3B | truist.com |
| Pinnacle Bank | 1 | Nashville, TN | $128.8B | pnfp.com |
| Bank OZK | 1 | Little Rock, AR | $41.7B | ozk.com |
| Gulf Coast Bank and Trust Company | 1 | New Orleans, LA | $3.9B | gulfbank.com |
| Liberty Bank and Trust Company | 1 | New Orleans, LA | $1.1B | libertybank.net |
| Commercial Bank & Trust Co. | 1 | Paris, TN | $1.1B | cbtcnet.com |
| First National Banker's Bank | 1 | Baton Rouge, LA | $983.0M | bankers-bank.com |
| First Southern Bank | 1 | Florence, AL | $679.2M | firstsouthern.com |
| Bank3 | 1 | Memphis, TN | $491.8M | bank3.com |
| Grand Bank for Savings, FSB | 1 | Hattiesburg, MS | $280.4M | grand.bank |
| Bank of Brookhaven | 1 | Brookhaven, MS | $262.2M | bankofbrookhaven.com |
| Commerce Bank | 1 | Corinth, MS | $167.9M | commerce-bank.com |
| Bank of Winona | 1 | Winona, MS | $142.7M | bankofwinona.com |
| Home Banking Company | 1 | Selmer, TN | $124.0M | homebankingco.com |
| Genesis Bank | 1 | Benoit, MS | $97.2M | — |
| Amory First Savings And Loan Bank, Ssb | 1 | Amory, MS | $78.7M | amoryfederal.com |
Bank branches in Mississippi by type
- Full-service branches
- 958
- 88.3%
- In-store branches
- 36
- 3.3%
- Drive-thru & detached
- 51
- 4.7%
- Loan offices
- 29
- 2.7%
- Other limited-service
- 11
- 1.0%
Banks vs loan stores: cities in Mississippi
| City | Bank branches | Banks | Loan stores |
|---|---|---|---|
| Hattiesburg | 44 | 20 | 5 |
| Jackson | 44 | 14 | 2 |
| Tupelo | 39 | 14 | 6 |
| Oxford | 34 | 18 | 5 |
| Gulfport | 29 | 11 | 7 |
| Meridian | 28 | 10 | 6 |
| Southaven | 27 | 21 | 1 |
| Flowood | 25 | 17 | 2 |
| Ridgeland | 24 | 16 | 4 |
| Madison | 22 | 14 | — |
| Columbus | 19 | 10 | 5 |
| Olive Branch | 18 | 12 | 7 |
Bank branches are located in 214 Mississippi cities and towns.
More city pages in Mississippi
Loan stores in smaller towns of Mississippi
Other cities and towns in Mississippi with payday or installment loan stores, and the number of stores in each.
- Amory 2
- Batesville 4
- Booneville 2
- Brookhaven 3
- Byram 1
- Canton 1
- Carthage 1
- Clarksdale 1
- Cleveland 1
- Clinton 5
- Columbia 3
- Columbus 5
- Corinth 4
- Diberville 4
- Flowood 2
- Forest 2
- Gautier 2
- Greenville 2
- Greenwood 2
- Grenada 4
- Hazlehurst 1
- Hernando 1
- Holly Springs 1
- Horn Lake 1
- Houston 1
- Iuka 1
- Kosciusko 2
- Laurel 3
- Louisville 2
- Magee 1
- Mccomb 5
- Natchez 1
- New Albany 2
- Newton 1
- Ocean Springs 1
- Pascagoula 2
- Pearl 3
- Petal 1
- Philadelphia 4
- Picayune 3
- Pontotoc 2
- Ridgeland 4
- Ripley 1
- Senatobia 2
- Starkville 5
- Tupelo 6
- Vicksburg 3
- Waveland 1
- Waynesboro 1
- West Point 2
- Winona 1
- Yazoo City 1
Bank branches as reported to the FDIC, including main offices. Total assets are for the whole bank, not only its Mississippi branches. Loan stores: storefront locations of major payday, installment and title lenders; online-only lenders are not included.