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Banks vs Payday Loans in Saint Cloud, MN

22 branches of 16 FDIC-insured banks operate in Saint Cloud. Data: FDIC BankFind, as of June 30, 2026. We found no storefront payday or installment loan stores of major chains in Saint Cloud.

Bank branches
22
Payday & loan stores
0
Banks
16
Loan store chains
0
Bank branches per 100k
28.1

Bank branches in Saint Cloud

Address Branch Type
American Heritage National Bank 2 branches in Saint Cloud logbank.com
2915 2nd St S St. Cloud, MN 56301 St. Cloud Branch Full service
525 Highway 10 S Saint Cloud, MN 56304 American Heritage Nb Branch Full service
Liberty Bank Minnesota 2 branches in Saint Cloud libertybankmn.com
2842 2nd St S Saint Cloud, MN 56301 Liberty Bank Minnesota Main office Full service
5803 Ridgewood Rd Saint Cloud, MN 56303 Westwood Branch Full service
Old National Bank 2 branches in Saint Cloud oldnational.com
400 2nd St S Saint Cloud, MN 56301 Saint Cloud Branch Full service
4150 2nd St S Saint Cloud, MN 56301 St Cloud West Branch Full service
Sentry Bank 2 branches in Saint Cloud mysentrybank.com
120 4th Ave S Saint Cloud, MN 56301 Saint Cloud Downtown Office Full service
4350 8th St N Saint Cloud, MN 56303 Saint Cloud Branch Full service
U.S. Bank National Association 2 branches in Saint Cloud usbank.com
1015 W Saint Germain St Saint Cloud, MN 56301 St. Cloud Downtown Branch Full service
27 33rd Ave N Saint Cloud, MN 56303 St. Cloud Midtown Branch Full service
Wells Fargo Bank, National Association 2 branches in Saint Cloud wellsfargo.com
200 33rd Ave S St. Cloud, MN 56301 St Cloud-South Branch Full service
400 1st St S Saint Cloud, MN 56301 Saint Cloud Main Branch Full service
American National Bank of Minnesota 1 branch in Saint Cloud anbmn.com
3210 W Division St St. Cloud, MN 56301 St. Cloud Branch Full service
Falcon National Bank 1 branch in Saint Cloud falconnational.com
1010 W Saint Germain St Saint Cloud, MN 56301 St. Cloud Branch Full service
Gate City Bank 1 branch in Saint Cloud gatecity.bank
1001 4th St Se Saint Cloud, MN 56304 Saint Cloud Cash Wise Foods Branch In-store
Harvest Bank 1 branch in Saint Cloud harvestbank.com
24952 County Road 7 St. Cloud, MN 56301 St. Augusta Branch Full service
JPMorgan Chase Bank, National Association 1 branch in Saint Cloud jpmorganchase.com
211 5th Ave S, Ste 300 Saint Cloud, MN 56301 Downtown St Cloud Branch Full service
MidCountry Bank 1 branch in Saint Cloud midcountrybank.com
1113 W Saint Germain St Saint Cloud, MN 56301 St Cloud Branch Full service
Minnwest Bank 1 branch in Saint Cloud minnwestbank.com
3130 2nd St S Saint Cloud, MN 56301 St. Cloud Branch Full service
Stearns Bank National Association 1 branch in Saint Cloud stearnsbank.com
4191 2nd St S Saint Cloud, MN 56301 Stearns Bank National Association Main office Full service
The Huntington National Bank 1 branch in Saint Cloud huntington.com
200 25th Ave S Saint Cloud, MN 56301 Saint Cloud Wesaint Branch Full service
West Bank 1 branch in Saint Cloud westbankstrong.com
1800 Bellin Dr Sartell, MN 56303 West Bank - Sartell Branch Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.