Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Duluth, MN
33 branches of 11 FDIC-insured banks operate in Duluth. Data: FDIC BankFind, as of June 30, 2026. There are also 1 payday, installment and title loan stores of 1 chains in Duluth — about 33.0 bank branches for every loan store.
- Bank branches
- 33
- Payday & loan stores
- 1
- Banks
- 11
- Loan store chains
- 1
- Bank branches per 100k
- 27.8
- Loan stores per 100k
- 0.8
Payday and installment loan stores in Duluth
Addresses and phone numbers of storefront lenders in Duluth. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4140 Richard Ave Ste 310 Hermantown, MN 55811 | (218) 722-7791 | — | 4.0 |
Bank branches in Duluth
| Address | Branch | Type |
|---|---|---|
| 131 W Superior St Duluth, MN 55802 | North Shore Bank Of Commerce Main office | Full service |
| 131 W Superior St Duluth, MN 55802 | Lakeshore Branch | Limited service |
| 131 W Superior St Duluth, MN 55802 | Northshore.bank Branch | Limited service |
| 17 E Calvary Rd Duluth, MN 55803 | Woodland Branch | Full service |
| 19 N 2nd Ave Duluth, MN 55810 | Auto Bank Branch | Drive-thru |
| 4801 E Superior St Duluth, MN 55804 | Lakeside Branch | Full service |
| 4810 Miller Trunk Hwy Hermantown, MN 55811 | Hermantown Branch | Full service |
| 130 W Superior St Duluth, MN 55802 | Duluth-Main Branch | Full service |
| 1337 W Arrowhead Rd Duluth, MN 55811 | Kenwood Branch | Full service |
| 2400 Maple Grove Rd Duluth, MN 55811 | Duluth-Miller Hill Branch | Full service |
| 4601 E Superior St Duluth, MN 55804 | Duluth-Lakeside Branch | Full service |
| 5330 Grand Ave Duluth, MN 55807 | Duluth-Spirit Valley Branch | Full service |
| 2630 W Superior St Duluth, MN 55806 | Park State Bank Main office | Full service |
| 120 Mount Royal Shopping Cir Duluth, MN 55803 | Mt Royal Branch | Full service |
| 331 N Central Ave Duluth, MN 55807 | West Duluth Branch | Drive-thru |
| 4161 Haines Road Hermantown, MN 55811 | Hermantown Branch | Full service |
| 1339 W Arrowhead Rd Duluth, MN 55811 | Duluth Kenwood Branch | Full service |
| 222 W Superior St Duluth, MN 55802 | Duluth Trust Office | Limited service |
| 3931 W Superior St Duluth, MN 55807 | Duluth Denfeld Branch | Full service |
| 4180 Haines Rd Duluth, MN 55811 | Duluth Miller Hill Branch | Full service |
| 1314 E Superior St Duluth, MN 55805 | Duluth Branch | Full service |
| 1619 Woodland Ave Duluth, MN 55803 | Woodland Avenue Branch | Full service |
| 4105 Richard Ave Hermantown, MN 55811 | Hermantown Branch | Full service |
| 201 N Central Ave Duluth, MN 55807 | Western National Bank Main office | Full service |
| 202 W Superior St Duluth, MN 55802 | Downtown Branch | Full service |
| 4120 Richard Ave Hermantown, MN 55811 | Superone Foods Branch | Full service |
| 201 E Superior St Duluth, MN 55802 | Duluth Branch | Full service |
| 3501 W Arrowhead Rd Duluth, MN 55811 | Duluth Heights Branch | Full service |
| 331 W Superior St Duluth, MN 55802 | Beacon Bank - Duluth Branch | Full service |
| 4803 Miller Trunk Hwy Hermantown, MN 55811 | Hermantown Office Branch | Full service |
| 225 W Superior St, Ste 120 Duluth, MN 55802 | Holiday Center Duluth Branch | Full service |
| 211 2nd St Proctor, MN 55810 | The First National Bank Of Proctor Main office | Full service |
| 1208 Kirby Dr Duluth, MN 55812 | University Of Duluth Branch | Full service |
More about Duluth
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.