Borrow with the facts on your side.

Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.

How much do you need?
By clicking "Get Started", you agree to Privacy Policy, Terms of Use, Responsible Lending Practices and Marketing Practices

Banks vs Payday Loans in Gaithersburg, MD

27 branches of 11 FDIC-insured banks operate in Gaithersburg. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Gaithersburg — about 13.5 bank branches for every loan store.

Bank branches
27
Payday & loan stores
2
Banks
11
Loan store chains
2
Bank branches per 100k
18.7
Loan stores per 100k
1.4

Payday and installment loan stores in Gaithersburg

Addresses and phone numbers of storefront lenders in Gaithersburg. These loans usually cost far more than a bank or credit union loan — compare first.

Address Phone Hours Google rating
ACE Cash Express 1 store in Gaithersburg acecashexpress.com
211 N Frederick Ave Gaithersburg, MD 20877 (301) 212-9254 — 4.8
OneMain Financial 1 store in Gaithersburg onemainfinancial.com
501 N Frederick Ave #108 Gaithersburg, MD 20877 (240) 453-9480 — 3.7

Bank branches in Gaithersburg

Address Branch Type
Truist Bank 5 branches in Gaithersburg truist.com
16000 Shady Grove Rd Gaithersburg, MD 20877 The Grove Branch Full service
18200 Flower Hill Way Gaithersburg, MD 20879 Flower Hill Branch Full service
265 Kentlands Blvd Gaithersburg, MD 20878 Kentlands Branch Full service
467 N Frederick Ave Gaithersburg, MD 20877 Gaithersburg Branch Full service
800 Muddy Branch Rd Gaithersburg, MD 20878 Muddy Branch Branch Full service
Capital One, National Association 4 branches in Gaithersburg capitalone.com
12 Bureau Dr Gaithersburg, MD 20878 12 Bureau Dr Branch Full service
12201 Darnestown Rd Gaithersburg, MD 20878 Darnestown Road Branch Full service
317 Kentlands Blvd Gaithersburg, MD 20878 Gaithersburg Branch Full service
509 N Frederick Ave Gaithersburg, MD 20877 North Frederick Branch Full service
Manufacturers and Traders Trust Company 4 branches in Gaithersburg mtb.com
12110 Darnestown Rd Gaithersburg, MD 20878 Quince Orchard Branch Full service
18261 Flower Hill Way Gaithersburg, MD 20879 Flower Hill Way Branch Full service
215 N Frederick Ave Gaithersburg, MD 20877 Gaithersburg Branch Full service
5 Bank St Gaithersburg, MD 20878 Diamond Farms Branch Full service
Bank of America, National Association 3 branches in Gaithersburg bankofamerica.com
1048 Quince Orchard Rd Gaithersburg, MD 20878 Quince Orchard Branch Full service
474 N Frederick Ave Gaithersburg, MD 20877 Gaithersburg Square Branch Full service
701 S Frederick Ave Gaithersburg, MD 20877 Walnut Hill Branch Full service
Wells Fargo Bank, National Association 3 branches in Gaithersburg wellsfargo.com
107 Crown Park Ave Gaithersburg, MD 20878 Crown Farm Branch Full service
12161 Darnestown Rd Gaithersburg, MD 20878 Quince Orchard Branch Full service
607 N Frederick Ave Gaithersburg, MD 20879 Gaithersburg Branch Full service
Atlantic Union Bank 2 branches in Gaithersburg atlanticunionbank.com
484 N Frederick Ave Gaithersburg, MD 20877 Gaithersburg Square Branch Full service
7653 Lindbergh Dr Gaithersburg, MD 20879 Airpark Community Branch Full service
TD Bank, National Association 2 branches in Gaithersburg td.com
15830 Shady Grove Rd Gaithersburg, MD 20877 Shady Grove/gaithersburg Branch Full service
810 W Diamond Ave Gaithersburg, MD 20878 Gaithersburg Branch Full service
Citibank, National Association 1 branch in Gaithersburg citibank.com
6 Montgomery Village Ave Gaithersburg, MD 20879 Montgomery Village Branch Full service
First National Bank of Pennsylvania 1 branch in Gaithersburg fnb-online.com
18523 N Frederick Ave Gaithersburg, MD 20879 Gaithersburg Branch Full service
JPMorgan Chase Bank, National Association 1 branch in Gaithersburg jpmorganchase.com
494 N Frederick Ave Gaithersburg, MD 20877 Gaithersburg Square Branch Full service
PNC Bank, National Association 1 branch in Gaithersburg pnc.com
702 Russell Ave Gaithersburg, MD 20877 Gaithersburg Main Office Full service

Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.