Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Owensboro, KY
27 branches of 12 FDIC-insured banks operate in Owensboro. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 6 chains in Owensboro — about 4.5 bank branches for every loan store.
- Bank branches
- 27
- Payday & loan stores
- 6
- Banks
- 12
- Loan store chains
- 6
- Bank branches per 100k
- 30.9
- Loan stores per 100k
- 6.9
Payday and installment loan stores in Owensboro
Addresses and phone numbers of storefront lenders in Owensboro. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 303 E 14th St Apt 6 Owensboro, KY 42303 | (270) 683-6727 | — | 5.0 |
| 3333 Frederica, #3 Owensboro, KY 42301 | (270) 684-6408 | Mon 10:00 AM – 6:00 PM Tue 10:00 AM – 4:00 PM Wed 9:00 AM – 6:00 PM Thu 10:00 AM – 6:00 PM Fri 9:00 AM – 6:00 PM Sat 10:00 AM – 1:00 PM Sun closed |
— |
| 3525 Frederica St Ste 2 Owensboro, KY 42301 | (270) 683-3250 | — | 4.9 |
| 2928 Heartland Xing Blvd B Owensboro, KY 42303 | (270) 926-6836 | — | 5.0 |
| 5140 Frederica St Ste B Owensboro, KY 42301 | (270) 228-2631 | — | 4.8 |
| 4764 Frederica St #5 Owensboro, KY 42301 | (270) 684-6264 | — | 3.9 |
Bank branches in Owensboro
| Address | Branch | Type |
|---|---|---|
| 313 Frederica St Owensboro, KY 42301 | Owensboro Downtown Branch | Full service |
| 3264 Highway 54 Owensboro, KY 42303 | Owensboro Highway 54 Branch | Full service |
| 3560 Frederica St Owensboro, KY 42301 | Owensboro South Frederica Branch | Full service |
| 2425 Frederica St Owensboro, KY 42301 | Independence Bank Of Kentucky Main office | Full service |
| 2465 W Parrish Ave Owensboro, KY 42301 | Parrish Avenue Branch | Full service |
| 3228 Highway 54 Owensboro, KY 42303 | Highway 54 Branch | Full service |
| 1375 Carter Rd Owensboro, KY 42301 | Carter Road Branch | Full service |
| 2715 Frederica St Owensboro, KY 42301 | Frederica Street Branch | Full service |
| 3010 Highway 54 Owensboro, KY 42303 | Highway 54 Branch | Full service |
| 100 W 3rd St Owensboro, KY 42303 | Owensboro Downtown Branch | Full service |
| 2901 W Parrish Ave Owensboro, KY 42301 | West Parrish Avenue Branch | Full service |
| 3506 State Route 54 Owensboro, KY 42303 | Commonwealth Court Branch | Full service |
| 1301 Pleasant Valley Rd, Ste 105 Owensboro, KY 42303 | Owensboro Health Regional Hospital | In-store |
| 1701 Carter Rd Owensboro, KY 42301 | Carter Road Branch | Full service |
| 2701 New Hartford Rd Owensboro, KY 42303 | New Hartford Branch | Full service |
| 3205 Frederica St Owensboro, KY 42301 | Owensboro South Branch | Full service |
| 500 Frederica St Owensboro, KY 42301 | Owensboro Downtown Branch | Full service |
| 2800 Frederica St Owensboro, KY 42301 | Frederica Street Branch | Full service |
| 3012 W Parrish Ave Owensboro, KY 42301 | Parrish Ave. Branch | Full service |
| 2938 Frederica St Owensboro, KY 42301 | Frederica Street Branch | Full service |
| 3160 Highway 54 Owensboro, KY 42303 | Villa Point Branch | Full service |
| 123 W 4th St, Ste 100 Owensboro, KY 42303 | Owensboro Branch | Full service |
| 3230 Mount Moriah Ave Owensboro, KY 42303 | Owensboro Highway 54 Branch | Full service |
| 3250 Hayden Rd Owensboro, KY 42303 | Gateway Commons Branch | Full service |
| 3500 Frederica St Owensboro, KY 42301 | Owensboro Branch | Full service |
| 1819 Frederica St Owensboro, KY 42301 | Cornerstone Community Bank Main office | Full service |
| 3013 Frederica St Owensboro, KY 42301 | Frederica Street Branch | Full service |
More about Owensboro
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.