Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Muncie, IN
20 branches of 6 FDIC-insured banks operate in Muncie. Data: FDIC BankFind, as of June 30, 2026. There are also 6 payday, installment and title loan stores of 5 chains in Muncie — about 3.3 bank branches for every loan store.
- Bank branches
- 20
- Payday & loan stores
- 6
- Banks
- 6
- Loan store chains
- 5
- Bank branches per 100k
- 22.6
- Loan stores per 100k
- 6.8
Payday and installment loan stores in Muncie
Addresses and phone numbers of storefront lenders in Muncie. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 3213 S Madison St Muncie, IN 47302 | (765) 289-7000 | — | 4.9 |
| 807 E McGalliard Rd Unit 56 Muncie, IN 47303 | (765) 741-9611 | — | 4.9 |
| 1701 W. McGalliard, Unit #1 Muncie, IN 47304 | (765) 284-0232 | Mon–Fri 10:00 AM – 6:00 PM Sat 10:00 AM – 2:00 PM Sun closed |
— |
| 420 E McGalliard Rd Muncie, IN 47303 | (765) 288-1200 | — | 5.0 |
| 814 E McGalliard Rd Muncie, IN 47303 | (765) 286-4428 | — | 4.8 |
| 330 E McGalliard Rd Muncie, IN 47303 | (765) 284-7781 | — | 4.2 |
Bank branches in Muncie
| Address | Branch | Type |
|---|---|---|
| 200 E Jackson St Muncie, IN 47305 | First Merchants Bank Main office | Full service |
| 101 S Country Club Rd Muncie, IN 47303 | Country Club Branch | Full service |
| 1501 N Nebo Rd Muncie, IN 47304 | Yorktown Branch | Full service |
| 1628 W Mcgalliard Rd Muncie, IN 47304 | Mcgalliard Branch | Full service |
| 200 E Jackson St Muncie, IN 47305 | First Merchants Private Wealth Advisors | Limited service |
| 2101 S Madison St Muncie, IN 47302 | Madison Street Branch | Full service |
| 801 S Tillotson Ave Muncie, IN 47304 | Tillotson Branch | Full service |
| 116 W Charles St Muncie, IN 47305 | Muncie Downtown Banking Center | Full service |
| 2401 S Madison St Muncie, IN 47302 | Muncie Southside Branch | Full service |
| 2525 W University Ave Muncie, IN 47303 | Medical Pavilion Branch | Limited service |
| 3100 N Morrison Rd Muncie, IN 47304 | Morrison Road Branch | Full service |
| 110 E Charles St Muncie, IN 47305 | Muncie - Charles Street Branch | Full service |
| 1912 W Mcgalliard Rd Muncie, IN 47304 | Muncie - Mcgalliard Road Branch | Full service |
| 2910 W Jackson St Muncie, IN 47304 | Muncie - West Jackson Street Branch | Full service |
| 3300 N Everbrook Ln Muncie, IN 47304 | Everbrook/mcgalliard Branch | Full service |
| 3701 N Broadway Ave Muncie, IN 47303 | Broadway Branch | Full service |
| 400 N High St Muncie, IN 47305 | High Street Branch | Full service |
| 1635 W Mcgalliard Rd Muncie, IN 47304 | Northwest Plaza Branch | Full service |
| 912 S Tillotson Ave Muncie, IN 47304 | Tillotson Square Branch | Full service |
| 1501 E 29th St Muncie, IN 47302 | 0224 Muncie In Walmart Branch | In-store |
More about Muncie
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.