Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Elgin, IL
25 branches of 14 FDIC-insured banks operate in Elgin. Data: FDIC BankFind, as of June 30, 2026. There are also 2 payday, installment and title loan stores of 2 chains in Elgin — about 12.5 bank branches for every loan store.
- Bank branches
- 25
- Payday & loan stores
- 2
- Banks
- 14
- Loan store chains
- 2
- Bank branches per 100k
- 20.2
- Loan stores per 100k
- 1.6
Payday and installment loan stores in Elgin
Addresses and phone numbers of storefront lenders in Elgin. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 1350 E Chicago St #28 Elgin, IL 60120 | (847) 931-5270 | — | 4.9 |
| Clock Tower Plaza, 27 Times Square Rd Elgin, IL 60120 | (847) 416-6868 | — | 4.9 |
Bank branches in Elgin
| Address | Branch | Type |
|---|---|---|
| 1600 Larkin Ave Elgin, IL 60123 | Larkin Branch | Full service |
| 270 S Randall Rd Elgin, IL 60123 | Elgin Randall Rd Branch | Full service |
| 500 N Shady Oaks Dr Elgin, IL 60120 | Shady Oaks Branch | Full service |
| 1695 Larkin Ave Elgin, IL 60123 | Elgin Larkin Branch | Full service |
| 835 S Randall Rd Elgin, IL 60123 | Elgin South Branch | Full service |
| 850 Summit St Elgin, IL 60120 | Elgin Summit Branch | Full service |
| 1001 S Randall Rd Elgin, IL 60123 | Elgin Branch | Full service |
| 445 Summit St Elgin, IL 60120 | Summit Branch | Full service |
| 50 Tyler Creek Plz Elgin, IL 60123 | Tyler Creek Plaza Banking Center | Full service |
| 16 N Spring St Elgin, IL 60120 | Elgin Branch | Full service |
| 2001 Larkin Ave Elgin, IL 60123 | West Elgin Branch | Full service |
| 170 N Mclean Blvd Elgin, IL 60123 | Elgin - Mclean Branch | Full service |
| 250 Dundee Ave Elgin, IL 60120 | Elgin - Dundee Branch | Full service |
| 1645 Larkin Ave Elgin, IL 60123 | Larkin Branch | Full service |
| 525 Waverly Dr Elgin, IL 60120 | Waverly Branch | Full service |
| 1660 Larkin Ave Elgin, IL 60123 | Larkin And Mclean Jewel Branch | In-store |
| 645 Tollgate Rd, Ste 100 Elgin, IL 60123 | Elgin Branch | Loan office |
| 101 E Chicago St Elgin, IL 60120 | Union National Bank And Trust Company Of Elgin Main office | Full service |
| 101 E Chicago St Elgin, IL 60120 | Courier Service Branch | Limited service |
| 635 S Randall Rd Elgin, IL 60123 | Elgin - Randall & College Green Branch | Full service |
| 325 S Randall Rd Elgin, IL 60123 | Elgin Branch | Full service |
| 3290 Us Highway 20 And Nesler Road Elgin, IL 60123 | Elgin-Route 20 Branch | Full service |
| 1000 S Mclean Blvd Elgin, IL 60123 | Elgin Branch | Full service |
| 3151 Us Highway 20 Elgin, IL 60124 | Elgin Branch | Full service |
| 815 S Randall Rd Elgin, IL 60123 | Elgin Meijer Branch | In-store |
More about Elgin
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.