Compare legal limits, fees and the true cost of small loans in your state before you talk to any lender. Compare legal limits, fees and the true cost of small loans in your state.
Banks vs Payday Loans in Decatur, IL
23 branches of 11 FDIC-insured banks operate in Decatur. Data: FDIC BankFind, as of June 30, 2026. There are also 3 payday, installment and title loan stores of 3 chains in Decatur — about 7.7 bank branches for every loan store.
- Bank branches
- 23
- Payday & loan stores
- 3
- Banks
- 11
- Loan store chains
- 3
- Bank branches per 100k
- 29.0
- Loan stores per 100k
- 3.8
Payday and installment loan stores in Decatur
Addresses and phone numbers of storefront lenders in Decatur. These loans usually cost far more than a bank or credit union loan — compare first.
| Address | Phone | Hours | Google rating |
|---|---|---|---|
| 4284 Prospect Dr Decatur, IL 62526 | (217) 876-1500 | — | 4.8 |
| 3170 N Water St Decatur, IL 62526 | (217) 875-3425 | — | 3.6 |
| 4839 US-36 Decatur, IL 62521 | (217) 875-7885 | — | 4.9 |
Bank branches in Decatur
| Address | Branch | Type |
|---|---|---|
| 225 N Water St Decatur, IL 62523 | Hickory Point Bank And Trust Main office | Full service |
| 10 Southland Dr Decatur, IL 62521 | South Shores Branch | Full service |
| 1880 S Mount Zion Rd Decatur, IL 62521 | Mt Zion Branch | Full service |
| 3101 N Water St Decatur, IL 62526 | North Point Banking Center Branch | Full service |
| 4666 E Faries Pkwy Decatur, IL 62526 | Faries Branch | Full service |
| 130 N Water St Decatur, IL 62523 | First National Of Decatur Branch | Full service |
| 2070 S Mount Zion Rd Decatur, IL 62521 | K-Mart Plaza-Financial Ctr. Facility | Full service |
| 2505 N Water St Decatur, IL 62526 | First Bank North Facility | Full service |
| 455 N Main St Decatur, IL 62523 | First Federal Branch | Full service |
| 4825 E Us Route 36 Decatur, IL 62521 | Route 36 Branch | Full service |
| 560 E Pershing Rd Decatur, IL 62526 | East Pershing Road Branch | Full service |
| 2340 S Mount Zion Rd Decatur, IL 62521 | Mt Zion Rd Branch | Full service |
| 333 E Pershing Rd Decatur, IL 62526 | Northtown Branch | Full service |
| 350 N Water St Decatur, IL 62523 | Decatur Main Branch | Full service |
| 100 S Water St Decatur, IL 62523 | Decatur Water Street Branch | Full service |
| 1688 S Baltimore Ave Decatur, IL 62521 | Decatur Baltimore Road Branch | Full service |
| 1000 W Pershing Rd Decatur, IL 62526 | Pershing Road Branch | Full service |
| 4485 E Us Route 36 Decatur, IL 62521 | Decatur Il Drive-Thru Branch | Drive-thru |
| 3795 N Woodford St Decatur, IL 62526 | Decatur Citizens Community Branch | Full service |
| 303 N Main St Decatur, IL 62523 | Decatur Branch | Full service |
| 2965 N Water St Decatur, IL 62526 | Water Street Branch | Full service |
| 3950 Fountain Ln Decatur, IL 62522 | Decatur Branch | Full service |
| 4224 N Prospect Dr Decatur, IL 62526 | 0516 Decatur Illinois Walmart Branch | In-store |
More about Decatur
Bank branches as reported to the FDIC, including main offices; branch phone numbers are not published by the FDIC. Loan stores: storefront locations of major payday, installment and title lenders from lender websites and Google Maps; call ahead to confirm hours. Online-only lenders are not included.